D - FI
ActiveSummary
D - FI has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.0m and a net result of €1.7m. Equity has been growing by about 2.9% per year since 2018. Its solvency ranks better than 24% of 2,445 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 21-01-1993 Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 2 others
- Establishment unit
- 2.060.437.772 4140 Sprimont, since 30-04-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 25-04-2025
Board and ownership
- Jean-YvesGASPARDDirector · since 10-06-2022
- G4 Finance SRLDirector · since 02-06-2023 · permanent representative Gilles-Olivier Moury
- Gerard CaprasseDirector · since 02-06-2023
- Auditor
- BDO, Réviseurs d’Entreprises SRL
- MOURY CONSTRUCT100%2025 annual accounts of MOURY CONSTRUCT
- OURTH' INVEST100%act of 29-05-2024
- Holdings
- Shares in 1 company VOLT - AIR
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Turnover
- €15.3m
- ▲ 5.6%
- Profit
- €1.7m
- ▲ 25.9%
- Equity
- €3.0m
- ▼ 7.3%
- Total assets
- €13.1m
- ▲ 1.2%
- Employees on 31-12-2025
- 52
- ▼ 5.5%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Equity €3.0m (22.7% of total assets)lowers riskLiquidity: current ratio 1.12, cash €3.5mProfit of €1.7m (financial year 2025)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, medium-sized). It does better than 31% of them on solvency, 68% on liquidity, 90% on profitability and 40% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Higher net result than 95% of companies in specialised constructionsector median €42,866 · 2,446 companies €1.7m View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €1.7m 8 years View
- Positive: Result rose in 2025from €1.3m to €1.7m ▲ 25.9% View
Recent changes
- · Gazette deed Reappointment: Anne-Sophie Finocchio (director)Appointment: SRL BDO Réviseurs d’Entreprises (commissaire de la société)
- · Gazette deed Merger: D-FI takes over OURTH'INVEST SACapital increase of €1,109,350 to €1,259,350 · Appointment: FINOCCHIO Anne-Sophie (director)
- · Gazette deed Merger proposal: D-FI SA takes over Ourth'InvestPermanent representative: Gilles-Olivier MOURY
Comparable companies
These companies have the same main activity as D - FI: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €9.2m and €13m, founded between 1984 and 1996.
| Company | Total assets | Turnover |
|---|---|---|
| D - FI Sprimont | €13.1m | €15.3m |
| LENAERTS Houthalen-Helchteren | €12.7m | €20.7m |
| Koel- en Verwarmingstechniek Lier | €11.3m | €12.2m |
| HOOYBERGHS HVAC Turnhout | €11.4m | €18.5m |
| SANITECHNIEK Sint-Katelijne-Waver | €9.7m | €21.4m |
| ABN KLIMATISATIE Bilzen-Hoeselt | €9.2m | €13.2m |
| OMER DELOOF Aalter | €9.3m | €17.4m |
Key facts about D - FI
- What is the company number of D - FI?
- The company number of D - FI is 0449.118.908. The VAT number is the same number with BE in front: BE 0449.118.908.
- Where is D - FI based?
- The registered office is at Rue Rodolphe Bernard 64 A, 4140 Sprimont.Company details
- What does D - FI do?
- According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
- What is the legal form of D - FI?
- The legal form of D - FI is Public limited company (NV).
- When was D - FI founded?
- D - FI was founded on 21-01-1993.
- Is D - FI still active?
- Yes, D - FI is an active enterprise in the KBO register.
- How many employees does D - FI have?
- D - FI had an average of 53 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of D - FI?
- The turnover of D - FI was €15.3m in financial year 2025, according to the filed annual accounts.
- Is D - FI profitable?
- In financial year 2025, D - FI made a profit of €1.7m.
- Where can I find the annual accounts of D - FI?
- D - FI filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of D - FI due?
- D - FI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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