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D.C.B.

Active
Private limited companyfounded 200224 yrs activeHoveniersstraat 40, 2018 Antwerpen, BelgiumKBO/BCE: BE 0476.548.132
Summary

D.C.B. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,189 and a net result of €271,496. Equity is shrinking by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 3330 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability50▼-50
Solvency26=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.83 in 2024; short-term debt: 98.7% and cash: 4.4% of total assets), and 98.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.1%
Return on assets
27.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3330 sector peers (2025).
NBB · sector comparison
Position among 3330 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
75 d early
2022
54 d early
2021
38 d early
2020
24 d early
2019
21 d early
2018
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 January 2002, D.C.B. was incorporated.1 Total assets went from EUR 3.3 million in 2018 to EUR 986,526 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€11,189▼ 67.7%
2024 · €34,693
Total assets
€986,526▼ 81.9%
2024 · €5.5m
Net result
€271,496▼ 94.9%
2024 · €5.4m
Working capital
-€895,363▲ 1.7%
2024 · -€911,117
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220242025
Operating result€1.3m▲ 1.5%€1.3m▼ 1.7%€1.2m▼ 11.2%€1.3m--€31,519
Net result€1.2mabove the sector's middle half▼ 14.9%€1.3mabove the sector's middle half▲ 9.8%€1.3mabove the sector's middle half▼ 1.8%€5.4mabove the sector's middle half-€271,496within the sector's middle half▼ 94.9%
Equity€26,583below the sector's middle half▲ 27.7%€28,947below the sector's middle half▲ 8.9%€33,089below the sector's middle half▲ 14.3%€34,693below the sector's middle half-€11,189below the sector's middle half▼ 67.7%
Total assets€2.0mwithin the sector's middle half▼ 16.6%€1.9mwithin the sector's middle half▼ 6.0%€2.3mwithin the sector's middle half▲ 20.1%€5.5mabove the sector's middle half-€986,526within the sector's middle half▼ 81.9%
Debt€2.0m▼ 17.0%€1.8m▼ 6.2%€2.2m▲ 20.2%€5.4m-€975,337▼ 82.0%
Working capital-€987,665below the sector's middle half=-€983,404below the sector's middle half▲ 0.4%-€955,305below the sector's middle half▲ 2.9%-€911,117below the sector's middle half--€895,363below the sector's middle half▲ 1.7%
Solvency1.3%below the sector's middle half▲ 0.5pp1.5%below the sector's middle half▲ 0.2pp1.5%below the sector's middle half▼ 0.1pp0.6%below the sector's middle half-1.1%below the sector's middle half▲ 0.5pp
Current ratio0.50below the sector's middle half▼ 0.090.47below the sector's middle half▼ 0.030.56below the sector's middle half▲ 0.100.83below the sector's middle half-0.08below the sector's middle half▼ 0.75
Return on assets (ROA)59.5%above the sector's middle half▲ 1.2pp69.5%above the sector's middle half▲ 10.0pp56.8%above the sector's middle half▼ 12.7pp98.2%above the sector's middle half-27.5%above the sector's middle half▼ 70.7pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
  • 2025 Net result -95% on 2024. The previous fiscal year ran 24 months, this one 12.
Result per fiscal year
Operating resultNet result
-€2.0m€0€2.0m€4.0m€6.0mOperating result 2020: €1.3m€1.3mNet result 2020: €1.2m€1.2mOperating result 2021: €1.3m€1.3mNet result 2021: €1.3m€1.3mOperating result 2022: €1.2m€1.2mNet result 2022: €1.3m€1.3mOperating result 2024: €1.3m€1.3mNet result 2024: €5.4m€5.4mOperating result 2025: -€31,519-€31,519Net result 2025: €271,496€271,49620202021202220242025-€2m€0€2m€4m€6mOperating result 2022: €1.2m€1.2mNet result 2022: €1.3m€1.3mOperating result 2024: €1.3m€1.3mNet result 2024: €5.4m€5.4mOperating result 2025: -€31,519-€31,500Net result 2025: €271,496€271,000202220242025
The operating result turns negative in 2025: a loss of €31,519 after €1.3m in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €986,526
Fixed assets €908,041 ▼ 4.2%
Current assets €78,485 ▼ 98.3%
Equity and liabilities €986,526
Equity €11,189 ▼ 67.7%
Debt €975,337 ▼ 82.0%
Debt's share of the balance-sheet total falls from 99.4% to 98.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€3,398▼
2024 · €1.3m
Cash flow
€299,616▼
2024 · €5.4m
Debt to equity
87.17
Interest coverage
-10.41▼
2024 · 167.02
Debt ≤ 1 year
€973,848▼
2024 · €5.4m
Income taxes
€4,690▼
2024 · €314,788
A ratio outside any meaningful range has been withheld (balance sheet total €986,526, equity €11,189).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€5.5m€986,526▼
Fixed assets21/28€948,340€908,041▼
Tangible fixed assets22/27€242,591€214,391▼
Land and buildings22€241,226€213,592▼
Plant, machinery and equipment23€1,286€799▼
Furniture and vehicles24€79-
Financial fixed assets28€705,748€693,650▼
Current assets29/58€4.5m€78,485▼
Amounts receivable within one year40/41€897,445€32,636▼
Trade receivables40€103,310€847▼
Other amounts receivable41€794,135€31,789▼
Cash at bank and in hand54/58€3.6m€43,396▼
Deferred charges and accrued income490/1€3,308€2,453▼
Equity and liabilities
Total equity and liabilities10/49€5.5m€986,526▼
Equity10/15€34,693€11,189▼
Contributions10/11€6,200€6,200=
Reserves13€28,493€4,989▼
Distributable reserves133€28,493€4,989▼
Amounts payable17/49€5.4m€975,337▼
Amounts payable within one year42/48€5.4m€973,848▼
Trade debts44€58,745€11,468▼
Suppliers440/4€58,745€11,468▼
Taxes, remuneration and social security45€4,681€1,833▼
Taxes450/3€4,681€1,833▼
Other amounts payable47/48€5.4m€960,548▼
Accrued charges and deferred income492/3€2,530€1,490▼
Income statement Code20242025
Non-recurring operating income76A€2,804€10,754▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,728€28,121▲
Other operating charges640/8€32,838€1,309▼
Non-recurring operating charges66A€1,032€4,162▲
Gross operating margin9900€1.3m€2,073▼
Operating profit (loss)9901€1.3m-€31,519▼
Financial income75/76B€4.4m€308,031▼
Recurring financial income75€2.5m€308,031▼
Non-recurring financial income76B€1.9m-
Financial charges65/66B€7,614€326▼
Recurring financial charges65€7,614€326▼
Profit (loss) for the period before taxes9903€5.7m€276,186▼
Income taxes67/77€314,788€4,690▼
Profit (loss) for the period9904€5.4m€271,496▼
Profit (loss) for the period to be appropriated9905€5.4m€271,496▼
Appropriation of the result
Profit (loss) to be appropriated9906€5.4m€271,496▼
Transfer from equity791/2-€23,504
Transfer to equity691/2€1,604-
To other reserves6921€1,604-
Profit to be distributed694/7€5.4m€295,000▼
Return on contributions (dividend)694€5.4m€295,000▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220242025Change
Non-recurring operating income76A-€16,054€1,653€2,804€10,754▲ 283%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,849€1,920€1,329€9,728€28,121▲ 189%
Other operating charges640/8-€1,540€2,678€32,838€1,309▼ 96.0%
Non-recurring operating charges66A---€1,032€4,162▲ 303%
Gross operating margin9900€1.3m€1.3m€1.2m€1.3m€2,073▼ 99.8%
Operating profit (loss)9901€1.3m€1.3m€1.2m€1.3m-€31,519▼ 102%
Financial income75/76B-€450,849€427,577€4.4m€308,031▼ 93.0%
Recurring financial income75€206,033€450,849€427,577€2.5m€308,031▼ 87.7%
Non-recurring financial income76B---€1.9m--
Financial charges65/66B-€5,202€5,540€7,614€326▼ 95.7%
Recurring financial charges65€12,770€5,202€5,540€7,614€326▼ 95.7%
Profit (loss) for the period before taxes9903€1.5m€1.8m€1.6m€5.7m€276,186▼ 95.1%
Income taxes67/77€340,375€453,940€306,626€314,788€4,690▼ 98.5%
Profit (loss) for the period9904€1.2m€1.3m€1.3m€5.4m€271,496▼ 94.9%
Profit (loss) for the period to be appropriated9905€1.2m€1.3m€1.3m€5.4m€271,496▼ 94.9%
Line20202021202220242025Change
Assets
Total assets20/58€2.0m€1.9m€2.3m€5.5m€986,526▼ 81.9%
Fixed assets21/28€1.0m€1.0m€1.0m€948,340€908,041▼ 4.2%
Tangible fixed assets22/27€6,060€4,140€3,189€242,591€214,391▼ 11.6%
Land and buildings22---€241,226€213,592▼ 11.5%
Plant, machinery and equipment23-€944€1,032€1,286€799▼ 37.9%
Furniture and vehicles24-€3,196€2,157€79--
Financial fixed assets28€1.0m€1.0m€1.0m€705,748€693,650▼ 1.7%
Current assets29/58€979,049€860,741€1.2m€4.5m€78,485▼ 98.3%
Amounts receivable within one year40/41€801,465€543,398€702,292€897,445€32,636▼ 96.4%
Trade receivables40-€543,398€637,292€103,310€847▼ 99.2%
Other amounts receivable41--€65,000€794,135€31,789▼ 96.0%
Cash at bank and in hand54/58€175,084€313,133€532,084€3.6m€43,396▼ 98.8%
Deferred charges and accrued income490/1-€4,211€4,410€3,308€2,453▼ 25.8%
Equity and liabilities
Total equity and liabilities10/49€2.0m€1.9m€2.3m€5.5m€986,526▼ 81.9%
Equity10/15€26,583€28,947€33,089€34,693€11,189▼ 67.7%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€20,383€22,747€26,889€28,493€4,989▼ 82.5%
Non-distributable reserves130/1-€1,860€1,860---
Reserves not available under the articles1311-€1,860€1,860---
Distributable reserves133-€20,887€25,029€28,493€4,989▼ 82.5%
Amounts payable17/49€2.0m€1.8m€2.2m€5.4m€975,337▼ 82.0%
Amounts payable within one year42/48€2.0m€1.8m€2.2m€5.4m€973,848▼ 82.0%
Current portion of amounts payable after more than one year42-€124,438€127,767---
Trade debts44€2,248€336€4,892€58,745€11,468▼ 80.5%
Suppliers440/4-€336€4,892€58,745€11,468▼ 80.5%
Taxes, remuneration and social security45-€187,441€156,432€4,681€1,833▼ 60.8%
Taxes450/3-€187,441€156,432€4,681€1,833▼ 60.8%
Other amounts payable47/48-€1.5m€1.9m€5.4m€960,548▼ 82.0%
Accrued charges and deferred income492/3--€23,007€2,530€1,490▼ 41.1%
Line20202021202220242025Change
Profit (loss) for the period9904€1.2m€1.3m€1.3m€5.4m€271,496▼ 94.9%
+ Depreciation and write-downs630€1,849€1,920€1,329€9,728€28,121▲ 189%
Operating cash flow (approximation)€1.2m€1.3m€1.3m€5.4m€299,616▼ 94.4%
Investment in fixed assets (approximation)-€0-€378-€12,178-
Change in cash-€138,049€218,951--€3.6m-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet €271,496 ▼94.9%
Net result drops to €271,496, the lowest in the series.
16-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-12
Financial Highest result since 2018net €5.4m ▲318%
Net result €5.4m, the highest in the series.
2023
07-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
24-03
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
612 m²
Building footprint
112 m²
Volume, LiDAR
2,406 m³
Parcel 11808H1179/00Z021, Flanders · tallest building 29.3 m, ±7 floors. Linked by address, not a title deed.
35 companies at this address See who is registered here
1 establishment unit
D.C.B.
Hoveniersstraat 40, 2018 AntwerpenNACE 74121
since 20022.230.082.161
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1179/00Z021 Flanders 612 m² 1 · 112 m² 29.3 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of D.C.B. and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

5493008LROULKD2QMT12
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 3,292 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-01-2002
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
Phone 03/231.68.00Antwerpen
Fax 03/231.17.53Antwerpen
E-invoicing
Reachable via Peppol
Peppol ID 0208:0476548132
Also 9925:BE0476548132
Registered 23-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.