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D.B.M.N

Active
Private limited companyfounded 2015active for 11 yearsRue du Dépôt 40, 7021 Mons, BelgiumKBO/BCE: BE 0597.768.636
Summary

D.B.M.N has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237,520 and a net result of €31,897. Equity is growing by about 17% per year across the filed financial years. The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
€264,634total assets 2025
Equity
€237,520
Profit
€31,897
Turnover not published (abbreviated or micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts on time0 of 2 deeds read
Why 97raises riskNo main activity registeredlowers riskSize: total assets €264,634Liquidity: current ratio 9.69, cash €248,210Equity €237,520 (89.8% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 78% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 89.8% of total assets
Liquidity 100+1
short-term debt 10.2% · cash 93.8%
Profitability 84+4
return on assets 12.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity ample (current ratio 9.69, compared with 8.97 in 2024; short-term debt: 10.2% and cash: 93.8% of total assets), and 10.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 91% on liquidity, 67% on profitability and 73% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €264,634
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 9.69, cash €248,210
NBB · annual accounts
lowers risk · Equity €237,520 (89.8% of total assets)
NBB · annual accounts
raises risk · No main activity registered
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
30 days early
2023
33 days early
2022
31 days early
2021
31 days early
2020
31 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 22 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Equity above €200,000equity €205,624 ▲11%

Financials · financial year 2025, abbreviated format

Equity
€237,520▲ 15.5%
2024 · €205,624
Total assets
€264,634▲ 14.1%
2024 · €231,858
Net result
€31,897▲ 56.7%
2024 · €20,354
Working capital
€234,602▲ 15.6%
2024 · €202,923
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€44,877 2025 Net result€31,897 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€44,663-€44,778▲ 0.3%€33,345▼ 25.5%€46,432▲ 39.2%€47,390▲ 2.1%€21,804▼ 54.0%€30,457▲ 39.7%€44,877▲ 47.3%
Net result€34,575-€31,722▼ 8.3%€22,357▼ 29.5%€32,032▲ 43.3%€32,509▲ 1.5%€14,193▼ 56.3%€20,354▲ 43.4%€31,897▲ 56.7%
Equity€46,257-€84,179▲ 82.0%€106,536▲ 26.6%€138,568▲ 30.1%€171,077▲ 23.5%€185,270▲ 8.3%€205,624▲ 11.0%€237,520▲ 15.5%
Total assets€180,340-€95,557▼ 47.0%€131,254▲ 37.4%€166,851▲ 27.1%€200,229▲ 20.0%€217,477▲ 8.6%€231,858▲ 6.6%€264,634▲ 14.1%
Debt€134,083-€11,377▼ 91.5%€24,718▲ 117%€28,283▲ 14.4%€29,152▲ 3.1%€32,207▲ 10.5%€26,234▼ 18.5%€27,114▲ 3.4%
Working capital€38,646-€79,255▲ 105%€101,052▲ 27.5%€130,275▲ 28.9%€161,293▲ 23.8%€180,283▲ 11.8%€202,923▲ 12.6%€234,602▲ 15.6%
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264,634
Fixed assets €3,031 ▼ 12.9%
Current assets €261,604 ▲ 14.5%
Equity and liabilities €264,634
Equity €237,520 ▲ 15.5%
Debt €27,114 ▲ 3.4%
Debt's share of the balance-sheet total falls from 11.3% to 10.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€47,963▲
2024 · €41,431
Cash flow
€34,982▲
2024 · €31,328
Current ratio
9.69▲
2024 · 8.97
Debt to equity
0.11▼
2024 · 0.13
ROE
13.4%▲
2024 · 9.9%
ROA
12.1%▲
2024 · 8.8%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€27,002▲
2024 · €25,456
Income taxes
€12,865▲
2024 · €9,869
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,695 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,695 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€231,858€264,634▲
Fixed assets21/28€3,478€3,031▼
Tangible fixed assets22/27€3,478€3,031▼
Plant, machinery and equipment23€946-
Furniture and vehicles24€2,533€3,031▲
Current assets29/58€228,379€261,604▲
Amounts receivable within one year40/41€16,931€12,883▼
Trade receivables40€490€392▼
Other amounts receivable41€16,441€12,491▼
Cash at bank and in hand54/58€197,314€248,210▲
Deferred charges and accrued income490/1€14,134€511▼
Equity and liabilities
Total equity and liabilities10/49€231,858€264,634▲
Equity10/15€205,624€237,520▲
Contributions10/11€18,600€18,600=
Contributions outside capital11€18,600€18,600=
Other1109/19€18,600€18,600=
Reserves13€187,024€218,920▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€185,164€217,060▲
Amounts payable17/49€26,234€27,114▲
Amounts payable within one year42/48€25,456€27,002▲
Taxes, remuneration and social security45€5,705€7,475▲
Taxes450/3€5,705€7,475▲
Other amounts payable47/48€19,751€19,527▼
Accrued charges and deferred income492/3€778€112▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,974€3,086▼
Other operating charges640/8€2,134€1,601▼
Gross operating margin9900€43,565€49,564▲
Operating profit (loss)9901€30,457€44,877▲
Financial charges65/66B€234€116▼
Recurring financial charges65€234€116▼
Profit (loss) for the period before taxes9903€30,223€44,762▲
Income taxes67/77€9,869€12,865▲
Profit (loss) for the period9904€20,354€31,897▲
Profit (loss) for the period to be appropriated9905€20,354€31,897▲
Appropriation of the result
Profit (loss) to be appropriated9906€20,354€31,897▲
Transfer to equity691/2€20,354€31,897▲
To other reserves6921€20,354€31,897▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,355€2,616€2,375€2,398€3,004€4,503€10,974€3,086▼ 71.9%
Other operating charges640/8---€2,175€1,861€2,034€2,134€1,601▼ 25.0%
Gross operating margin9900€49,335€48,730€37,839€51,005€52,255€28,341€43,565€49,564▲ 13.8%
Operating profit (loss)9901€44,663€44,778€33,345€46,432€47,390€21,804€30,457€44,877▲ 47.3%
Recurring financial income75€128--------
Financial charges65/66B---€826€663€467€234€116▼ 50.7%
Recurring financial charges65€155€35€384€826€663€467€234€116▼ 50.7%
Profit (loss) for the period before taxes9903€44,637€44,743€32,960€45,606€46,727€21,337€30,223€44,762▲ 48.1%
Income taxes67/77€10,061€13,021€10,604€13,574€14,218€7,144€9,869€12,865▲ 30.4%
Profit (loss) for the period9904€34,575€31,722€22,357€32,032€32,509€14,193€20,354€31,897▲ 56.7%
Profit (loss) for the period to be appropriated9905€34,575€31,722€22,357€32,032€32,509€14,193€20,354€31,897▲ 56.7%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€180,340€95,557€131,254€166,851€200,229€217,477€231,858€264,634▲ 14.1%
Fixed assets21/28€7,612€4,996€5,484€8,293€9,784€5,282€3,478€3,031▼ 12.9%
Tangible fixed assets22/27€4,802€2,186€5,484€8,293€9,784€5,282€3,478€3,031▼ 12.9%
Plant, machinery and equipment23---€4,349€3,763€2,333€946--
Furniture and vehicles24---€3,944€6,021€2,949€2,533€3,031▲ 19.7%
Financial fixed assets28€2,810€2,810-------
Current assets29/58€172,729€90,561€125,770€158,558€190,445€212,195€228,379€261,604▲ 14.5%
Amounts receivable within one year40/41€7,977€13,129€5,151€4,593€8,625€13,308€16,931€12,883▼ 23.9%
Trade receivables40------€490€392▼ 20.0%
Other amounts receivable41---€4,593€8,625€13,308€16,441€12,491▼ 24.0%
Cash at bank and in hand54/58€163,490€76,947€116,130€152,748€167,876€197,626€197,314€248,210▲ 25.8%
Deferred charges and accrued income490/1---€1,217€13,944€1,262€14,134€511▼ 96.4%
Equity and liabilities
Total equity and liabilities10/49€180,340€95,557€131,254€166,851€200,229€217,477€231,858€264,634▲ 14.1%
Equity10/15€46,257€84,179€106,536€138,568€171,077€185,270€205,624€237,520▲ 15.5%
Contributions10/11€12,400€18,600€18,600€18,600€18,600€18,600€18,600€18,600=
Capital10---€18,600€18,600----
Issued capital100---€18,600€18,600----
Contributions outside capital11-----€18,600€18,600€18,600=
Other1109/19-----€18,600€18,600€18,600=
Reserves13€33,857€65,579€87,936€119,968€152,477€166,670€187,024€218,920▲ 17.1%
Non-distributable reserves130/1---€1,860€1,860€1,860€1,860€1,860=
Legal reserve130---€1,860€1,860----
Reserves not available under the articles1311-----€1,860€1,860€1,860=
Distributable reserves133---€118,108€150,617€164,810€185,164€217,060▲ 17.2%
Profit (loss) carried forward14€75,459€75,459-------
Amounts payable17/49€134,083€11,377€24,718€28,283€29,152€32,207€26,234€27,114▲ 3.4%
Amounts payable within one year42/48€134,083€11,306€24,718€28,283€29,152€31,912€25,456€27,002▲ 6.1%
Trade debts44€745€937€103€20€4,727€938---
Suppliers440/4---€20€4,727€938---
Taxes, remuneration and social security45---€16,099€8,704€10,670€5,705€7,475▲ 31.0%
Taxes450/3---€16,099€8,704€6,920€5,705€7,475▲ 31.0%
Remuneration and social security454/9-----€3,750---
Other amounts payable47/48---€12,165€15,721€20,304€19,751€19,527▼ 1.1%
Accrued charges and deferred income492/3-----€295€778€112▼ 85.6%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€34,575€31,722€22,357€32,032€32,509€14,193€20,354€31,897▲ 56.7%
+ Depreciation and write-downs630€3,355€2,616€2,375€2,398€3,004€4,503€10,974€3,086▼ 71.9%
Operating cash flow (approximation)€37,930€34,338€24,732€34,430€35,513€18,696€31,328€34,982▲ 11.7%
Investment in fixed assets (approximation)-€0-€2,863-€5,207-€4,495€0-€9,171-€2,638▲ 71.2%
Change in cash--€86,543€39,183€36,618€15,128€29,750-€311€50,896▲ 16,451%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Public contracts: not fully processed yet. The notices from October 2021 to September 2026 are still being read.

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

D.B.M.N was incorporated on 6 February 2015.1 Total assets rose from €180,340 in 2018 to €264,634 in 2025.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
01-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Equity above €200,000equity €205,624 ▲11%
A profit in every financial year since 2018 builds equity to €205,624.
28-06
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial Weakest financial yearnet €14,193 ▼56.3%
Net result drops to €14,193, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial Equity above €150,000equity €171,077 ▲23.5%
A profit in every financial year since 2018 builds equity to €171,077.
30-06
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
30-06
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
31-12
Financial Equity above €100,000equity €106,536 ▲26.6%
A profit in every financial year since 2018 builds equity to €106,536.
30-07
NBB filing Annual accounts filed
financial year 2019 · micro format
2019
31-12
Financial Liquidity more than 6 timescurrent ratio 8.01
Current ratio from 1.29 to 8.01; short-term debt falls from €134,083 to €11,306.
Show earlier events
31-07
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
31-07
NBB filing Annual accounts filed
financial year 2017 · micro format
2017
28-08
NBB filing Annual accounts filed
financial year 2016 · micro format · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 11 annual accounts filed, the latest 10 are here; all are under Financials.
0 of 2 deeds read
About the unread acts

We know of 2 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded06-02-2015
Financial year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 10 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2015
registered office establishment The establishment unit on the map
Ground area
4.5 ha
Building footprint
1,906 m²
Building volume
52,360 m³
2 parcels, Wallonia · tallest building 35.4 m. Linked by address, not a title deed.
1 establishment unit
Intercommunal CH Mons
Boulevard Président Kennedy 2, 7000 MonsSpecialist medical practice
since 2015unit no. 2.239.608.650
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
53404B0708/00H002 Wallonia 4.2 ha 1 · 1,800 m² 35.4 m · 10
53038A0646/00E000 Wallonia 2,675 m² 1 · 105 m² 7.2 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.