D.B. MODE
ActiveD.B. MODE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €516k and a net result of €147k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 88% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+23
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 4.19 against 2.91 in 2024; short-term debt: 11.9% and cash: 46.9% of total assets), and 11.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.1%
Return on assets
25.1%
Age of the figures
18 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €516k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
5 d early
2022
5 d early
2021
5 d early
2020
18 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€516k▲ 29.4%
2024 · €399k
2019: €470k
2020: €500k
2021: €590k
2022: €508k
2023: €403k
2024: €399k
2019 → 2025
Total assets
€586k▲ 30.5%
2024 · €449k
2019: €608k
2020: €629k
2021: €721k
2022: €520k
2023: €512k
2024: €449k
2019 → 2025
Net result
€147k▲ 383%
2024 · €31k
2019: €41k
2020: €37k
2021: €97k
2022: €-82k
2023: €-13k
2024: €31k
2019 → 2025
Working capital
€223k▲ 133%
2024 · €96k
2019: €75k
2020: €128k
2021: €239k
2022: €177k
2023: €76k
2024: €96k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€590k-€508k▼ 13.9%€403k▼ 20.7%€399k▼ 0.9%€516k▲ 29.4%
Operating result€138k-€-79k€-12k▲ 84.5%€31k€192k▲ 514%
Net result€97k-€-82k€-13k▲ 83.7%€31k€147k▲ 383%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 514% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €586k
Fixed assets
€293k▼ 3.4%
Current assets
€293k▲ 101%
Equity and liabilities €586k
Equity
€516k▲ 29.4%
Debt
€70k▲ 39.3%
The debt ratio rises from 11.2% to 11.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€206k▲
2024 · €55k
Cash flow
€161k▲
2024 · €54k
Solvency
88.1%▼
2024 · 88.8%
Current ratio
4.19▲
2024 · 2.91
Quick ratio
4.19▲
2024 · 2.91
Debt / equity
0.14▲
2024 · 0.13
ROE
28.5%▲
2024 · 7.6%
ROA
25.1%▲
2024 · 6.8%
Interest coverage
171.80▲
2024 · 99.82
Debt
€70k▲
2024 · €50k
Debt ≤ 1 year
€70k▲
2024 · €50k
Income taxes
€45k▲
2024 · €237
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€449k€586k▲
Fixed assets21/28€303k€293k▼
Tangible fixed assets22/27€301k€291k▼
Land and buildings22€288k€278k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€14k€11k▼
Financial fixed assets28€2k€2k=
Current assets29/58€146k€293k▲
Amounts receivable within one year40/41€75k€17k▼
Trade receivables40€67k€524▼
Other amounts receivable41€8k€17k▲
Cash at bank and in hand54/58€69k€275k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€449k€586k▲
Equity10/15€399k€516k▲
Contributions10/11€115k€115k=
Capital10€115k€115k=
Issued capital100€115k€115k=
Reserves13€349k€401k▲
Non-distributable reserves130/1€47k€47k=
Legal reserve130€47k€47k=
Distributable reserves133€302k€355k▲
Profit (loss) carried forward14€-65k-
Amounts payable17/49€50k€70k▲
Amounts payable within one year42/48€50k€70k▲
Current portion of amounts payable after more than one year42€4k€3k▼
Trade debts44€391€985▲
Suppliers440/4€391€985▲
Taxes, remuneration and social security45€3k€36k▲
Taxes450/3€3k€36k▲
Other amounts payable47/48€43k€30k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€14k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€60k€211k▲
Operating profit (loss)9901€31k€192k▲
Financial income75/76B-€925
Recurring financial income75-€925
Financial charges65/66B€550€1k▲
Recurring financial charges65€550€1k▲
Profit (loss) for the period before taxes9903€31k€192k▲
Income taxes67/77€237€45k▲
Profit (loss) for the period9904€31k€147k▲
Profit (loss) for the period to be appropriated9905€31k€147k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€82k▲
Profit (loss) brought forward from the previous period14P€-95k€-65k▲
Transfer from equity791/2€34k€30k▼
Transfer to equity691/2-€82k
To other reserves6921-€82k
Profit to be distributed694/7€34k€30k▼
Return on contributions (dividend)694€34k€30k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €147k ▲383%
Operating result €192k, net result €147k, both a record.
31-03
Financial
Equity above €500kEq €516k ▲29.4%
2 profitable years in a row build equity to €516k.
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €31k
Net result €31k after 2 loss-making years.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-82k ▼185%
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity times 6current ratio 16.02
Current ratio from 2.83 to 16.02; short-term debt falls from €131k to €12k.
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Equity above €500kEq €500k ▲6.4%
2 profitable years in a row build equity to €500k.
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
13-11-2023
Filip Van Herreweghe: Resigned as Director
13-11-2023
Liesbeth De Bruyn: Resigned as Director
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Rochusweg 111760 RoosdaalGround area
1,603 m²
Building footprint
276 m²
Volume, LiDAR
1,499 m³
Parcel 23097C0687/00C000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D.B. MODE
since 19912.052.747.949
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097C0687/00C000 | Flanders | 1,603 m² | 1 · 276 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0434.773.794
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ANST
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ELISHA Frank
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Of 1,311 companies in sector 46423 we hold annual accounts for 812. 534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-04-1991
Fiscal year end31-03
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
51421
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.