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D & D STONE-FIRE

Active
Private limited companyfounded 200026 yrs activeWeg op Bree 101, 3670 Oudsbergen, BelgiumKBO/BCE: BE 0472.403.856
Summary

D & D STONE-FIRE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €147,454 and a net result of €6,505. Equity is growing by ~4.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisWatch ReportCompare
D & D STONE-FIREActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Cutting, shaping and finishing of stone
NACE 23700Manufacture of computer, electronic and optical products NACE 26700Floor and wall tiling NACE 43331
1 site
Size
€841,500total assets 2024
Staff
1 FTE
Equity
€147,454
Profit
€6,505
Turnover not published (abridged schema)
Financial health
64 Healthy Checked score 2024
Bankruptcy chance 12 m
1.2%
Structure
Accounts 39 d early0 of 2 deeds read
Why 64- Figures for FY 2024 (filed 24-06-2025)- Liquidity: current ratio 0.64, cash €7,079, halved+ Sector Manufacture of other non-metallic mineral products (NACE 23)+ Size: 1 FTE, total assets €841,500Show the evidence

Checked score

Score 2024
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 34% of its sector peers (NACE 23, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 43+3
equity 17.5% of total assets
Liquidity 40-1
short-term debt 28.1% · cash 0.8%
Profitability 48+13
return on assets 0.8%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (851 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%▲ +1.5% vs 01-2025 03-2025: 0.3%▼ -0.6% vs 02-2025 04-2025: 0.3%▼ -4.3% vs 03-2025 05-2025: 0.3%▼ -2.1% vs 04-2025 06-2025: 0.3%▼ -4.9% vs 05-2025 07-2025: 0.3%▼ -7.1% vs 06-2025lowest value 08-2025: 0.3%● 0.0% vs 07-2025lowest value 09-2025: 0.3%● 0.0% vs 08-2025lowest value 10-2025: 0.3%● 0.0% vs 09-2025lowest value 11-2025: 0.3%● 0.0% vs 10-2025lowest value 12-2025: 0.3%● 0.0% vs 11-2025lowest value 01-2026: 0.3%● 0.0% vs 12-2025lowest value 02-2026: 0.3%▲ +1.4% vs 01-2026 03-2026: 0.3%▲ +0.7% vs 02-2026 04-2026: 0.3%▲ +4.1% vs 03-2026 05-2026: 0.3%▼ -1.6% vs 04-2026 06-2026: 0.3%▼ -4.3% vs 05-2026lowest value 07-2026: 0.3%▲ +9.1% vs 06-2026 08-2026: 0.6%▲ +88.2% vs 07-2026 09-2026: 0.8%▲ +32.9% vs 08-2026 10-2026: 1.2%▲ +58.0% vs 09-2026highest value
  • Figures for FY 2024 (filed 24-06-2025) raises the probability
  • Liquidity: current ratio 0.64, cash €7,079, halved raises the probability
  • Sector Manufacture of other non-metallic mineral products (NACE 23) lowers the probability
  • Size: 1 FTE, total assets €841,500 lowers the probability for this profile
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.64 against 0.78 in 2023; short-term debt: 28.1% and cash: 0.8% of total assets), and 82.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 23, micro). Better than this share of them on solvency 21%, liquidity 31%, profitability 27%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 24-06-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.64, cash €7,079, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Manufacture of other non-metallic mineral products (NACE 23)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: 1 FTE, total assets €841,500
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 d early
2024
38 d early
2023
33 d early
2022
53 d early
2021
34 d early
2020
31 d early
2019
55 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Back to profitnet €6,505

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • Active since 2000founded 14-07-2000 26 years View
  • Total assets 20246 fiscal years filed €841,500 View

By topic

Financials

Fiscal year
2024
Total assets
€841,500
Profit
€6,505
Solvency
17.5%
Total assets▼ 12.1%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 22-06-2026Annual accounts filed
  2. 23-06-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cutting, shaping and finishing of stoneNACE 23700
Founded
14-07-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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