D.C.I. · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of D.C.I. is 0.8% (low). The 2024 annual accounts show equity of €44k and a net result of €-9k. Equity is shrinking by ~38% per year across the filed fiscal years. The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.8% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	02-07-2025	29 d early	2025-00227340
31-12-2023	31-07-2024	13-06-2024	48 d early	2024-00135676
31-12-2022	31-07-2023	22-06-2023	39 d early	2023-00152929
31-12-2021	31-07-2022	09-06-2022	52 d early	2022-20056911
31-12-2020	31-07-2021	10-06-2021	51 d early	2021-19400274
31-12-2019	31-07-2020	12-03-2020	141 d early	2020-06600124
31-12-2018	31-07-2019	04-04-2019	118 d early	2019-09400581
31-12-2017	31-07-2018	15-03-2018	138 d early	2018-06900376
31-12-2016	31-07-2017	22-06-2017	39 d early	2017-20700458
31-12-2015	31-07-2016	17-03-2016	136 d early	2016-06600226

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1993, 33 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-9k+47.1%

Working capital€86k-7.4%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 02-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~38%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€492

- 18-24

Net profit

€-9k

+47.1% 18-24

Cash flow

€2k

- 18-24

Total assets

€698k

-2.9% 18-24

Equity

€44k

-17.6% 18-24

Working capital

€86k

-7.4% 18-24

Income taxes

€14k

-76.4% 18-24

Dividends

€38k

- 18-24

Debt

€621k

-1.4% 18-24

Debt ≤ 1y

€1k

-61.8% 18-24

Debt > 1y

€620k

-1.1% 18-24

Current ratio

74.94

+137.8% 18-24

Quick ratio

74.94

+137.8% 18-24

Solvency

6.3%

-15.1% 18-24

Debt / equity

14.16

+19.6% 18-24

ROE

-21.3%

+35.9% 18-24

ROA

-1.3%

+45.6% 18-24

Interest coverage

1.43

- 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€492
Net profit	€-9k
Cash flow	€2k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€698k
Equity	€44k
Debt	€621k
of which ≤ 1y	€1k
of which > 1y	€620k
Working capital	€86k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	74.94
Quick ratio	74.94
Working capital ratio	12.4%
Solvency	6.3%
Debt / equity	14.16
Long-term debt ratio	14.13
Interest coverage	1.43
Gross margin	-
Net margin	-
ROA	-1.3%
ROE	-21.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €611k · 87.5% Current assets €87k · 12.5%

Equity & liabilities

Equity €44k · 6.3% Provisions €33k · 4.8% Debt €621k · 89.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€698k
Fixed assets	21/28	€611k
Tangible fixed assets	22/27	€611k
Current assets	29/58	€87k
Cash & bank	54/58	€87k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€698k
Equity	10/15	€44k
Contributions / capital	10/11	€62k
Reserves	13	€106k
Accumulated profits (losses)	14	€-124k
Provisions & deferred taxes	16	€33k
Amounts payable	17/49	€621k
Amounts payable after one year	17	€620k
Amounts payable within one year	42/48	€1k
Trade debts payable within one year	44	€989
Income statement
Gross operating margin	9900	€4k
Operating result	9901	€-11k
Financial charges	65	€343
Result before taxes	9903	€-12k
Net result for the period	9904	€-9k
Result to be appropriated	9905	€-3k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

40 / 100 Weak

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

Pastoor Stuycklaan 8, 3191 Boortmeerbeek

de handel in eigen onroerend goed : flatgebouwen en woningen niet voor bewoning bestemde gebouwen, grond

since 20022.112.828.264

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area524 m²

Buildings1

Building footprint331 m²

Volume (LiDAR)1,803 m³

Tallest building10.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24039B0259/00A003	Flanders	524 m²	1 · 331 m²	10.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

Capital history · 1

18-07-2023

Capital change

All acts · 1 updated 3 years ago

2023

18-07-2023 Capital increase of €39,160,000 to €55,500,000 Capital & shares·Jo ABBELOOS

€16.340.000 → €55.500.000
6 kapitaalbewegingen in deze akte

Notary: Jo ABBELOOS · VilvoordeFirm: Lens. Abbeloos Notarissen

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

47 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 40

Profitability 0

Solvency 38

Growth 58

Stability 100

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Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

D.C.I.

Registered office

Pastoor Stuycklaan 8

3191 Boortmeerbeek, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.