D&C Home

Active

Private limited companyfounded 20205 yrs activeIndustriepark 70, 8730 Beernem, BelgiumKBO/BCE: BE 0754.619.913

The computed 12-month bankruptcy probability of D&C Home is 1.7% (moderate). The 2025 annual accounts show negative equity (€-64k) and a net result of €-76k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 3451 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

23 / 100

Critical

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-31

Solvency0▼-33

Growth32=

Track record94

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.42 against 1.04 in 2024; short-term debt: 181.9% and cash: 21.9% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 74

Relative position

BE, all sectors

reference

Sector 74

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-87%

Return on assets

-104.3%

Age of the figures

12 mo

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2122232425

2021 to 2025 · latest year €-64k

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

35 d early

2024

1 d early

2023

364 d late

2022

5 d late

2021

71 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-64k

2024 · €13k

2021: €15k 2022: €6k 2023: €55k 2024: €13k

2021 → 2025

Total assets

€73k▼ 55.2%

2024 · €163k

2021: €39k 2022: €80k 2023: €151k 2024: €163k

2021 → 2025

Net result

€-76k▼ 3,176%

2024 · €-2k

2021: €5k 2022: €-8k 2023: €49k 2024: €-2k

2021 → 2025

Working capital

€-77k

2024 · €5k

2021: €-7k 2022: €10k 2023: €58k 2024: €5k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€15k-€6k▼ 56.5%€55k▲ 764%€13k▼ 77.2%€-64k

Operating result€7k-€-5k€67k€4k▼ 94.4%€-50k

Net result€5k-€-8k€49k€-2k€-76k▼ 3,176%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €50k after €4k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €73k

23.3%

76.7%

Fixed assets €17k▼ 6.1%

Current assets €56k▼ 61.3%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-43k▼

2024 · €10k

Cash flow

€-69k▼

2024 · €3k

Solvency

-87.0%▼

2024 · 7.8%

Current ratio

0.42▼

2024 · 1.04

Quick ratio

0.41▼

2024 · 1.03

Debt / equity

-2.15▼

2024 · 11.89

ROA

-104.3%▼

2024 · -1.4%

Interest coverage

-5.06▼

2024 · 1.66

Debt

€137k▼

2024 · €151k

Debt ≤ 1 year

€133k▼

2024 · €140k

Debt > 1 year

€4k▼

2024 · €11k

Income taxes

€18k▲

2024 · €333

Staff costs

€77k▲

2024 · €57k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€163k€73k▼

Fixed assets21/28€18k€17k▼

Intangible fixed assets21€399€199▼

Tangible fixed assets22/27€15k€14k▼

Plant, machinery and equipment23€3k€7k▲

Furniture and vehicles24€12k€7k▼

Financial fixed assets28€3k€3k=

Current assets29/58€145k€56k▼

Stocks and contracts in progress3€1k€1k▼

Stocks30/36€1k€1k▼

Amounts receivable within one year40/41€141k€39k▼

Trade receivables40€117k€28k▼

Other amounts receivable41€25k€11k▼

Cash at bank and in hand54/58€2k€16k▲

Equity and liabilities

Total equity and liabilities10/49€163k€73k▼

Equity10/15€13k€-64k▼

Contributions10/11€10k€10k=

Reserves13€3k€3k=

Distributable reserves133€3k€3k=

Profit (loss) carried forward14-€-76k

Amounts payable17/49€151k€137k▼

Amounts payable after more than one year17€11k€4k▼

Financial debts170/4€11k€4k▼

Amounts payable within one year42/48€140k€133k▼

Current portion of amounts payable after more than one year42€6k€7k▲

Financial debts43€50k€50k=

Credit institutions430/8€50k€50k=

Trade debts44€73k€41k▼

Suppliers440/4€73k€41k▼

Advances received on contracts in progress46-€1k

Taxes, remuneration and social security45€10k€17k▲

Taxes450/3€4k€7k▲

Remuneration and social security454/9€6k€11k▲

Other amounts payable47/48-€16k

Income statement Code20242025

Remuneration, social security and pensions62€57k€77k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€6k

Other operating charges640/8€4k€824▼

Gross operating margin9900€70k€41k▼

Operating profit (loss)9901€4k€-50k▼

Financial income75/76B€13€101▲

Recurring financial income75€13€101▲

Financial charges65/66B€6k€8k▲

Recurring financial charges65€6k€8k▲

Profit (loss) for the period before taxes9903€-2k€-59k▼

Income taxes67/77€333€18k▲

Profit (loss) for the period9904€-2k€-76k▼

Profit (loss) for the period to be appropriated9905€-2k€-76k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-2k€-76k▼

Profit (loss) brought forward from the previous period14P€0-

Transfer from equity791/2€2k€0▼

Transfer to equity691/2€0-

To other reserves6921€0-

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 2Filings 5

Next filing, fiscal year 2026, expected by 30-04-2027

2026

26-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-09

Financial Weakest financial yearnet €-76k

Net result drops to €-76k, the lowest in the series.

29-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

29-04

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 364 days late

2023

30-09

Financial Back to profitnet €49k

Net result €49k after one loss-making year.

05-05

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 5 days late

2022

18-02

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

14-11-2025 Resigned as Director

Location & real-estate footprint

Registered office, Beernem · 2 establishment units since 2020

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Industriepark 708730 Beernem

Ground area

3,359 m²

Building footprint

352 m²

Volume, LiDAR

1,327 m³

2 parcels, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

D&C Home

Industriepark 70, 8730 BeernemManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials

since 20202.308.070.854

D&C home

Oliekouterstraat 6, 8850 ArdooieManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials

since 20212.329.152.716

2 parcels

Flanders 2 (100%)