D & D Immo
ActiveSummary
D & D Immo has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €743k and a net result of €450k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 68% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+68
Solvency79▲+30
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 0.05 in 2024; short-term debt: 15.7% and cash: 0.4% of total assets), and 45.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
32.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €743k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
4 d early
2021
3 d early
2020
9 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€743k▲ 153%
2024 · €293k
2018: €366k
2019: €321k▼ -12.5% vs 2018
2020: €339k▲ +5.7% vs 2019
2021: €333k▼ -1.8% vs 2020
2022: €347k▲ +4.4% vs 2021
2023: €345k▼ -0.6% vs 2022
2024: €293k▼ -15.0% vs 2023lowest in 8 years
2025: €743k▲ +153% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.37M▲ 10.0%
2024 · €1.24M
2018: €1.25M
2019: €1.08M▼ -13.9% vs 2018
2020: €1.02M▼ -4.7% vs 2019lowest in 8 years
2021: €1.10M▲ +6.9% vs 2020
2022: €1.12M▲ +2.4% vs 2021
2023: €1.33M▲ +18.2% vs 2022
2024: €1.24M▼ -6.2% vs 2023
2025: €1.37M▲ +10.0% vs 2024highest in 8 years
2018 → 2025
Net result
€450k
2024 · €-52k
2018: €-31k
2019: €-46k▼ -46.0% vs 2018
2020: €18k▲ +140% vs 2019
2021: €-6k▼ -133% vs 2020
2022: €15k▲ +340% vs 2021
2023: €-2k▼ -114% vs 2022
2024: €-52k▼ -2369% vs 2023lowest in 8 years
2025: €450k▲ +966% vs 2024highest in 8 years
2018 → 2025
Working capital
€166k
2024 · €-618k
2018: €-525k
2019: €-557k▼ -6.2% vs 2018
2020: €-549k▲ +1.4% vs 2019
2021: €-604k▼ -10.0% vs 2020
2022: €-501k▲ +17.0% vs 2021
2023: €-541k▼ -7.9% vs 2022
2024: €-618k▼ -14.1% vs 2023lowest in 8 years
2025: €166k▲ +127% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€333k-€347k▲ 4.4%€345k▼ 0.6%€293k▼ 15.0%€743k▲ 153%
2021: €333k
2022: €347k▲ +4.4% vs 2021
2023: €345k▼ -0.6% vs 2022
2024: €293k▼ -15.0% vs 2023lowest in 5 years
2025: €743k▲ +153% vs 2024highest in 5 years
Operating result€3k-€22k▲ 769%€10k▼ 56.1%€-33k€653k
2021: €3k
2022: €22k▲ +769% vs 2021
2023: €10k▼ -56.1% vs 2022
2024: €-33k▼ -445% vs 2023lowest in 5 years
2025: €653k▲ +2059% vs 2024highest in 5 years
Net result€-6k-€15k€-2k€-52k▼ 2,369%€450k
2021: €-6k
2022: €15k▲ +340% vs 2021
2023: €-2k▼ -114% vs 2022
2024: €-52k▼ -2369% vs 2023lowest in 5 years
2025: €450k▲ +966% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €653k after a loss of €33k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.37M
Fixed assets
€988k ▼ 18.3%
Current assets
€380k ▲ 1,031%
Equity and liabilities €1.37M
Equity
€743k ▲ 153%
Provisions
€186k
Debt
€440k ▼ 53.7%
Debt's share of the balance-sheet total falls from 76.4% to 32.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€705k▲
2024 · €41k
Cash flow
€502k▲
2024 · €22k
Current ratio
1.77▲
2024 · 0.05
Debt to equity
0.59▼
2024 · 3.24
ROE
60.5%▲
2024 · -17.7%
ROA
32.9%▲
2024 · -4.2%
Interest coverage
41.32▲
2024 · 2.26
Debt ≤ 1 year
€214k▼
2024 · €651k
Debt > 1 year
€217k▼
2024 · €299k
Income taxes
€630▲
2024 · €457
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.37M▲
Fixed assets21/28€1.21M€988k▼
Tangible fixed assets22/27€869k€647k▼
Land and buildings22€828k€621k▼
Plant, machinery and equipment23€144-
Furniture and vehicles24€41k€26k▼
Financial fixed assets28€341k€341k=
Current assets29/58€34k€380k▲
Amounts receivable within one year40/41€27k€375k▲
Trade receivables40€27k-
Other amounts receivable41€169€375k▲
Cash at bank and in hand54/58€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.37M▲
Equity10/15€293k€743k▲
Contributions10/11€645k€645k=
Reserves13-€557k
Tax-exempt reserves132-€557k
Profit (loss) carried forward14€-352k€-458k▼
Provisions and deferred taxes16-€186k
Deferred taxes168-€186k
Amounts payable17/49€950k€440k▼
Amounts payable after more than one year17€299k€217k▼
Financial debts170/4€299k€217k▼
Amounts payable within one year42/48€651k€214k▼
Current portion of amounts payable after more than one year42€98k€82k▼
Financial debts43€30k-
Credit institutions430/8€30k-
Trade debts44€37k€12k▼
Suppliers440/4€37k€12k▼
Advances received on contracts in progress46€19k€19k=
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€2k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€465k€98k▼
Accrued charges and deferred income492/3-€9k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€52k▼
Other operating charges640/8€14k€12k▼
Gross operating margin9900€55k€717k▲
Operating profit (loss)9901€-33k€653k▲
Financial income75/76B€5€5▲
Recurring financial income75€5€5▲
Financial charges65/66B€18k€17k▼
Recurring financial charges65€18k€17k▼
Profit (loss) for the period before taxes9903€-52k€636k▲
Transfer to deferred taxes680-€186k
Income taxes67/77€457€630▲
Profit (loss) for the period9904€-52k€450k▲
Transfer to tax-exempt reserves689-€557k
Profit (loss) for the period to be appropriated9905€-52k€-106k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-352k€-458k▼
Profit (loss) brought forward from the previous period14P€-300k€-352k▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €80k | €70k | €78k | €74k | €52k | ▼ 29.8% |
| Other operating charges640/8 | €15k | €2k | €3k | €14k | €12k | ▼ 14.3% |
| Gross operating margin9900 | €98k | €94k | €91k | €55k | €717k | ▲ 1,208% |
| Operating profit (loss)9901 | €3k | €22k | €10k | €-33k | €653k | ▲ 2,059% |
| Financial income75/76B | - | - | - | €5 | €5 | ▲ 4.5% |
| Recurring financial income75 | - | - | - | €5 | €5 | ▲ 4.5% |
| Financial charges65/66B | €8k | €7k | €11k | €18k | €17k | ▼ 6.0% |
| Recurring financial charges65 | €8k | €7k | €11k | €18k | €17k | ▼ 6.0% |
| Profit (loss) for the period before taxes9903 | €-5k | €15k | €-2k | €-52k | €636k | ▲ 1,335% |
| Transfer to deferred taxes680 | - | - | - | - | €186k | - |
| Income taxes67/77 | €1k | €198 | €404 | €457 | €630 | ▲ 37.8% |
| Profit (loss) for the period9904 | €-6k | €15k | €-2k | €-52k | €450k | ▲ 966% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €557k | - |
| Profit (loss) for the period to be appropriated9905 | €-6k | €15k | €-2k | €-52k | €-106k | ▼ 105% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.10M | €1.12M | €1.33M | €1.24M | €1.37M | ▲ 10.0% |
| Fixed assets21/28 | €1.08M | €1.07M | €1.28M | €1.21M | €988k | ▼ 18.3% |
| Tangible fixed assets22/27 | €975k | €965k | €942k | €869k | €647k | ▼ 25.5% |
| Land and buildings22 | €940k | €941k | €882k | €828k | €621k | ▼ 25.0% |
| Plant, machinery and equipment23 | €765 | €558 | €351 | €144 | - | - |
| Furniture and vehicles24 | €34k | €23k | €60k | €41k | €26k | ▼ 36.3% |
| Financial fixed assets28 | €101k | €101k | €341k | €341k | €341k | = |
| Current assets29/58 | €20k | €57k | €43k | €34k | €380k | ▲ 1,031% |
| Amounts receivable within one year40/41 | €14k | €21k | €39k | €27k | €375k | ▲ 1,270% |
| Trade receivables40 | €14k | €21k | €39k | €27k | - | - |
| Other amounts receivable41 | - | - | - | €169 | €375k | ▲ 221,912% |
| Cash at bank and in hand54/58 | €4k | €35k | €2k | €6k | €6k | ▼ 6.5% |
| Deferred charges and accrued income490/1 | €2k | €930 | €2k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.10M | €1.12M | €1.33M | €1.24M | €1.37M | ▲ 10.0% |
| Equity10/15 | €333k | €347k | €345k | €293k | €743k | ▲ 153% |
| Contributions10/11 | €645k | €645k | €645k | €645k | €645k | = |
| Reserves13 | - | - | - | - | €557k | - |
| Tax-exempt reserves132 | - | - | - | - | €557k | - |
| Profit (loss) carried forward14 | €-312k | €-298k | €-300k | €-352k | €-458k | ▼ 30.3% |
| Provisions and deferred taxes16 | - | - | - | - | €186k | - |
| Deferred taxes168 | - | - | - | - | €186k | - |
| Amounts payable17/49 | €763k | €775k | €981k | €950k | €440k | ▼ 53.7% |
| Amounts payable after more than one year17 | €139k | €217k | €397k | €299k | €217k | ▼ 27.5% |
| Financial debts170/4 | €139k | €217k | €397k | €299k | €217k | ▼ 27.5% |
| Amounts payable within one year42/48 | €624k | €558k | €584k | €651k | €214k | ▼ 67.1% |
| Current portion of amounts payable after more than one year42 | €76k | €69k | €96k | €98k | €82k | ▼ 15.9% |
| Financial debts43 | - | - | - | €30k | - | - |
| Credit institutions430/8 | - | - | - | €30k | - | - |
| Trade debts44 | €10k | €59k | €23k | €37k | €12k | ▼ 68.2% |
| Suppliers440/4 | €10k | €59k | €23k | €37k | €12k | ▼ 68.2% |
| Advances received on contracts in progress46 | €19k | €19k | €19k | €19k | €19k | = |
| Taxes, remuneration and social security45 | €12k | €7k | €13k | €3k | €4k | ▲ 28.4% |
| Taxes450/3 | €12k | €7k | €13k | €3k | €2k | ▼ 50.6% |
| Remuneration and social security454/9 | - | - | - | - | €3k | - |
| Other amounts payable47/48 | €508k | €404k | €434k | €465k | €98k | ▼ 79.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €9k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-6k | €15k | €-2k | €-52k | €450k | ▲ 966% |
| + Depreciation and write-downs630 | €80k | €70k | €78k | €74k | €52k | ▼ 29.8% |
| Operating cash flow (approximation) | €74k | €84k | €76k | €22k | €502k | ▲ 2,134% |
| Investment in fixed assets (approximation) | - | €-60k | €-296k | €-1k | €170k | ▲ 12,987% |
| Change in cash | - | €31k | €-33k | €4k | €-408 | ▼ 109% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €450k
Net result €450k after 2 loss-making years.
31-12
Financial
Liquidity times 34current ratio 1.77
Current ratio from 0.05 to 1.77; short-term debt falls from €651k to €214k.
31-12
Financial
Equity above €500kEq €743k ▲153%
Equity rises from €293k to €743k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1990
Ground area
2,092 m²
Building footprint
974 m²
Volume, LiDAR
6,184 m³
Parcel 71502C0656/00B000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
D&D Immo
since 19902.048.955.645
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502C0656/00B000 | Flanders | 2,092 m² | 1 · 974 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 360 EUR awarded · 360 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 360 EUR | 360 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,020 companies in sector 68203 we hold annual accounts for 5,986. 4,278 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-07-1990
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.