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D.B.S.

Active
Public limited companyfounded 198343 yrs activeDeurnevoetweg 4, 2900 Schoten, BelgiumKBO/BCE: BE 0423.939.884
Summary

D.B.S. has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €919,474 and a net result of €88,993. Equity remains stable across the filed fiscal years (±1.4% per year). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability59▲+21
Solvency100▲+22
Growth36▼-3
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75,000 at 30 days acceptable
Liquidity ample (current ratio 8.58; short-term debt: 11.1% and cash: 19.4% of total assets), and 12.9% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 43 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
87.1%
Return on assets
8.4%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
51 d early
2023
37 d early
2022
59 d early
2021
62 d early
2020
50 d early
2019
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 48 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 March 1983, D.B.S. was incorporated.1 Revenue went from EUR 814,762 in 2018 to EUR 965,401 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
€965,401▼ 12.9%
2024 · €1.1m
EBIT margin
11.3%▲ 2.7pp
2024 · 8.6%
Net result
€88,993▲ 2,791%
2024 · €3,078
Working capital
€885,740▼ 47.8%
2024 · €1.7m
Trend over the years
In euros
In per cent
In euros
No line ticked in this group.
In per cent
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€549,275▲ 7,033%€373,080▼ 32.1%€727,828▲ 95.1%€1.1m▲ 52.3%€965,401▼ 12.9%
Operating result€76,272€70,423▼ 7.7%€72,566▲ 3.0%€95,365▲ 31.4%€108,768▲ 14.1%
Net result-€14,952▲ 80.3%€31,969-€38,158€3,078€88,993▲ 2,791%
EBIT margin13.9%▲ 257.2pp18.9%▲ 5.0pp10.0%▼ 8.9pp8.6%▼ 1.4pp11.3%▲ 2.7pp
Equity€933,591▼ 1.6%€965,560▲ 3.4%€927,402▼ 4.0%€930,481▲ 0.3%€919,474▼ 1.2%
Total assets€1.4m▼ 38.6%€3.4m▲ 149%€3.1m▼ 10.1%€1.8m▼ 42.0%€1.1m▼ 40.3%
Debt€429,468▼ 66.2%€2.4m▲ 465%€2.1m▼ 12.5%€837,335▼ 60.6%€136,263▼ 83.7%
Working capital€880,511▼ 1.7%€1.9m▲ 110%€1.9m▲ 3.4%€1.7m▼ 11.3%€885,740▼ 47.8%
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: €76,272€76,272Net result 2021: -€14,952-€14,952Operating result 2022: €70,423€70,423Net result 2022: €31,969€31,969Operating result 2023: €72,566€72,566Net result 2023: -€38,158-€38,158Operating result 2024: €95,365€95,365Net result 2024: €3,078€3,078Operating result 2025: €108,768€108,768Net result 2025: €88,993€88,99320212022202320242025-€50,000€0€50,000€100,000Operating result 2023: €72,566€72,600Net result 2023: -€38,158-€38,200Operating result 2024: €95,365€95,400Net result 2024: €3,078€3,080Operating result 2025: €108,768€109,000Net result 2025: €88,993€89,000202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €53,080 =
Current assets €1.0m ▼ 41.5%
Equity and liabilities €1.1m
Equity €919,474 ▼ 1.2%
Debt €136,263 ▼ 83.7%
Debt's share of the balance-sheet total falls from 47.4% to 12.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
8.58
Quick ratio
2.74▼
2024 · 12.49
Debt to equity
0.15▼
2024 · 0.90
ROE
9.7%▲
2024 · 0.3%
ROA
8.4%▲
2024 · 0.2%
Debt ≤ 1 year
€116,917▲
2024 · €16,837
Debt > 1 year
€0▼
2024 · €639,892
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.8m€1.1m▼
Fixed assets21/28€53,080€53,080=
Tangible fixed assets22/27€53,080€53,080=
Land and buildings22€53,080€53,080=
Current assets29/58€1.7m€1.0m▼
Stocks and contracts in progress3€1.5m€682,558▼
Stocks30/36€1.5m€682,558▼
Property held for sale35€1.5m€682,558▼
Amounts receivable within one year40/41€91,357€115,791▲
Other amounts receivable41€91,357€115,791▲
Cash at bank and in hand54/58€118,878€204,308▲
Equity and liabilities
Total equity and liabilities10/49€1.8m€1.1m▼
Equity10/15€930,481€919,474▼
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€868,481€857,474▼
Non-distributable reserves130/1€6,200€6,200=
Legal reserve130€6,200€6,200=
Distributable reserves133€862,281€851,274▼
Amounts payable17/49€837,335€136,263▼
Amounts payable after more than one year17€639,892€0▼
Financial debts170/4-€0
Other loans174-€0
Other amounts payable178/9€639,892-
Amounts payable within one year42/48€16,837€116,917▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€7,001€7,082▲
Suppliers440/4€7,001€7,082▲
Other amounts payable47/48€9,835€109,835▲
Accrued charges and deferred income492/3€180,606€19,346▼
Income statement Code20242025
Operating income70/76A€116,217€126,808▲
Turnover70€1.1m€965,401▼
Change in stocks of work in progress, finished goods and contracts in progress71-€994,543-€840,993▲
Other operating income74€2,400€2,400=
Operating charges60/66A€20,851€18,040▼
Services and other goods61€18,468€18,329▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-€1,408▼
Other operating charges640/8€1,476€1,118▼
Non-recurring operating charges66A€908€0▼
Operating profit (loss)9901€95,365€108,768▲
Financial income75/76B€494€83▼
Recurring financial income75€494€83▼
Income from current assets751€38€0▼
Other financial income752/9€457€83▼
Financial charges65/66B€92,781€19,858▼
Recurring financial charges65€92,781€19,858▼
Debt charges650€92,781€0▼
Other financial charges652/9€0€19,858▲
Profit (loss) for the period before taxes9903€3,078€88,993▲
Profit (loss) for the period9904€3,078€88,993▲
Profit (loss) for the period to be appropriated9905€3,078€88,993▲
Appropriation of the result
Profit (loss) to be appropriated9906€3,078€88,993▲
Transfer from equity791/2€0€11,007▲
From reserves792€0€11,007▲
Transfer to equity691/2€3,078€0▼
To other reserves6921€3,078€0▼
Profit to be distributed694/7-€100,000
Return on contributions (dividend)694-€100,000

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A€126,753€90,738€88,874€116,217€126,808▲ 9.1%
Turnover70€549,275€373,080€727,828€1.1m€965,401▼ 12.9%
Change in stocks of work in progress, finished goods and contracts in progress71-€424,922-€284,742-€641,354-€994,543-€840,993▲ 15.4%
Other operating income74€2,400€2,400€2,400€2,400€2,400=
Operating charges60/66A€50,482€20,315€16,307€20,851€18,040▼ 13.5%
Services and other goods61€19,761€19,049€23,624€18,468€18,329▼ 0.8%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€21,885--€13,416€0-€1,408-
Other operating charges640/8€8,836€1,265€6,100€1,476€1,118▼ 24.2%
Non-recurring operating charges66A---€908€0▼ 100%
Operating profit (loss)9901€76,272€70,423€72,566€95,365€108,768▲ 14.1%
Financial income75/76B€17€0€22€494€83▼ 83.3%
Recurring financial income75€17€0€22€494€83▼ 83.3%
Income from current assets751€0€0€22€38€0▼ 100%
Other financial income752/9€16--€457€83▼ 81.9%
Financial charges65/66B€91,240€38,454€110,746€92,781€19,858▼ 78.6%
Recurring financial charges65€91,240€38,454€110,746€92,781€19,858▼ 78.6%
Debt charges650€89,953€37,367€109,990€92,781€0▼ 100%
Other financial charges652/9€1,287€1,088€755€0€19,858-
Profit (loss) for the period before taxes9903-€14,952€31,969-€38,158€3,078€88,993▲ 2,791%
Income taxes67/77€0€0----
Taxes670/3€0€0----
Profit (loss) for the period9904-€14,952€31,969-€38,158€3,078€88,993▲ 2,791%
Profit (loss) for the period to be appropriated9905-€14,952€31,969-€38,158€3,078€88,993▲ 2,791%
Line20212022202320242025Change
Assets
Total assets20/58€1.4m€3.4m€3.1m€1.8m€1.1m▼ 40.3%
Fixed assets21/28€53,080€53,080€53,080€53,080€53,080=
Tangible fixed assets22/27€53,080€53,080€53,080€53,080€53,080=
Land and buildings22€53,080€53,080€53,080€53,080€53,080=
Current assets29/58€1.3m€3.3m€3.0m€1.7m€1.0m▼ 41.5%
Stocks and contracts in progress3€1.1m€3.1m€2.5m€1.5m€682,558▼ 54.6%
Stocks30/36€1.1m€3.1m€2.5m€1.5m€682,558▼ 54.6%
Property held for sale35€1.1m€3.1m€2.5m€1.5m€682,558▼ 54.6%
Amounts receivable within one year40/41€147,501€146,670€123,952€91,357€115,791▲ 26.7%
Trade receivables40€831-----
Other amounts receivable41€146,670€146,670€123,952€91,357€115,791▲ 26.7%
Cash at bank and in hand54/58€101,391€100,794€374,087€118,878€204,308▲ 71.9%
Deferred charges and accrued income490/1€2,400-----
Equity and liabilities
Total equity and liabilities10/49€1.4m€3.4m€3.1m€1.8m€1.1m▼ 40.3%
Equity10/15€933,591€965,560€927,402€930,481€919,474▼ 1.2%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000€62,000€62,000€62,000=
Reserves13€871,591€903,560€865,402€868,481€857,474▼ 1.3%
Non-distributable reserves130/1€6,200€6,200€6,200€6,200€6,200=
Legal reserve130€6,200€6,200€6,200€6,200€6,200=
Distributable reserves133€865,391€897,360€859,202€862,281€851,274▼ 1.3%
Amounts payable17/49€429,468€2.4m€2.1m€837,335€136,263▼ 83.7%
Amounts payable after more than one year17-€930,000€952,357€639,892€0▼ 100.0%
Financial debts170/4-€930,000€952,357-€0-
Other loans174-€930,000€952,357-€0-
Other amounts payable178/9---€639,892--
Amounts payable within one year42/48€429,468€1.5m€1.1m€16,837€116,917▲ 594%
Current portion of amounts payable after more than one year42€418,802€1.5m€1.1m€0--
Trade debts44€831€4,841€1,359€7,001€7,082▲ 1.2%
Suppliers440/4€831€4,841€1,359€7,001€7,082▲ 1.2%
Other amounts payable47/48€9,835€9,835€9,835€9,835€109,835▲ 1,017%
Accrued charges and deferred income492/3-€9,774€87,825€180,606€19,346▼ 89.3%
Line20212022202320242025Change
Profit (loss) for the period9904-€14,952€31,969-€38,158€3,078€88,993▲ 2,791%
Operating cash flow (approximation)-€14,952€31,969-€38,158€3,078€88,993▲ 2,791%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€597€273,293-€255,209€85,430▲ 133%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
10-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Back to profitnet €3,078
Net result €3,078 after one loss-making year.
31-12
Financial Liquidity times 37current ratio 101.85
Current ratio from 2.77 to 101.85; short-term debt falls from €1.1m to €16,837.
24-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
02-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Back to profitnet €31,969
Net result €31,969 after 2 loss-making years.
30-05
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
11-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Weakest financial yearnet -€75,877
Net result drops to -€75,877, the lowest in the series; recovery starts the following year.
09-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
05-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
12-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
10-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 17 acts read
About the unread acts

We know of 17 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
17 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 1983
seat establishment The establishment unit on the map
Ground area
6,889 m²
Building footprint
2,176 m²
Volume, LiDAR
13,260 m³
Parcel 11443C0461/00H000, Flanders · tallest building 25.7 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Deurnevoetweg 4, 2900 Schoten
Insurance, reinsurance and pension funding, except compulsory social security
since 19832.038.453.416
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11443C0461/00H000 Flanders 6,888 m² 1 · 2,176 m² 25.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. BWV MANAGEMENT 100%
  2. D.B.S.

Highest known parent: BWV MANAGEMENT. The sources do not say who stands above it.

Owners 1

Stated earlier (1)

An older source named these owners; newer accounts no longer list them.

Holdings 0

The accounts to 31-12-2024 list no holdings, and no other source names one.

According to the 2024 annual accounts of D.B.S. and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded28-03-1983
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0423939884
Registered 10-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.