Equity
€51,772 from €116,909 in 2022
Equity fell by 56% in 3 years.
D.C.O.
Lifetime
7 annual accounts with figures on one time axispeak €131,689 (2021)
€5,193▼ 91.9%
lowest -€9,132 (2023)
€3,024▼ 86.8%
peak €116,909 (2022)
€51,772▲ 6.2%
€16,131▼ 70.5%
peak 1.7 FTE (2019)
-not published
Board3 names since 2019
2 directorsDE CLERCK Olivier Pieter and 1 other
Documentsfilings and deeds
23-06-202638 days before the deadline
2025micro format
Gross margin from €63,972 to €5,193Result from €22,972 to €3,024Registered office moved to Pajottegem 01-04Debts from €54,746 to €16,131Investments €2,216Cash from €97,577 to €44,561
Key points
from the 2025 annual accountsInvestments
€4,130 8.9 × depreciation
Green is investment, beige is depreciation.
Liquidity
3.98 was 1.86 in 2024
Short-term debts fell from €54,721 to €16,131.
Checked score
96
Excellent
Financially stronger than 65% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.2%▲ +0.1 percentage points vs 08-2026highest value
10-2026: < 0.1%▼ -0.2 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 3.98, cash €44,561, halved
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €67,902
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 85% on liquidity, 39% on profitability and 52% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as D.C.O. has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of D.C.O. itself is lower: < 0.1% within 12 months. It rests on far more data about D.C.O. than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for D.C.O.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.98 (1.86 in 2024), above the usual 1.5. Short-term debt is 23.8% and cash 65.6% of total assets. 23.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
38 days early
2024
22 days early
2023
36 days early
2022
11 days early
2021
26 days early
2020
24 days early
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DE CLERCK Olivier 85 sharesdeed of 01-04-2025
- DE BRUCKER Deborah 5 sharesdeed of 01-04-2025
- DE CLERCK Josse 5 sharesdeed of 01-04-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0718593717
Registered office moved to Pajottegem
New registered office: Molenstraat 117 te 1570 Pajottegem (Vollezele) · Registered office clause: Centrumlaan 42, bus 1-9400 Ninove · DE CLERCK Olivier holds 85 shares · General meeting of 10-01-2025 · Gazette deed
1 director appointed, 1 manager resigning, 1 reappointment
Resignation: DE CLERCK Olivier (manager) · Reappointment: DE CLERCK Olivier (director) · Appointment: DE BRUCKER Deborah (director) · Gazette deed
Incorporation
Founders: DE CLERCK Olivier Pieter, DE BRUCKER Deborah, DE CLERCK Josse Jean and 1 other · Founding capital of €18,600, 100 shares, €6,200 paid up · Appointment: DE CLERCK Olivier Pieter (manager) · published on 15-01-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| D.C.O. Pajottegem | €67,902 | €5,193 | 76.2% | - |
| Leonardo Sport Horses Leuven | €68,932 | €5,891 | 11.5% | - |
| Advisory Team Halle | €63,955 | €5,878 | 90.9% | 0 |
| Health Angel Bertem | €81,534 | €5,764 | 77.9% | - |
| CASTOR CORVUS Kortenberg | €56,895 | €4,329 | 41.9% | 0 |
| E-SALES.BE Tubize | €70,341 | €5,760 | -27.3% | - |
| OSO MANAGEMENT & CREATION Uccle | €59,923 | €5,828 | 66.7% | - |
These companies have the same main activity as D.C.O.: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €56,900 and €81,500, founded in 2019.
Official details
Source: KBO- Status
- Active since 11-01-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.285.641.8801570 Pajottegem, since 11-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- ≈ €24,000estimated
- €67,902▼ 34.4%
- Filing
- Filed on 23-06-2026, 38 days before the end of the filing period
Insights on D.C.O.
D.C.O. files the micro format. That format states no turnover. The gross margin fell from €93,264 in 2019 to €5,193 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about D.C.O.
- What is the company number of D.C.O.?
- The company number of D.C.O. is 0718.593.717. The VAT number is the same number with BE in front: BE 0718.593.717.
- Where is D.C.O. based?
- The registered office is at Molenstraat 117, 1570 Pajottegem.Company details
- What does D.C.O. do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of D.C.O.?
- D.C.O. is a private limited company (BV).
- When was D.C.O. founded?
- D.C.O. was founded on 11-01-2019.
- Is D.C.O. still active?
- Yes, D.C.O. is an active enterprise in the KBO register.
- How many employees does D.C.O. have?
- D.C.O. had an average of 1.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of D.C.O.?
- The turnover in financial year 2025 is ≈ €24,000. This figure is estimated from the gross margin of €5,193 and 206 comparable companies (NACE 70200). It probably lies between €11,000 and €48,000. It is a rough estimate.
- Is D.C.O. profitable?
- In financial year 2025, D.C.O. made a profit of €3,024.
- Where can I find the annual accounts of D.C.O.?
- D.C.O. filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of D.C.O. due?
- D.C.O. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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