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D en M

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 199135 yrs activeMortselsesteenweg 161, 2100 Antwerpen, BelgiumKBO/BCE: BE 0444.795.973
Summary

D en M has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€248,995) and a net result of €1,641. Equity is growing by ~20.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Activity not known1 site
Size
€182,037total assets 2025
Equity
-€248,995
Profit
€1,641
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts 1 d early0 of 1 deed read
Why 54Capped at 59: negative equity- Negative equity -€248,995- Profit of €1,641 (FY 2025)+ Size: total assets €182,037+ Founded in 1991Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 23% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -136.8% of total assets
Liquidity 2-2
cash 0.9%
Profitability 40-60
return on assets 0.9%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%▼ -1.3% vs 12-2024lowest value 02-2025: 0.4%● 0.0% vs 01-2025lowest value 03-2025: 0.4%● 0.0% vs 02-2025lowest value 04-2025: 0.4%● 0.0% vs 03-2025lowest value 05-2025: 0.4%▲ +1.3% vs 04-2025 06-2025: 0.4%▲ +15.8% vs 05-2025 07-2025: 0.6%▲ +46.6% vs 06-2025 08-2025: 0.6%● 0.0% vs 07-2025 09-2025: 0.6%● 0.0% vs 08-2025 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%▼ -1.1% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.7%▲ +6.3% vs 02-2026 04-2026: 0.7%▲ +0.3% vs 03-2026 05-2026: 0.7%▲ +1.2% vs 04-2026 06-2026: 0.8%▲ +14.7% vs 05-2026 07-2026: 0.9%▲ +13.9% vs 06-2026highest value 08-2026: 0.7%▼ -24.5% vs 07-2026 09-2026: 0.7%● 0.0% vs 08-2026 10-2026: 0.7%● 0.0% vs 09-2026
  • Size: total assets €182,037 lowers the probability for this profile
  • Negative equity -€248,995 raises the probability
  • Founded in 1991 lowers the probability for this profile
  • Profit of €1,641 (FY 2025) raises the probability
No credit on open account
cash: 0.9% of total assets, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 6%, profitability 31%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €182,037
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€248,995
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Profit of €1,641 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
38 d early
2023
1 d early
2022
1 d late
2021
on the day
2020
71 d early
2019
47 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 22 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€248,995 View
  • Caution: Result fell in 2025from €60,673 to €1,641 ▼ 97.3% View
  • Positive: 5 profitable years in a rowprofit 2025: €1,641 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€182,037
Profit
€1,641
Solvency
-136.8%
Total assets▼ 2.3%
Net result
20212025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 30-07-2026Annual accounts filed
  2. 23-06-2025Annual accounts filed
  3. 30-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Founded
29-07-1991
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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