D.Car
ActiveThe computed 12-month bankruptcy probability of D.Car is 2.6% (moderate). The 2024 annual accounts show equity of €4k and a net result of €854. Equity is shrinking by ~41.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 77% of 26046 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability59▲+59
Solvency90▼-10
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
65.2%
Return on assets
14.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-05-2025, 90 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
90 d early
2023
44 d early
2022
56 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€4k▲ 29.6%
2023 · €3k
2022: €7k
2023: €3k
2022 → 2024
Total assets
€6k▲ 88.8%
2023 · €3k
2022: €7k
2023: €3k
2022 → 2024
Net result
€854
2023 · €-4k
2022: €-3k
2023: €-4k
2022 → 2024
Working capital
€3k▼ 3.9%
2023 · €3k
2022: €7k
2023: €3k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€7k-€3k▼ 57.7%€4k▲ 29.6%
Operating result€-3k-€-4k▼ 17.1%€1k
Net result€-3k-€-4k▼ 24.0%€854
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1k after a loss of €4k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6k
Fixed assets
€967
Current assets
€5k
Equity and liabilities €6k
Equity
€4k▲ 29.6%
Debt
€2k▲ 1,189%
The debt ratio rises from 5.1% to 34.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k
Cash flow
€1k
Solvency
65.2%
Current ratio
2.39
Quick ratio
2.39
Debt / equity
0.53
ROE
22.9%
ROA
14.9%
Interest coverage
2.62
Debt
€2k▲
2023 · €155
Debt ≤ 1 year
€2k▲
2023 · €155
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3k€6k▲
Fixed assets21/28-€967
Tangible fixed assets22/27-€967
Furniture and vehicles24-€967
Current assets29/58€3k€5k▲
Amounts receivable within one year40/41€1k€3k▲
Trade receivables40€30€2k▲
Other amounts receivable41€1k€635▼
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€155-
Equity and liabilities
Total equity and liabilities10/49€3k€6k▲
Equity10/15€3k€4k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-7k€-6k▲
Amounts payable17/49€155€2k▲
Amounts payable within one year42/48€155€2k▲
Trade debts44€155€2k▲
Suppliers440/4€155€2k▲
Taxes, remuneration and social security45-€151
Taxes450/3-€151
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€154
Other operating charges640/8€20-
Non-recurring operating charges66A€743-
Gross operating margin9900€-3k€2k▲
Operating profit (loss)9901€-4k€1k▲
Financial income75/76B€17€39▲
Recurring financial income75€17€39▲
Financial charges65/66B€269€598▲
Recurring financial charges65€269€598▲
Profit (loss) for the period before taxes9903€-4k€854▲
Profit (loss) for the period9904€-4k€854▲
Profit (loss) for the period to be appropriated9905€-4k€854▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-6k▲
Profit (loss) brought forward from the previous period14P€-3k€-7k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €854
Net result €854 after 2 loss-making years.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Meux, Gd-L. 315031 GemblouxGround area
940 m²
Building footprint
191 m²
Parcel 92056E0159/02R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
D.car
since 20222.330.383.923
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92056E0159/02R000 | Wallonia | 939 m² | 1 · 191 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,503 companies in sector 47716 we hold annual accounts for 2,441. 800 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2022
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.