D&D SERVICES
ActiveSummary
D&D SERVICES has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,452 and a net result of €34,179. Its solvency ranks better than 48% of 546 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 21-06-2023 Normal situation
- Activity
- General cleaning of buildings NACE 81210and 3 others
- Establishment unit
- 2.346.495.722 7050 Jurbise, since 01-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Board and ownership
Board
- DAUBIE Thierry Jean Ghislain RogerDirector
- DUVIVIER Sybille LydieDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
Annual accounts 2025
- Gross margin
- €56,113
- ▲ 61.2%
- Turnover
- ≈ €150,000
- estimated
- Profit
- €34,179
- ▲ 110%
- Equity
- €56,452
- ▲ 153%
- Total assets
- €141,254
- ▲ 66.7%
- Staff
- ≈ 0 FTE
- estimated
Score breakdownraises riskFounded in 2023Sector: Services to buildings and landscape activities (NACE 81)lowers riskLiquidity: current ratio 1.45, cash €106,523Equity €56,452 (40.0% of total assets)Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies in building services and landscaping (NACE 81)
Financial strength · tick: 2024
Strong
Solvency
65+14
equity 40.0% of total assets
Liquidity
69+9
short-term debt 60.0% · cash 75.4%
Profitability
99+6
return on assets 24.2%
Bankruptcy probability within 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.8%
01-2025: 3.1%▲ +0.3 percentage points vs 12-2024
02-2025: 3.1%● unchanged vs 01-2025
03-2025: 3.0%▼ -0.1 percentage points vs 02-2025
04-2025: 3.0%● unchanged vs 03-2025
05-2025: 3.2%▲ +0.2 percentage points vs 04-2025highest value
06-2025: 0.8%▼ -2.4 percentage points vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025
08-2025: 0.9%● unchanged vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.8%▼ -0.1 percentage points vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.9%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%▼ -0.5 percentage points vs 05-2026lowest value
07-2026: 0.4%● unchanged vs 06-2026lowest value
08-2026: 0.4%● unchanged vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.45 (0.95 in 2024), below the usual 1.5. Short-term debt is 60% and cash 75.4% of total assets. 60% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 48% of them on solvency, 71% on liquidity, 83% on profitability and 94% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
92 days early
2024
75 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 84 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, full format
Annual accounts 2025 filed on 30-04-2026 PDF all 2 filings
Turnover
≈ €150,000
Estimated: probably between €110,000 and €260,000
EBIT margin
Not included in this filing
Net result
€34,179▲ 110%
2024 · €16,273
Working capital
€38,503
2024 · -€2,818
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€47,264
▲ 108%
2025
20242025
Net result
€34,179
▲ 110%
2025
middle half of the sector
20242025
Equity
€56,452
▲ 153%
2025
lowest quarter of the sector
20242025
Total assets
€141,254
▲ 66.7%
2025
lowest quarter of the sector
20242025
Debt
€84,802
▲ 35.8%
2025
20242025
Working capital
€38,503
2025
middle half of the sector
20242025
Solvency
40.0%
▲ 13.7pp
2025
middle half of the sector
20242025
Current ratio
1.45
▲ 0.50
2025
middle half of the sector
20242025
Return on assets (ROA)
24.2%
▲ 5.0pp
2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€22,690-€47,264▲ 108%
Net result€16,273within the sector's middle half-€34,179within the sector's middle half▲ 110%
Equity€22,273below the sector's middle half-€56,452below the sector's middle half▲ 153%
Total assets€84,719below the sector's middle half-€141,254below the sector's middle half▲ 66.7%
Debt€62,446-€84,802▲ 35.8%
Working capital-€2,818within the sector's middle half-€38,503within the sector's middle half
Solvency26.3%within the sector's middle half-40.0%within the sector's middle half▲ 13.7pp
Current ratio0.95within the sector's middle half-1.45within the sector's middle half▲ 0.50
Return on assets (ROA)19.2%above the sector's middle half-24.2%above the sector's middle half▲ 5.0pp
above
within
below
The sector band is the middle half of the companies in Services to buildings and landscape activities (NACE 81). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 108% higher than in 2024.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141,254
Fixed assets
€17,949 ▼ 28.5%
Current assets
€123,305 ▲ 107%
Equity and liabilities €141,254
Equity
€56,452 ▲ 153%
Debt
€84,802 ▲ 35.8%
Debt's share of the balance-sheet total falls from 73.7% to 60.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54,406▲
2024 · €33,933
Cash flow
€41,322▲
2024 · €27,516
Debt to equity
1.50▼
2024 · 2.80
ROE
60.5%▼
2024 · 73.1%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€84,802▲
2024 · €62,446
Income taxes
€13,031▲
2024 · €6,373
Staff costs
€1,200
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €35,488 | - |
| Financial fixed assets | €120 | - |
| Depreciation and write-downs of the year | €11,243 | €7,143 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1,200 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,243 | €7,143 | ▼ 36.5% |
| Other operating charges640/8 | €886 | €507 | ▼ 42.8% |
| Gross operating margin9900 | €34,819 | €56,113 | ▲ 61.2% |
| Operating profit (loss)9901 | €22,690 | €47,264 | ▲ 108% |
| Financial income75/76B | €0 | €7 | ▲ 150× |
| Recurring financial income75 | €0 | €7 | ▲ 150× |
| Financial charges65/66B | €44 | €62 | ▲ 41.1% |
| Recurring financial charges65 | €44 | €62 | ▲ 41.1% |
| Profit (loss) for the period before taxes9903 | €22,647 | €47,210 | ▲ 108% |
| Income taxes67/77 | €6,373 | €13,031 | ▲ 104% |
| Profit (loss) for the period9904 | €16,273 | €34,179 | ▲ 110% |
| Profit (loss) for the period to be appropriated9905 | €16,273 | €34,179 | ▲ 110% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €84,719 | €141,254 | ▲ 66.7% |
| Fixed assets21/28 | €25,091 | €17,949 | ▼ 28.5% |
| Tangible fixed assets22/27 | €24,971 | €17,829 | ▼ 28.6% |
| Plant, machinery and equipment23 | €2,195 | €1,570 | ▼ 28.5% |
| Furniture and vehicles24 | €22,777 | €16,259 | ▼ 28.6% |
| Financial fixed assets28 | €120 | €120 | = |
| Current assets29/58 | €59,627 | €123,305 | ▲ 107% |
| Amounts receivable within one year40/41 | €11,542 | €16,028 | ▲ 38.9% |
| Trade receivables40 | €11,542 | €16,014 | ▲ 38.7% |
| Other amounts receivable41 | - | €15 | - |
| Cash at bank and in hand54/58 | €47,725 | €106,523 | ▲ 123% |
| Deferred charges and accrued income490/1 | €361 | €754 | ▲ 109% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €84,719 | €141,254 | ▲ 66.7% |
| Equity10/15 | €22,273 | €56,452 | ▲ 153% |
| Contributions10/11 | €6,000 | €6,000 | = |
| Reserves13 | - | €50,452 | - |
| Distributable reserves133 | - | €50,452 | - |
| Profit (loss) carried forward14 | €16,273 | - | - |
| Amounts payable17/49 | €62,446 | €84,802 | ▲ 35.8% |
| Amounts payable within one year42/48 | €62,446 | €84,802 | ▲ 35.8% |
| Trade debts44 | €274 | €1,500 | ▲ 447% |
| Suppliers440/4 | €274 | €1,500 | ▲ 447% |
| Advances received on contracts in progress46 | - | €7,110 | - |
| Taxes, remuneration and social security45 | €11,116 | €24,666 | ▲ 122% |
| Taxes450/3 | €11,116 | €24,666 | ▲ 122% |
| Other amounts payable47/48 | €51,056 | €51,526 | ▲ 0.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €16,273 | €34,179 | ▲ 110% |
| + Depreciation and write-downs630 | €11,243 | €7,143 | ▼ 36.5% |
| Operating cash flow (approximation) | €27,516 | €41,322 | ▲ 50.2% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €58,798 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as D&D SERVICES has now. Two years later, 95.9% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.9%
was still going
2.3%
stopped otherwise
1.8%
went bankrupt
That fits the bankruptcy probability of D&D SERVICES itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for D&D SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
2 directors, no change since 2025
DAUBIE Thierry Jean Ghislain Roger
Current
Director (not named in the articles) · appointed in the act of 23-06-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 30-04-2026
DUVIVIER Sybille Lydie
Current
Director (not named in the articles) · appointed in the act of 23-06-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 30-04-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 23-06-2023Owners and capital
Shareholders
Stated in the act
act of 26-11-2025 ↗
- Thierry Daubie 50%
- Sybille Duvivier 50%
Share transfer
act of 26-11-2025 ↗
- Julie Duvivier to Thierry Daubie 50%
- Julie Duvivier to Sybille Duvivier 50%
At incorporation
act of 23-06-2023 ↗
- DAUBIE Thierry Jean Ghislain Roger founder
- DUVIVIER Sybille Lydie founder
- DUVIVIER Julie Claudette founder
Capital transactions
Capital over time
- 23-06-2023 Incorporation · €6,000
Mandate history
3 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| DAUBIE Thierry Jean Ghislain Roger |
|
| DUVIVIER Sybille Lydie |
|
| DUVIVIER Julie Claudette |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Assemblée fixe nombre,durée,pouvoirs en pluralité, 1”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 23-06-2023 (in French)
Network & group
D&D SERVICES shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of D&D SERVICES. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
30-04
full format · 92 days before the deadline
2025
26-11
Gazette deed
Resignation: Julie Duvivier (director)Share transfer · Shareholding9 points ▸
Gazette deed
Resignation: Julie Duvivier (director)
Share transfer · Shareholding9 points ▸
- General meeting, 24-10-2025
- Director resignation, Julie Duvivier (director)
- Share transfer, Julie Duvivier → Thierry Daubie
- Share transfer, Julie Duvivier → Sybille Duvivier
- Thierry Daubie holds 50% of the shares
- Sybille Duvivier holds 50% of the shares
- Board composition, Thierry Daubie (director)
- Board composition, Sybille Duvivier (director)
- Other provision, “L*25149947*, réserve et copie Volet B pour publication” (deed in French)
17-05
full format · 75 days before the deadline
2023
23-06
Gazette deed
IncorporationStarting capital €6,000 · Appointments: DAUBIE Thierry Jean Ghislain Roger, DUVIVIER Sybille Lydie and DUVIVIER Julie Claudette · Founder12 points ▸
Gazette deed
Incorporation
Starting capital €6,000 · Appointments: DAUBIE Thierry Jean Ghislain Roger, DUVIVIER Sybille Lydie and DUVIVIER Julie Claudette · Founder12 points ▸
- Incorporation, 20-06-2023
- Founder, DAUBIE Thierry Jean Ghislain Roger (comparant)
- Founder, DUVIVIER Sybille Lydie (comparante)
- Founder, DUVIVIER Julie Claudette (comparante)
- Founding capital, €6,000
- Share issue, “égal, rémunération des apports” (deed in French)
- Registered office clause, “7050 Jurbise,Route d'Ath 261” (deed in French)
- Board rule, 3
- Director appointment, DAUBIE Thierry Jean Ghislain Roger (director (not named in the articles))
- Director appointment, DUVIVIER Sybille Lydie (director (not named in the articles))
- Director appointment, DUVIVIER Julie Claudette (director (not named in the articles))
- Pre-incorporation commitments, “takeover, tous engagements et obligations qui en résultent et toutes activités entreprises au nom et pour compte de la société en formation” (deed in French)
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
D&D SERVICES in French
Enterprise number
0802.958.674
Legal form
Private limited company
Status
Active, normale toestand
Founded
21-06-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 23-06-2023 (in French)Registered office and establishments
Registered office
Route d'Ath(J) 261, 7050 Jurbise, Belgium
Establishment unit
Route d'Ath(J) 261, 7050 Jurbise since 01-07-2023 · unit number 2.346.495.722
Activities
NACEBEL 2025VAT activities
81210
General cleaning of buildings main activity
47639
Retail sale of other sporting goods
81220
Other building cleaning and industrial cleaning
81230
Other cleaning activities
Social security (RSZ) activities
81210
General cleaning of buildings main activity
Codes under NACEBEL 2008
81210
General cleaning of buildings main activity
47640
Retail trade
81220
Other building cleaning and industrial cleaning
81290
Services to buildings and landscape activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 23-06-2023 (in French)
“81.210 - Nettoyage courant des bâtiments dans son sens le plus large; 81.220 - Autres activités de nettoyage des bâtiments; nettoyage…”
13 activities
- 81.210 - Nettoyage courant des bâtiments dans son sens le plus large
- 81.220 - Autres activités de nettoyage des bâtiments; nettoyage industriel
- 81.290 - Autres activités de nettoyage
- 43.390 - Autres travaux de finition
- Le suivi de chantier dans son sens le plus large
- L’organisation de chantier
- La coordination de chantier
- Le nettoyage après chantier
- Le nettoyage de bureaux,de maisons,de tout bâtiment dans son sens le plus large
- La rénovation de tout immeuble dans son sens le plus large (gros-œuvre,chappe,électricité,plafonnage,cimentage,toiture,plomberie,peinture,pose de parquet,carrelage,pose de pavé,etc…)
- Entreprise de jardin dans son sens le plus large en ce compris la pose de portail et de clôture
- Aménagement des abords
- Vente d’articles de sport dans son sens le plus large
Invoicing and payment
VAT number
BE 0802.958.674
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0802.958.674
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Thursday of June at 18:00
deed of 23-06-2023 (in French)Sites & property
Location
Buildings and parcels at the address
Ground area
509 m²
Building footprint
144 m²
Building volume
622 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 53044B0632/00C003 | Wallonia | 509 m² | 1 · 144 m² | 5.6 m · 1 |