D & D DAKWERKEN
ActiveSummary
D & D DAKWERKEN has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.79M and a net result of €348k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-2
Solvency98▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 3.89 in 2024; short-term debt: 18.2% and cash: 34.4% of total assets), and 27% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
14.2%
Age of the figures
18 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-11-2025, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
1 d early
2023
13 d early
2022
4 d early
2021
125 d early
2020
25 d late
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.79M▲ 16.8%
2024 · €1.53M
2019: €744k
2020: €833k
2021: €979k
2022: €1.04M
2023: €1.29M
2024: €1.53M
2019 → 2025
Total assets
€2.45M▲ 29.4%
2024 · €1.90M
2019: €1.25M
2020: €1.54M
2021: €1.51M
2022: €1.59M
2023: €1.67M
2024: €1.90M
2019 → 2025
Net result
€348k▲ 19.5%
2024 · €291k
2019: €90k
2020: €89k
2021: €146k
2022: €100k
2023: €301k
2024: €291k
2019 → 2025
Working capital
€978k▲ 4.3%
2024 · €937k
2019: €503k
2020: €551k
2021: €552k
2022: €473k
2023: €705k
2024: €937k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€979k-€1.04M▲ 6.6%€1.29M▲ 23.4%€1.53M▲ 19.0%€1.79M▲ 16.8%
Operating result€223k-€154k▼ 31.3%€440k▲ 186%€405k▼ 7.9%€505k▲ 24.6%
Net result€146k-€100k▼ 31.5%€301k▲ 200%€291k▼ 3.3%€348k▲ 19.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.45M
Fixed assets
€1.03M ▲ 62.2%
Current assets
€1.42M ▲ 13.0%
Equity and liabilities €2.45M
Equity
€1.79M ▲ 16.8%
Debt
€662k ▲ 82.9%
Debt's share of the balance-sheet total rises from 19.1% to 27.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€619k▲
2024 · €484k
Cash flow
€463k▲
2024 · €370k
Current ratio
3.19▼
2024 · 3.89
Quick ratio
2.96▼
2024 · 3.59
Debt to equity
0.37▲
2024 · 0.24
ROE
19.4%▲
2024 · 19.0%
ROA
14.2%▼
2024 · 15.4%
Interest coverage
35.52▼
2024 · 58.28
Debt ≤ 1 year
€447k▲
2024 · €324k
Debt > 1 year
€213k▲
2024 · €38k
Income taxes
€156k▲
2024 · €120k
Staff costs
€1.10M▲
2024 · €965k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.90M€2.45M▲
Fixed assets21/28€635k€1.03M▲
Tangible fixed assets22/27€634k€1.03M▲
Land and buildings22€180k€175k▼
Plant, machinery and equipment23€21k€12k▼
Furniture and vehicles24€119k€514k▲
Other tangible fixed assets26€315k€328k▲
Financial fixed assets28€419€419=
Current assets29/58€1.26M€1.42M▲
Stocks and contracts in progress3€99k€101k▲
Stocks30/36€99k€101k▲
Contracts in progress37€830€0▼
Amounts receivable within one year40/41€261k€440k▲
Trade receivables40€45k€235k▲
Other amounts receivable41€216k€205k▼
Cash at bank and in hand54/58€866k€844k▼
Deferred charges and accrued income490/1€34k€40k▲
Equity and liabilities
Total equity and liabilities10/49€1.90M€2.45M▲
Equity10/15€1.53M€1.79M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.47M€1.73M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€128k€132k▲
Distributable reserves133€1.34M€1.59M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€362k€662k▲
Amounts payable after more than one year17€38k€213k▲
Financial debts170/4€38k€213k▲
Amounts payable within one year42/48€324k€447k▲
Current portion of amounts payable after more than one year42€52k€69k▲
Trade debts44€158k€233k▲
Suppliers440/4€158k€233k▲
Taxes, remuneration and social security45€84k€132k▲
Taxes450/3€23k€59k▲
Remuneration and social security454/9€61k€74k▲
Other amounts payable47/48€30k€13k▼
Accrued charges and deferred income492/3€673€2k▲
Income statement
Code20242025
Non-recurring operating income76A€39k€81k▲
Remuneration, social security and pensions62€965k€1.10M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€115k▲
Other operating charges640/8€19k€20k▲
Gross operating margin9900€1.47M€1.74M▲
Operating profit (loss)9901€405k€505k▲
Financial income75/76B€15k€17k▲
Recurring financial income75€15k€17k▲
Financial charges65/66B€8k€17k▲
Recurring financial charges65€8k€17k▲
Profit (loss) for the period before taxes9903€411k€504k▲
Income taxes67/77€120k€156k▲
Profit (loss) for the period9904€291k€348k▲
Transfer to tax-exempt reserves689€123k€4k▼
Profit (loss) for the period to be appropriated9905€169k€345k▲
Appropriation of the result
Profit (loss) to be appropriated9906€169k€345k▲
Transfer from equity791/2€46k€90k▲
Transfer to equity691/2€169k€345k▲
To other reserves6921€169k€345k▲
Profit to be distributed694/7€46k€90k▲
Return on contributions (dividend)694€46k€90k▲
Social balance
Average headcount (FTE)908716.315.4▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
31-03
Financial
Highest result since 2019net €348k ▲19.5%
Operating result €505k, net result €348k, both a record.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
18-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Equity above €1MEq €1.04M ▲6.6%
4 profitable years in a row build equity to €1.04M.
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
31-03
Financial
Weakest financial yearnet €89k ▼1.3%
Net result drops to €89k, the lowest in the series; recovery starts the following year.
2019
17-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lammersakker 6A8700 TieltGround area
3,062 m²
Building footprint
937 m²
Volume, LiDAR
5,001 m³
Parcel 37302E0736/00N000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D & D DAKWERKEN
since 20012.080.428.680
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37302E0736/00N000 | Flanders | 3,062 m² | 1 · 937 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,524 EUR awarded · 2,638 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 826 EUR | 826 EUR |
| 2024 | 1 | 903 EUR | 850 EUR |
| 2023 | 1 | 795 EUR | 962 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
6 categoriesD & D DAKWERKEN NV28510
Similar companies · same sector, comparable size
Dakwerken Meynen
BE 0407.928.946
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ATAB
BE 0629.893.551
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HAACHTSE DAKWERKEN
BE 0440.145.517
Haacht · Eq €1.84M
GLASS DESIGN
BE 0867.661.040
Châtelet · Eq €1.85M
Engels Renovatiebedrijf
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 1,415 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-02-1997
Fiscal year end31-03
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.