D Consulting
ActiveD Consulting has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €48k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 51% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency82▼-18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 4.03 in 2024; short-term debt: 43.3% and cash: 98.3% of total assets), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
27.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
4 d late
2024
18 d late
2023
6 d early
2022
23 d late
2021
24 d late
2020
1 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k▼ 27.4%
2024 · €138k
2018: €49k
2019: €89k
2020: €126k
2021: €128k
2022: €125k
2023: €134k
2024: €138k
2018 → 2025
Total assets
€176k▼ 3.4%
2024 · €183k
2018: €107k
2019: €121k
2020: €158k
2021: €165k
2022: €171k
2023: €182k
2024: €183k
2018 → 2025
Net result
€48k▼ 10.7%
2024 · €54k
2018: €30k
2019: €40k
2020: €37k
2021: €52k
2022: €47k
2023: €59k
2024: €54k
2018 → 2025
Working capital
€98k▼ 27.6%
2024 · €136k
2018: €2k
2019: €55k
2020: €99k
2021: €114k
2022: €122k
2023: €131k
2024: €136k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€128k-€125k▼ 2.5%€134k▲ 7.3%€138k▲ 2.7%€100k▼ 27.4%
Operating result€68k-€66k▼ 3.0%€81k▲ 23.2%€78k▼ 4.0%€68k▼ 13.5%
Net result€52k-€47k▼ 10.6%€59k▲ 26.4%€54k▼ 9.2%€48k▼ 10.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€2k▼ 17.8%
Current assets
€175k▼ 3.2%
Equity and liabilities €176k
Equity
€100k▼ 27.4%
Debt
€76k▲ 70.5%
The debt ratio rises from 24.5% to 43.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€69k▼
2024 · €79k
Cash flow
€49k▼
2024 · €55k
Solvency
56.7%▼
2024 · 75.5%
Current ratio
2.29▼
2024 · 4.03
Quick ratio
2.29▼
2024 · 4.03
Debt / equity
0.76▲
2024 · 0.32
ROE
47.9%▲
2024 · 38.9%
ROA
27.1%▼
2024 · 29.4%
Interest coverage
458.88▼
2024 · 509.12
Debt
€76k▲
2024 · €45k
Debt ≤ 1 year
€76k▲
2024 · €45k
Income taxes
€20k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€183k€176k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€250€250=
Current assets29/58€180k€175k▼
Cash at bank and in hand54/58€180k€173k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€183k€176k▼
Equity10/15€138k€100k▼
Contributions10/11€19k€19k=
Reserves13€119k€82k▼
Distributable reserves133€119k€82k▼
Amounts payable17/49€45k€76k▲
Amounts payable within one year42/48€45k€76k▲
Trade debts44€216€235▲
Suppliers440/4€216€235▲
Taxes, remuneration and social security45€18k€23k▲
Taxes450/3€18k€23k▲
Other amounts payable47/48€26k€53k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€956€1k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€80k€71k▼
Operating profit (loss)9901€78k€68k▼
Financial income75/76B€829€841▲
Recurring financial income75€829€841▲
Financial charges65/66B€156€150▼
Recurring financial charges65€156€150▼
Profit (loss) for the period before taxes9903€79k€68k▼
Income taxes67/77€25k€20k▼
Profit (loss) for the period9904€54k€48k▼
Profit (loss) for the period to be appropriated9905€54k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€48k▼
Transfer from equity791/2€50k€86k▲
Transfer to equity691/2€54k€48k▼
To other reserves6921€54k€48k▼
Profit to be distributed694/7€50k€86k▲
Return on contributions (dividend)694€50k€86k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €59k ▲26.4%
Operating result €81k, net result €59k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €126k ▲41.4%
3 profitable years in a row build equity to €126k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 2.70
Current ratio from 1.04 to 2.70; short-term debt falls from €58k to €32k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudebaan 283540 Herk-de-StadGround area
1,139 m²
Building footprint
227 m²
Volume, LiDAR
995 m³
Parcel 71051C0771/00D000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D Consulting
since 20182.269.989.644
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71051C0771/00D000 | Flanders | 1,139 m² | 1 · 227 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,592 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.