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D&D CONSULTING

Active
Private limited companyfounded 200818 yrs activeRue du Saxophone 6, 5503 Dinant, BelgiumKBO/BCE: BE 0899.572.951
Summary

The computed 12-month bankruptcy probability of D&D CONSULTING is 7.8% (elevated). The annual accounts of D&D CONSULTING for fiscal year 2025 show a net loss of 88% of the equity at the start of that year. The 2025 annual accounts show equity of €7,184 and a net result of -€53,165. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 5584 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
D&D CONSULTINGActiveChecked score 32/100
Risk analysis ReportCompare

Overview

Activity
Freight transport by road
NACE 49410
1 site
Size
€155,514total assets 2025
Equity
€7,184
Loss
-€53,165
Turnover not published (abridged schema)
Financial health
32 Weak Checked score 2025
Bankruptcy chance 12 m
7.8%
Structure
Accounts filed 60 d late2 of 8 deeds read
Why 32- 2 changes of registered office in 24 months- Latest accounts 60 days late; 2 of the last 3 late- Loss of €53,165 (FY 2025)- Sector Land transport and transport via pipelines (NACE 49)Show the evidence

Checked score

Score 2025
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 14% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 30-59
equity 4.6% of total assets
Liquidity 30-5
short-term debt 95.4% · cash 24.4%
Profitability 0-100
return on assets -34.2%
Bankruptcy probability, 12 months
7.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,055 companies)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● 0.0% vs 11-2024 01-2025: 1.6%▼ -1.6% vs 12-2024 02-2025: 1.7%▲ +4.1% vs 01-2025 03-2025: 1.7%▼ -0.5% vs 02-2025 04-2025: 1.7%▲ +1.1% vs 03-2025 05-2025: 1.6%▼ -4.5% vs 04-2025 06-2025: 1.6%▼ -3.8% vs 05-2025 07-2025: 1.7%▲ +12.1% vs 06-2025 08-2025: 2.2%▲ +27.0% vs 07-2025 09-2025: 2.6%▲ +16.9% vs 08-2025 10-2025: 1.5%▼ -43.8% vs 09-2025 11-2025: 1.5%● 0.0% vs 10-2025 12-2025: 1.5%● 0.0% vs 11-2025 01-2026: 1.4%▼ -0.7% vs 12-2025 02-2026: 1.4%▼ -1.9% vs 01-2026lowest value 03-2026: 3.1%▲ +116% vs 02-2026 04-2026: 3.3%▲ +8.1% vs 03-2026 05-2026: 3.4%▲ +3.4% vs 04-2026 06-2026: 3.4%▼ -1.0% vs 05-2026 07-2026: 3.5%▲ +2.9% vs 06-2026 08-2026: 4.0%▲ +13.8% vs 07-2026 09-2026: 8.7%▲ +118% vs 08-2026highest value 10-2026: 7.8%▼ -10.5% vs 09-2026
  • 2 changes of registered office in 24 months raises the probability
  • Latest accounts 60 days late; 2 of the last 3 late raises the probability
  • Loss of €53,165 (FY 2025) raises the probability
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.66 against 1.41 in 2024; short-term debt: 95.4% and cash: 24.4% of total assets), and 95.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 17%, liquidity 27%, profitability 6%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Latest accounts 60 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €53,165 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 5584 sector peers (2025).
NBB · sector comparison
Position among 5584 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
60 d late
2024
61 d late
2023
2 d late
2022
43 d late
2021
10 d late
2020
71 d early
2019
87 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 September (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Registered officeRegistered-office move

Key points

  • Caution: Equity fell in 2025from €60,349 to €7,184 ▼ 88.1% View
  • Caution: Among the weakest 5% on net resultsector median €5,808 · 5,559 companies -€53,165 View
  • Total assets 20256 fiscal years filed €155,514 View

By topic

Financials

Fiscal year
2025
Total assets
€155,514
Loss
-€53,165
Solvency
4.6%
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 29-09-2026Annual accounts filed
  2. 04-08-2026Registered office
  3. 18-02-2026Registered office
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Freight transport by roadNACE 49410
Founded
31-07-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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