D-Desk41

Active

Private limited companyfounded 20215 yrs activeKlossestraat 41, 9840 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0772.319.245

The computed 12-month bankruptcy probability of D-Desk41 is 2.5% (moderate). The 2025 annual accounts show equity of €8k and a net result of €1k. Equity is shrinking by ~29.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 48% of 27446 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

89 / 100

Excellent▲ +62 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability78▲+78

Solvency84▲+49

Growth32=

Stability94

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 1.71 against 1.19 in 2024), but 54.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

1 d early

2024

1 d early

2023

1 d early

2022

1 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close16-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k▲ 18.4%

2024 · €6k

2022: €15k 2023: €19k 2024: €6k

2022 → 2025

Total assets

€17k▼ 42.6%

2024 · €29k

2022: €30k 2023: €40k 2024: €29k

2022 → 2025

Net result

€1k

2024 · €-13k

2022: €10k 2023: €5k 2024: €-13k

2022 → 2025

Working capital

€6k▲ 47.6%

2024 · €4k

2022: €10k 2023: €16k 2024: €4k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€15k-€19k▲ 30.7%€6k▼ 66.6%€8k▲ 18.4%

Operating result€16k-€8k▼ 52.3%€-12k€3k

Net result€10k-€5k▼ 56.9%€-13k€1k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €3k after a loss of €12k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €17k

92.6%

Fixed assets €1k▼ 41.6%

Current assets €15k▼ 42.7%

Equity and liabilities €17k

45.8%

54.2%

Equity €8k▲ 18.4%

Debt €9k▼ 60.0%

The debt ratio falls from 77.8% to 54.2%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€3k▲

2024 · €-11k

Cash flow

€2k▲

2024 · €-12k

Solvency

45.8%▲

2024 · 22.2%

Current ratio

1.71▲

2024 · 1.19

Quick ratio

1.71▲

2024 · 1.19

Debt / equity

1.18▼

2024 · 3.51

ROE

15.6%▲

2024 · -199.5%

ROA

7.1%▲

2024 · -44.2%

Interest coverage

1.67▲

2024 · -13.02

Debt

€9k▼

2024 · €22k

Debt ≤ 1 year

€9k▼

2024 · €22k

Income taxes

€0▼

2024 · €309

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€29k€17k▼

Fixed assets21/28€2k€1k▼

Tangible fixed assets22/27€2k€1k▼

Plant, machinery and equipment23€454€279▼

Furniture and vehicles24€2k€942▼

Current assets29/58€27k€15k▼

Amounts receivable after more than one year29€22k€0▼

Other amounts receivable291€22k€0▼

Amounts receivable within one year40/41€3k€14k▲

Trade receivables40€591€1k▲

Other amounts receivable41€2k€13k▲

Cash at bank and in hand54/58€2k€997▼

Deferred charges and accrued income490/1€282€68▼

Equity and liabilities

Total equity and liabilities10/49€29k€17k▼

Equity10/15€6k€8k▲

Contributions10/11€5k€5k=

Reserves13€14k€14k=

Distributable reserves133€14k€14k=

Profit (loss) carried forward14€-13k€-12k▲

Amounts payable17/49€22k€9k▼

Amounts payable within one year42/48€22k€9k▼

Trade debts44€4k€2k▼

Suppliers440/4€4k€2k▼

Taxes, remuneration and social security45€11k€7k▼

Taxes450/3€11k€7k▼

Other amounts payable47/48€7k€0▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€870▼

Other operating charges640/8€1k€2k▲

Non-recurring operating charges66A€138€0▼

Gross operating margin9900€-10k€5k▲

Operating profit (loss)9901€-12k€3k▲

Financial income75/76B€567€665▲

Recurring financial income75€567€665▲

Financial charges65/66B€842€2k▲

Recurring financial charges65€842€2k▲

Profit (loss) for the period before taxes9903€-12k€1k▲

Income taxes67/77€309€0▼

Profit (loss) for the period9904€-13k€1k▲

Profit (loss) for the period to be appropriated9905€-13k€1k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-13k€-12k▲

Profit (loss) brought forward from the previous period14P-€-13k

Transfer to equity691/2€0-

To other reserves6921€0-

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-01-2027

2026

30-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-06

Financial Back to profitnet €1k

Net result €1k after one loss-making year.

30-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-06

Financial Weakest financial yearnet €-13k ▼383%

Net result drops to €-13k, the lowest in the series; recovery starts the following year.

30-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Nazareth-De Pinte · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Klossestraat 419840 Nazareth-De Pinte

Ground area

752 m²

Building footprint

127 m²

Volume, LiDAR

334 m³

Parcel 44012B0346/00N002, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

D-Desk41

Klossestraat 41, 9840 Nazareth-De PinteGeneral electrical installation work

since 20212.322.826.435

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44012B0346/00N002	Flanders	752 m²	1 · 127 m²	6.9 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Puurs-Sint-Amands · Eq €8k

Of 7,033 companies in sector 43221 we hold annual accounts for 3,468. 1,505 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-08-2021

Fiscal year end30-06

Activities, NACEBEL

43221Plumbing work

46500Wholesale of information and communication equipment

46510Wholesale trade

47400Retail sale of information and communication equipment

47410Retail trade

47430Retail trade

47540Retail sale of electrical household appliances

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.