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D.D.B.V.

Active
Public limited companyfounded 200421 yrs activeSchepdaelstraat(HF) 2, 1540 Pajottegem, BelgiumKBO/BCE: BE 0867.596.902
Summary

D.D.B.V. has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €953,025 and a net result of -€27,476. Equity remains stable across the filed fiscal years (±1.3% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Activity not known1 site
How big
€3.1mtotal assets 2025
Equity
€953,025
Loss
-€27,476
Turnover not published (abridged schema)
Financially healthy?
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts filed 4 d late0 of 2 deeds read
Why 94- Liquidity: current ratio 0.25, cash €34,896, halved- Founded in 2004+ Size: total assets €3.1m+ Figures for FY 2025 (filed 05-02-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 48% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 56-8
equity 30.8% of total assets
Liquidity 51-3
short-term debt 6.1% · cash 1.1%
Profitability 68-3
return on assets -0.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

  • Size: total assets €3.1m lowers the probability for this profile
  • Liquidity: current ratio 0.25, cash €34,896, halved raises the probability
  • Figures for FY 2025 (filed 05-02-2026) lowers the probability
  • Founded in 2004 raises the probability for this profile
Credit up to €85,000 at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.69 in 2024; short-term debt: 6.1% and cash: 1.1% of total assets), and 69.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 34%, liquidity 61%, profitability 68%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €3.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.25, cash €34,896, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 05-02-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2004
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
4 d late
2024
16 d early
2023
40 d early
2022
15 d early
2021
11 d late
2020
2 d early
2019
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 11 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 16 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: From profit to loss in 2025after €36,168 in 2024 -€27,476 View
  • Total assets 20256 fiscal years filed €3.1m View
  • Active since 2004founded 04-10-2004 21 years View

By topic

Financials

Fiscal year
2025
Total assets
€3.1m
Loss
-€27,476
Solvency
30.8%
Total assets▲ 21.8%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-01-2027
  1. 04-02-2026Annual accounts filed
  2. 15-01-2025Annual accounts filed
  3. 22-12-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
04-10-2004
Year ends
30-06
Peppol
Not found in the Peppol directory
Go to Company details

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