D Design collective
ActiveD Design collective has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €39k. Its solvency ranks better than 86% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+7
Growth52
Track record82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 6.98 against 2.76 in 2024; short-term debt: 13.4% and cash: 71.7% of total assets), and 13.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.6%
Return on assets
28.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
57 d early
2024
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 49.5%
2024 · €78k
2024: €78k
2024 → 2025
Total assets
€135k▲ 18.2%
2024 · €114k
2024: €114k
2024 → 2025
Net result
€39k▼ 48.5%
2024 · €75k
2024: €75k
2024 → 2025
Working capital
€108k▲ 69.8%
2024 · €63k
2024: €63k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€78k-€117k▲ 49.5%
Operating result€97k-€51k▼ 47.4%
Net result€75k-€39k▼ 48.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€9k▼ 37.5%
Current assets
€126k▲ 26.4%
Equity and liabilities €135k
Equity
€117k▲ 49.5%
Debt
€18k▼ 49.9%
The debt ratio falls from 31.5% to 13.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▼
2024 · €102k
Cash flow
€44k▼
2024 · €80k
Solvency
86.6%▲
2024 · 68.5%
Current ratio
6.98▲
2024 · 2.76
Quick ratio
6.98▲
2024 · 2.76
Debt / equity
0.15▼
2024 · 0.46
ROE
33.1%▼
2024 · 96.2%
ROA
28.7%▼
2024 · 65.8%
Interest coverage
31.99▼
2024 · 44.04
Debt
€18k▼
2024 · €36k
Debt ≤ 1 year
€18k▼
2024 · €36k
Income taxes
€11k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€114k€135k▲
Fixed assets21/28€15k€9k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€12k€7k▼
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€99k€126k▲
Amounts receivable within one year40/41€80k€29k▼
Trade receivables40€80k€29k▼
Other amounts receivable41€364€0▼
Cash at bank and in hand54/58€19k€97k▲
Equity and liabilities
Total equity and liabilities10/49€114k€135k▲
Equity10/15€78k€117k▲
Contributions10/11€3k€3k=
Reserves13€75k€114k▲
Distributable reserves133€75k€114k▲
Amounts payable17/49€36k€18k▼
Amounts payable within one year42/48€36k€18k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€29k€13k▼
Taxes450/3€29k€13k▼
Other amounts payable47/48-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€103k€58k▼
Operating profit (loss)9901€97k€51k▼
Financial income75/76B€19€14▼
Recurring financial income75€19€14▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€95k€49k▼
Income taxes67/77€20k€11k▼
Profit (loss) for the period9904€75k€39k▼
Profit (loss) for the period to be appropriated9905€75k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€39k▼
Transfer to equity691/2€75k€39k▼
To other reserves6921€75k€39k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 6.98
Current ratio from 2.76 to 6.98; short-term debt falls from €36k to €18k.
31-12
Financial
Equity above €100kEq €117k ▲49.5%
2 profitable years in a row build equity to €117k.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fortbaan 1092900 SchotenGround area
609 m²
Building footprint
144 m²
Volume, LiDAR
811 m³
Parcel 11040A0032/00G080, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D Design collective
since 20232.352.699.564
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040A0032/00G080 | Flanders | 609 m² | 1 · 144 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 360 EUR awarded · 360 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 120 EUR |
| 2024 | 1 | 360 EUR | 240 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Jumelle
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Of 3,916 companies in sector 71112 we hold annual accounts for 1,295. 1,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2023
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
47120Other non-specialised retail sale
47910Retail trade
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
74109Other professional, scientific and technical activities
74140Other specialised design activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.