D-ARCHITECTEN
ActiveSummary
D-ARCHITECTEN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €251k and a net result of €34k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+8
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 11.95 in 2024; short-term debt: 22.4% and cash: 30.7% of total assets), and 22.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.6%
Return on assets
10.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
60 d late
2021
29 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€251k▼ 17.5%
2024 · €304k
2018: €419k
2019: €507k
2020: €470k
2021: €305k
2022: €348k
2023: €415k
2024: €304k
2018 → 2025
Total assets
€323k▼ 0.9%
2024 · €326k
2018: €444k
2019: €538k
2020: €484k
2021: €347k
2022: €372k
2023: €483k
2024: €326k
2018 → 2025
Net result
€34k▲ 177%
2024 · €12k
2018: €124k
2019: €87k
2020: €-37k
2021: €3k
2022: €113k
2023: €116k
2024: €12k
2018 → 2025
Working capital
€175k▼ 28.3%
2024 · €244k
2018: €302k
2019: €416k
2020: €287k
2021: €175k
2022: €234k
2023: €326k
2024: €244k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€305k-€348k▲ 14.4%€415k▲ 19.1%€304k▼ 26.8%€251k▼ 17.5%
Operating result€4k-€153k▲ 3,610%€172k▲ 12.5%€22k▼ 87.4%€52k▲ 139%
Net result€3k-€113k▲ 3,336%€116k▲ 3.5%€12k▼ 89.3%€34k▲ 177%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 139% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €323k
Fixed assets
€76k ▲ 27.0%
Current assets
€247k ▼ 7.2%
Equity and liabilities €323k
Equity
€251k ▼ 17.5%
Debt
€72k ▲ 225%
Debt's share of the balance-sheet total rises from 6.8% to 22.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€76k▲
2024 · €51k
Cash flow
€59k▲
2024 · €42k
Current ratio
3.42▼
2024 · 11.95
Debt to equity
0.29▲
2024 · 0.07
ROE
13.8%▲
2024 · 4.1%
ROA
10.7%▲
2024 · 3.8%
Interest coverage
216.10▲
2024 · 136.55
Debt ≤ 1 year
€72k▲
2024 · €22k
Income taxes
€17k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€326k€323k▼
Fixed assets21/28€60k€76k▲
Tangible fixed assets22/27€60k€76k▲
Plant, machinery and equipment23€11k€26k▲
Furniture and vehicles24€15k€6k▼
Leasing and similar rights25-€44k
Other tangible fixed assets26€34k-
Current assets29/58€266k€247k▼
Amounts receivable within one year40/41€90k€147k▲
Trade receivables40€54k€126k▲
Other amounts receivable41€36k€21k▼
Cash at bank and in hand54/58€176k€99k▼
Deferred charges and accrued income490/1€498€923▲
Equity and liabilities
Total equity and liabilities10/49€326k€323k▼
Equity10/15€304k€251k▼
Contributions10/11€6k€6k=
Reserves13€298k€244k▼
Distributable reserves133€298k€244k▼
Amounts payable17/49€22k€72k▲
Amounts payable within one year42/48€22k€72k▲
Trade debts44€7k€49k▲
Suppliers440/4€7k€49k▲
Taxes, remuneration and social security45€15k€24k▲
Taxes450/3€15k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€24k▼
Other operating charges640/8€599€617▲
Gross operating margin9900€52k€77k▲
Operating profit (loss)9901€22k€52k▲
Financial income75/76B€326€519▲
Recurring financial income75€326€519▲
Financial charges65/66B€374€352▼
Recurring financial charges65€374€352▼
Profit (loss) for the period before taxes9903€22k€52k▲
Income taxes67/77€9k€17k▲
Profit (loss) for the period9904€12k€34k▲
Profit (loss) for the period to be appropriated9905€12k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€34k▲
Transfer from equity791/2€124k€87k▼
Transfer to equity691/2€12k€34k▲
To other reserves6921€12k€34k▲
Profit to be distributed694/7€124k€87k▼
Return on contributions (dividend)694€124k€87k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 11.95
Current ratio from 5.78 to 11.95; short-term debt falls from €68k to €22k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 10.83
Current ratio from 5.08 to 10.83; short-term debt falls from €43k to €24k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-37k ▼142%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Equity above €500kEq €507k ▲20.9%
2 profitable years in a row build equity to €507k.
Show earlier events
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tenbergkets 109402 NinoveGround area
1,311 m²
Building footprint
211 m²
Volume, LiDAR
1,561 m³
Parcel 41038C0458/00F000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D-Architecten
since 20212.322.638.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41038C0458/00F000 | Flanders | 1,311 m² | 1 · 211 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 372 EUR awarded · 372 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 372 EUR | 372 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Architectuuratelier Kubiek
BE 0643.952.613
Zele · Eq €250,670
De Goudzoekers
BE 0778.687.195
Genk · Eq €250,536
de baes architects
BE 0757.982.645
Brussel · Eq €250,526
SCHOTTE-SOETINCK ARCHITECTENBURO
BE 0893.163.033
Erpe-Mere · Eq €251,052
Architect Frederik Grimmelprez
BE 0874.052.152
Blankenberge · Eq €251,053
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,896 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2008
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.