D & D Inverco
ActiveD & D Inverco has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-5k) and a net result of €-8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-3
Solvency21▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.96 against 1.02 in 2024; short-term debt: 103.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.9%
Return on assets
-5.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
81 d late
2023
446 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k
2024 · €3k
2018: €8k
2019: €10k
2020: €8k
2021: €11k
2022: €9k
2023: €8k
2024: €3k
2018 → 2025
Total assets
€129k▲ 10.2%
2024 · €117k
2018: €94k
2019: €73k
2020: €65k
2021: €74k
2022: €83k
2023: €75k
2024: €117k
2018 → 2025
Net result
€-8k▼ 40.4%
2024 · €-5k
2018: €391
2019: €3k
2020: €-3k
2021: €4k
2022: €-2k
2023: €-1k
2024: €-5k
2018 → 2025
Working capital
€-5k
2024 · €3k
2018: €10k
2019: €12k
2020: €10k
2021: €13k
2022: €11k
2023: €10k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€9k▼ 16.0%€8k▼ 14.7%€3k▼ 67.3%€-5k
Operating result€4k-€-1k€-1k▼ 5.8%€-5k▼ 232%€-7k▼ 59.1%
Net result€4k-€-2k€-1k▲ 23.0%€-5k▼ 291%€-8k▼ 40.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Solvency
-3.9%▼
2024 · 2.3%
Current ratio
0.96▼
2024 · 1.02
Quick ratio
0.72▼
2024 · 0.77
Debt / equity
-26.79▼
2024 · 43.09
ROA
-5.9%▼
2024 · -4.7%
Debt
€134k▲
2024 · €114k
Debt ≤ 1 year
€134k▲
2024 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€129k▲
Current assets29/58€117k€129k▲
Stocks and contracts in progress3€29k€32k▲
Stocks30/36€29k€32k▲
Amounts receivable within one year40/41€79k€96k▲
Trade receivables40€78k€96k▲
Other amounts receivable41€725-
Cash at bank and in hand54/58€9k-
Deferred charges and accrued income490/1€243€932▲
Equity and liabilities
Total equity and liabilities10/49€117k€129k▲
Equity10/15€3k€-5k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€38€38=
Profit (loss) carried forward14€-5k€-13k▼
Amounts payable17/49€114k€134k▲
Amounts payable within one year42/48€114k€134k▲
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€4k€5▼
Taxes450/3€4k€5▼
Other amounts payable47/48€102k€123k▲
Income statement
Code20242025
Other operating charges640/8€631€1k▲
Gross operating margin9900€-4k€-6k▼
Operating profit (loss)9901€-5k€-7k▼
Financial charges65/66B€834€308▼
Recurring financial charges65€834€308▼
Profit (loss) for the period before taxes9903€-5k€-8k▼
Profit (loss) for the period9904€-5k€-8k▼
Profit (loss) for the period to be appropriated9905€-5k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-13k▼
Profit (loss) brought forward from the previous period14P-€-5k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
20-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 81 days late
20-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 446 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 323 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 121 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Huisgaverstraat 639750 KruisemGround area
1,133 m²
Building footprint
198 m²
Volume, LiDAR
686 m³
Parcel 45036A1369/00G000, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
D & D Inverco
since 20102.190.596.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45036A1369/00G000 | Flanders | 1,133 m² | 1 · 198 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 72 EUR awarded · 72 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 72 EUR | 72 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
F.O. Company
BE 0459.902.041
Dilsen-Stokkem · Eq €3k
MINERAL CONSULT
BE 0880.804.738
Yvoir · Eq €3k
TRADILUC
BE 0785.773.937
Oostende · Eq €2k
AXEL GLOBAL TRADING
BE 1010.364.569
Liège · Eq €2k
Fertigro
BE 0715.703.909
Keerbergen · Eq €2k
Of 537 companies in sector 46120 we hold annual accounts for 303. 47 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-07-2010
Fiscal year end31-12
Activities, NACEBEL
46120Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.