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D'ESSENTIE

Active
Private limited companyfounded 201214 yrs activeBergstraat 69, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0847.576.003

D'ESSENTIE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-10) and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
36 / 100
Weak▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency46▲+3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.06 against 0.93 in 2024), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0%
Return on assets
1.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 18024 sector peers (2025).
NBB · sector comparison
Position among 18024 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 d early
2024
19 d late
2023
47 d early
2022
49 d early
2021
48 d early
2020
47 d early
2019
46 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-10▲ 99.3%
2024 · €-1k
2018: €7k 2019: €9k 2020: €18k 2021: €12k 2022: €-5k 2023: €-1k 2024: €-1k
2018 → 2025
Total assets
€79k▲ 9.1%
2024 · €73k
2018: €79k 2019: €78k 2020: €80k 2021: €67k 2022: €41k 2023: €53k 2024: €73k
2018 → 2025
Net result
€1k
2024 · €-317
2018: €2k 2019: €2k 2020: €10k 2021: €-6k 2022: €-5k 2023: €4k 2024: €-317
2018 → 2025
Working capital
€3k
2024 · €-2k
2018: €14k 2019: €18k 2020: €31k 2021: €18k 2022: €5k 2023: €6k 2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€12k-€-5k€-1k▲ 78.0%€-1k▼ 28.6%€-10▲ 99.3%
Operating result€-6k-€-5k▲ 10.1%€4k€-2€2k
Net result€-6k-€-5k▲ 14.4%€4k€-317€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€-5k€0€5kOperating result 2021: €-6k€-6kNet result 2021: €-6k€-6kOperating result 2022: €-5k€-5kNet result 2022: €-5k€-5kOperating result 2023: €4k€4kNet result 2023: €4k€4kOperating result 2024: €-2€-2Net result 2024: €-317€-317Operating result 2025: €2k€2kNet result 2025: €1k€1k20212022202320242025
The operating result returns to profit in 2025: €2k after a loss of €2 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets €30k▼ 20.6%
Current assets €50k▲ 40.8%
Key figures and ratios
2025 value · change against 2024
EBITDA
€10k
2024 · €4k
Cash flow
€9k
2024 · €3k
Solvency
0.0%
2024 · -2.0%
Current ratio
1.06
2024 · 0.93
Quick ratio
0.64
2024 · 0.50
ROA
1.8%
2024 · -0.4%
Interest coverage
11.29
2024 · 11.00
Debt
€79k
2024 · €74k
Debt ≤ 1 year
€47k
2024 · €38k
Debt > 1 year
€32k
2024 · €36k
Staff costs
€25k
2024 · €25k
Equity ratios withheld: equity of €-10 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€73k€79k
Fixed assets21/28€38k€30k
Tangible fixed assets22/27€32k€24k
Plant, machinery and equipment23€2k€874
Furniture and vehicles24€30k€24k
Financial fixed assets28€5k€5k=
Current assets29/58€35k€50k
Stocks and contracts in progress3€16k€19k
Stocks30/36€16k€19k
Amounts receivable within one year40/41€2k-
Other amounts receivable41€2k-
Cash at bank and in hand54/58€15k€27k
Deferred charges and accrued income490/1€1k€3k
Equity and liabilities
Total equity and liabilities10/49€73k€79k
Equity10/15€-1k€-10
Contributions10/11€7k€7k=
Profit (loss) carried forward14€-8k€-7k
Amounts payable17/49€74k€79k
Amounts payable after more than one year17€36k€32k
Financial debts170/4€36k€32k
Amounts payable within one year42/48€38k€47k
Current portion of amounts payable after more than one year42€4k€4k
Trade debts44€6k€2k
Suppliers440/4€6k€2k
Taxes, remuneration and social security45€5k€11k
Taxes450/3€160€4k
Remuneration and social security454/9€4k€8k
Other amounts payable47/48€23k€29k
Accrued charges and deferred income492/3-€360
Income statement Code20242025
Non-recurring operating income76A€4k-
Remuneration, social security and pensions62€25k€25k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k
Other operating charges640/8€1k€1k
Gross operating margin9900€30k€36k
Operating profit (loss)9901€-2€2k
Financial income75/76B€16€6
Recurring financial income75€16€6
Financial charges65/66B€331€889
Recurring financial charges65€331€889
Profit (loss) for the period before taxes9903€-317€1k
Profit (loss) for the period9904€-317€1k
Profit (loss) for the period to be appropriated9905€-317€1k
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-7k
Profit (loss) brought forward from the previous period14P€-8k€-8k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
19-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
14-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €4k
Net result €4k after 2 loss-making years.
12-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €-6k ▼164%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
14-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €10k ▲462%
Operating result €10k, net result €10k, both a record.
15-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
14-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bergstraat 692220 Heist-op-den-Berg
Ground area
128 m²
Building footprint
135 m²
Volume, LiDAR
1,964 m³
Parcel 12014K0643/00F002, Flanders · tallest building 19.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
D' Essentie
Bergstraat 69, 2220 Heist-op-den-BergAgents in the wholesale of furniture, household goods and hardware
since 20122.211.408.077
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12014K0643/00F002 Flanders 128 m² 1 · 135 m² 19.4 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Heist-op-den-Berg2.211.408.077
1 permission
Toelating · Detailhandel · since 21-09-2012

Similar companies · same sector, comparable size

Of 2,468 companies in sector 47279 we hold annual accounts for 942. 602 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-07-2012
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.