Equity
€97,816 ▲ 72.5%
D-Comp has made a profit in every financial year since 2023.
D-Comp
Overview
Lifetime
3 annual accounts with figures on one time axispeak €54,674 (2025)
€54,674▲ 24.8%
peak €41,110 (2025)
€41,110▲ 24.6%
peak €97,816 (2025)
€97,816▲ 72.5%
€40,816▲ 67.2%
Board1 name since 2023
Documentsfilings and deeds
23-04-202699 days before the deadline
2025micro format
Gross margin from €43,803 to €54,674Equity from €56,706 to €97,816Debts from €24,415 to €40,816Investments €10,951Cash from €64,587 to €114,141
Key points
from the 2025 annual accountsTurnover
≈ €130,000 estimated
The micro format states no turnover.
Investments
€10,951 5.8 × depreciation
Green is investment, beige is depreciation. Machinery stands 321.7% higher than in 2024.
Checked score
97
Excellent
Financially stronger than 76% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Liquidity: current ratio 3.09, cash €114,141
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €138,632
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 64% of them on solvency, 73% on liquidity, 82% on profitability and 85% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as D-Comp has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of D-Comp itself is lower: < 0.1% within 12 months. It rests on far more data about D-Comp than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for D-Comp. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.09 (3.61 in 2024), above the usual 1.5. Short-term debt is 29.4% and cash 82.3% of total assets. 29.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
99 days early
2024
43 days early
2023
51 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 64 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (3 of the last 3 accounts filed within 49 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DECAMPS Christophe Thierry Catherine Marie-Ghislain founderdeed of 29-06-2023
- DE HOE Roxane France Vivianne founderdeed of 29-06-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803222158
First establishment
Rue des Liégeois 28, Villers-la-Ville
Incorporation
Founding capital of €4,000 · Founders: DECAMPS Christophe Thierry Catherine Marie-Ghislain and DE HOE Roxane France Vivianne · Appointment: DECAMPS Christophe Thierry Catherine Marie-Ghislain (director) · published on 29-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| D-Comp Villers-la-Ville | €138,632 | €54,674 | 70.6% | - |
| ANBR Consulting Ottignies-Louvain-la-Neuve | €127,709 | €61,316 | 82.2% | - |
| CreativTech Walhain | €146,183 | €62,258 | 54.8% | - |
| TECH4U SOLUTIONS Machelen (Brab.) | €140,362 | €54,297 | 89.7% | - |
| OLEA CONSULT Tournai | €144,882 | €52,355 | 51.8% | - |
| TOP TIER Vilvoorde | €137,435 | €58,731 | 76.6% | - |
| SIERRA Manhay | €139,905 | €50,255 | 76.7% | - |
These companies have the same main activity as D-Comp: computer programming (NACE 62100). They are comparable in size and age: total assets between €128,000 and €146,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 27-06-2023Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.347.003.2881495 Villers-la-Ville, since 01-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 30-11-2025
Annual accounts 2025
- €54,674▲ 24.8%
- €41,110▲ 24.6%
- €97,816▲ 72.5%
- €138,632▲ 70.9%
- Employeeson 31-12-2025
- 0
- Filing
- Filed on 23-04-2026, 99 days before the end of the filing period
Insights on D-Comp
D-Comp files the micro format. That format states no turnover. The gross margin rose from €26,624 in 2023 to €54,674 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-04-2026, 99 days before the deadline€54,674
▲ 24.8%
€52,688
▲ 23.6%
€41,110
▲ 24.6%
€85,388
▲ 51.9%
70.6%
▲ 0.7 percentage points
3.09
▼ 0.52
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €110,000 and €160,000.
Balance sheet
balance sheet total €138,632 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
70.6%
Higher than 62% of 21,208 companies in 2025.
3.09
Higher than 59% of 20,571 companies in 2025.
29.7%
Higher than 67% of 20,746 companies in 2025.
D-Comp
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
138,632 | 81,121 | 45,090 | |
21/28 |
12,428 | 3,362 | 2,247 | |
22/27 |
12,337 | 3,272 | 2,156 | |
23 |
3,253 | 771 | - | |
24 |
1,536 | 2,500 | 2,156 | |
26 |
7,548 | - | - | |
28 |
91 | 91 | 91 | |
29/58 |
126,204 | 77,758 | 42,843 | |
40/41 |
12,063 | 13,171 | 14,343 | |
40 |
12,063 | 13,171 | 14,343 | |
54/58 |
114,141 | 64,587 | 28,500 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
138,632 | 81,121 | 45,090 | |
10/15 |
97,816 | 56,706 | 23,721 | |
10/11 |
4,000 | 4,000 | 4,000 | |
13 |
93,816 | 52,706 | 19,721 | |
133 |
93,816 | 52,706 | 19,721 | |
17/49 |
40,816 | 24,415 | 21,370 | |
42/48 |
40,816 | 21,542 | 19,516 | |
44 |
5,065 | 1,769 | 834 | |
440/4 |
5,065 | 1,769 | 834 | |
45 |
27,628 | 15,854 | 12,900 | |
450/3 |
27,628 | 15,854 | 12,900 | |
47/48 |
8,123 | 3,918 | 5,783 | |
492/3 |
- | 2,873 | 1,854 | |
| Income statement | ||||
9900 |
54,674 | 43,803 | 26,624 | |
630 |
1,885 | 1,000 | 311 | |
640/8 |
101 | 159 | 497 | |
9901 |
52,688 | 42,644 | 25,816 | |
75/76B |
23 | - | - | |
75 |
23 | - | - | |
65/66B |
58 | 67 | 35 | |
65 |
58 | 67 | 35 | |
9903 |
52,654 | 42,578 | 25,781 | |
67/77 |
11,544 | 9,593 | 6,060 | |
9904 |
41,110 | 32,985 | 19,721 | |
9905 |
41,110 | 32,985 | 19,721 | |
| Appropriation of the result | ||||
9906 |
41,110 | 32,985 | 19,721 | |
691/2 |
41,110 | 32,985 | 19,721 | |
6920 |
41,110 | 32,985 | - | |
6921 |
- | - | 19,721 | |
| Social balance sheet | ||||
Hours worked1013 |
0 | 0 | - | |
| Document | ||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 23-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 54,573 | 43,644 | 26,127 | ||
| 42,995 | 33,985 | 20,032 | ||
| 10,951 | 2,115 | 2,558 | ||
| 49,554 | 36,087 | - | ||
| 85,388 | 56,217 | 23,327 | ||
| 70.6% | 69.9% | 52.6% | ||
| 3.09 | 3.61 | 2.20 | ||
| 0.42 | 0.43 | 0.90 | ||
| 42.0% | 58.2% | 83.1% | ||
| 29.7% | 40.7% | 43.7% | ||
| over 100 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 |
|---|---|---|
| Employees at the balance-sheet date | 0 | 0 |
| full-time | 0 | 0 |
| part-time | 0 | 0 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €10,951 | €2,115 | €2,467 |
| Financial fixed assets | - | - | €91 |
| €1,885 | €1,000 | €311 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on D-Comp
The operating result for 2025 is 24% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Debt's share of the balance-sheet total falls from 30.1% to 29.4%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 26-06-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 23-04-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “2- Administrateur non statutaire : L’assemblée décide de fixer le nombre d’administrateurs à un. Est appelé aux fonctions d’administrateur…”deed of 29-06-2023
Mandates through the years
1 name, the dashed line is todayDECAMPS Christophe Thierry Catherine Marie-Ghislain
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DECAMPS Christophe Thierry Catherine Marie-Ghislain
- Director (not named in the articles), from 26-06-2023 to date
Control
Founders
DECAMPS Christophe Thierry Catherine Marie-Ghislain, DE HOE Roxane France Vivianne
This company
D-Comp
Equity €97,816
Profit €41,110 in 2025
Capital
- Contribution
- €4,000
- Source
- deed of 29-06-2023
Articles of association
deed of 29-06-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
Founders
At incorporation
deed of 29-06-2023 ↗
- DECAMPS Christophe Thierry Catherine Marie-Ghislain founder
- DE HOE Roxane France Vivianne founder
Network & group
No group
D-Comp has no parent and no holdings in its annual accounts. DECAMPS Christophe Thierry Catherine Marie-Ghislain is the only director. D-Comp shares no director with another company.
At the same address
Rue des Liégeois 28, 1495 Villers-la-Ville · 1 other company| De Hoe, Roxane (sole trader)
establishment since 28-02-2018 |
founded in 2018 0502.752.681 |
Timeline
Timeline
7 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 99 days before the deadline
2025
Highest result from 2023 to 2025 net €41,110 ▲24.6% The operating result of €52,688 and the net result of €41,110 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803222158
Annual accounts 2024 filed PDFmicro format · 43 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 51 days before the deadline
2023
First establishment Rue des Liégeois 28, Villers-la-Ville
IncorporationFounding capital of €4,000 · Founders: DECAMPS Christophe Thierry Catherine Marie-Ghislain and DE HOE Roxane France Vivianne · Appointment: DECAMPS Christophe Thierry Catherine Marie-Ghislain (director) · published on 29-06-20237 points ▸
- Founder, DECAMPS Christophe Thierry Catherine Marie-Ghislain
- Founder, DE HOE Roxane France Vivianne
- Founding capital, €4,000
- Registered office clause, Rue des Liégeois 28
- Board rule, 1
- Director appointment, DECAMPS Christophe Thierry Catherine Marie-Ghislain (director (not named in the articles))
- Permanent representative, DECAMPS Christophe Thierry Catherine Marie-Ghislain
- The deed holds 4 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
D-Comp was incorporated on 27 June 2023 as a private limited company by two natural persons, with a starting capital of €4,000.12 Since 2023, DECAMPS Christophe Thierry Catherine Marie-Ghislain has served as director.3 Total assets rose from €45,090 in 2023 to €138,632 in 2025.4
Company details
Identity
- Enterprise number
- 0803.222.158
- VAT number
- BE 0803.222.158
- Peppol ID
- 0208:0803222158
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 27-06-2023
- Financial year
- ends on 31 December
- Peppol
- Reachable since 30-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- D-Comp in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 29-06-2023 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
62030
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
70220
Business consulting
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toute opération d'achat, de vente et de location de matériel informatique (hardware et software), de matériel et de mobilier de bureau et en…”deed of 29-06-2023 (in French)
25 activities
- Toute opération d'achat, de vente et de location de matériel informatique (hardware et software), de matériel et de mobilier de bureau et en général de tout matériel pouvant servir directement ou indirectement à son objet.
- La création, le développement, la distribution, l'installation, la mise en service des supports informatiques aussi bien en matière de software que de hardware et la centralisation des données : gestion des réseaux et des ordinateurs, étude et développement de logiciels, la création, le développement, l'installation et la mise en œuvre de réseaux internationaux;
- Le développement, la coordination et la supervision du traitement des données, des programmes ainsi que du choix des matériels et logiciels informatiques;
- La coordination et le développement de systèmes informatiques;
- L'achat, l'exploitation, la location, la cession de tout brevet, licence, intervention ou marque de fabrique se rattachant directement ou indirectement à l'objet de la société.
- Toute opération concernant l'information, la diffusion par toute voie existante de publicité et de documentation et le service aux personnes physiques et morales;
- Toute activité en rapport avec le service internet, extranet, intranet, ainsi que tous services en matière de télécommunication, informatique, présent ou futur.
- Les activités en rapport avec le marketing, la publicité, le management, l’audit, l'informatique, la gestion administrative, la gestion de réseaux de franchises ;
- Concevoir, étudier, promouvoir et réaliser tout projet informatique, bureautique et tout ce qui s'y rapporte ; tous travaux de secrétariat en général ;
- Tous travaux d'encodage et de traitement de l’informatique et/ou de données informatiques ;
- La réalisation d'études, sur base des domaines visés aux présentes, et en particulier, la réalisation de simulation et analyses numériques ainsi que l'étude de l'optimisation de procédés et/ou procédures ;
- La recherche, la conception, le développement, l’engineering, la production, le commerce, la diffusion, le marketing, l'amélioration et la réalisation de tout matériel at concept dans les domaines de la modélisation, de l'informatique et de la programmation, pour tout particulier, toutes industries ou administrations publiques ou privées ;
- La conservation et la mise à jour de la connaissance scientifique par le travail scientifique indépendant et par le suivi de séminaires scientifiques, congrès, conférences et autres, ainsi que l’enseignement, le coaching de personnes et d’équipes ainsi que la publication d’articles rédigés par les actionnaires.
- L’acquisition, l’aliénation, l’échange, la construction, la démolition, la reconstruction, la transformation, l’entretien, la location et la gestion de ses biens immeubles bâtis, meublés ou non ;
- L’acquisition, l’aliénation, l’échange, l’entretien, la mise en valeur, le lotissement, la location et l’affermage ainsi que la gestion de ses biens immeubles non bâtis ;
- L’accomplissement de toutes opérations relatives à l’acquisition, la cession et la constitution de droits réels sur des biens immeubles bâtis ou non bâtis.
- Hypothéquer ses immeubles et se porter caution pour tous prêts, ouvertures de crédit ou autres obligations, aussi bien pour elle-même que pour des tiers.
- La consultance au sens large dans les matières fiscales, financières, sociales, stratégiques, actuarielles, statistiques, informatiques, patrimoniales et juridiques, et dans le domaine des ressources humaines ;
- La consultance et/ou la prestation de services dans les domaines de la gestion, de l'administration, de la restructuration, du développement, de la reconversion et du management d'entreprise, notamment dans le cadre d'une activité de développement et de commercialisation de logiciels de tous types et/ou de tout concept de gestion et de management d’entreprise en général ;
- La consultance, la prestation de services, la formation, et l'expertise dans les domaines de la conception et la mise au point, notamment de modèles numériques, algorithmes et logiciels de tous types ;
- La réalisation des études, programmer et mettre en route des systèmes d'organisation, de vente, de publicité, de marketing, de mettre en application des systèmes pour traiter des données et toutes techniques en rapport avec la gestion technique, administrative, économique et générale d’entreprises ;
- Dispenser des avis financiers, techniques, commerciaux ou administratifs dans le sens le plus large du terme ;
- Fournir son assistance et exécuter des services directement ou indirectement sur le plan de l’administration et des finances, de la vente, de la production et de la gestion en général ; fournir toute prestation de services et exécuter tous mandats sous forme d'études d’organisations, d'expertises, d'actes et de conseils techniques ou autres rentrant dans son objet ;
- L'organisation, l'élaboration et l'animation de conférences, de séminaires, de formations générales professionnelles ou techniques, de même que l’enseignement ;
- L’organisation d’évènements, la formation, le développement, seul ou avec des tiers, ainsi que la mise en valeur ou la vente de biens et services dans le cadre de ces évènements et la gestion de tous stands et show-rooms.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue des Liégeois 28 registered office 1495 Villers-la-Ville | 01-07-2023 | 2.347.003.288 |
Buildings and parcels at the address
- Ground area
- 504 m²
- Buildings
- 96 m²
- Volume, LiDAR
- 508 m³
- Tallest building
- 7.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25102D0121/00C000 | 504 m² | 1 · 96 m² | 7.3 m · 2 |