D.D.P. Concept
ActiveD.D.P. Concept has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €42k and a net result of €-6k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability10▼-21
Solvency100▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.48 against 2.89 in 2023; short-term debt: 22.3% and cash: 33.4% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
77.7%
Return on assets
-11%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
on the day
2022
31 d late
2021
30 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€42k▼ 12.4%
2023 · €48k
2018: €24k
2019: €36k
2020: €32k
2021: €45k
2022: €50k
2023: €48k
2018 → 2024
Total assets
€54k▼ 26.7%
2023 · €74k
2018: €71k
2019: €68k
2020: €63k
2021: €86k
2022: €78k
2023: €74k
2018 → 2024
Net result
€-6k▼ 212%
2023 · €-2k
2018: €6k
2019: €12k
2020: €-4k
2021: €13k
2022: €5k
2023: €-2k
2018 → 2024
Working capital
€42k▼ 13.0%
2023 · €48k
2018: €23k
2019: €36k
2020: €33k
2021: €45k
2022: €50k
2023: €48k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€32k-€45k▲ 39.0%€50k▲ 10.9%€48k▼ 3.8%€42k▼ 12.4%
Operating result€-3k-€13k€5k▼ 58.6%€-1k€-5k▼ 281%
Net result€-4k-€13k€5k▼ 61.0%€-2k€-6k▼ 212%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2024 against €1k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €54k
Equity
€42k▼ 12.4%
Debt
€12k▼ 53.3%
The debt ratio falls from 35.0% to 22.3%. Equity and debt are lower.
Key figures and ratios
Solvency
77.7%▲
2023 · 65.0%
Current ratio
4.48▲
2023 · 2.89
Quick ratio
4.46▲
2023 · 2.88
Debt / equity
0.29▼
2023 · 0.54
ROE
-14.2%▼
2023 · -4.0%
ROA
-11.0%▼
2023 · -2.6%
Debt
€12k▼
2023 · €26k
Debt ≤ 1 year
€12k▼
2023 · €25k
Income taxes
€281▲
2023 · €271
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€74k€54k▼
Current assets29/58€74k€54k▼
Stocks and contracts in progress3€339€274▼
Stocks30/36€339€274▼
Amounts receivable within one year40/41€36k€34k▼
Trade receivables40€31k€26k▼
Other amounts receivable41€5k€8k▲
Cash at bank and in hand54/58€34k€18k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€74k€54k▼
Equity10/15€48k€42k▼
Contributions10/11€9k€9k=
Outside capital11€9k€9k=
Share premium1100/10€9k€9k=
Reserves13€27k€27k=
Tax-exempt reserves132€27k€27k=
Profit (loss) carried forward14€11k€6k▼
Amounts payable17/49€26k€12k▼
Amounts payable within one year42/48€25k€12k▼
Trade debts44€20k€5k▼
Suppliers440/4€20k€5k▼
Advances received on contracts in progress46€2k€2k=
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€1k€3k▲
Remuneration and social security454/9€3k€3k▲
Accrued charges and deferred income492/3€309-
Income statement
Code20232024
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-231€-4k▼
Operating profit (loss)9901€-1k€-5k▼
Financial income75/76B€0€5▲
Recurring financial income75€0€5▲
Financial charges65/66B€191€187▼
Recurring financial charges65€191€187▼
Profit (loss) for the period before taxes9903€-2k€-6k▼
Income taxes67/77€271€281▲
Profit (loss) for the period9904€-2k€-6k▼
Profit (loss) for the period to be appropriated9905€-2k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€6k▼
Profit (loss) brought forward from the previous period14P€13k€11k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Sart 431460 IttreGround area
225 m²
Building footprint
101 m²
Parcel 25044A0191/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
d.d.p. concept
since 20072.165.752.058
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25044A0191/00L000 | Wallonia | 225 m² | 1 · 101 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KADI CONSTRUCT
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VERLINDE
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Wit-Hout
BE 0629.720.733
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,226 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2006
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.