Skip to content

D'AGRUMA L.

Active
Private limited companyfounded 2019active for 7 yearsChemin à Baraques 23, 7000 Mons, BelgiumKBO/BCE: BE 0730.620.430
Summary

D'AGRUMA L. has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €332,180 and a net result of €22,231. Equity is growing by about 24% per year across the filed financial years. Its solvency ranks better than 29% of 19,950 sector peers (NACE 86, financial year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Nursing and midwifery
NACE 86940
1 site
Size
€784,806total assets 2024
Equity
€332,180
Profit
€22,231
Financial health
67 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Accounts 71 days overdue0 of 2 deeds read
Why 67raises riskFigures for financial year 2024 (filed 28-08-2025)Liquidity: current ratio 0.63, cash €10,799, halvedlowers riskSector: Human health activities (NACE 86)Size: total assets €784,806Show the evidence

Checked score

Score 2024
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 30% of its sector peers (NACE 86, micro)
Financial strength · tick = 2023
Average
Solvency 67+5
equity 42.3% of total assets
Liquidity 52-7
short-term debt 4.9% · cash 1.4%
Profitability 64-14
return on assets 2.8%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,017 companies, NACE 86, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025 09-2025: 0.1%▼ -0.5 percentage points vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.8%▲ +0.3 percentage points vs 09-2026highest value
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.63, compared with 1.09 in 2023; short-term debt: 4.9% and cash: 1.4% of total assets), and 57.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 34% on solvency, 25% on liquidity, 11% on profitability and 48% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Figures for financial year 2024 (filed 28-08-2025)
NBB · annual accounts
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · Liquidity: current ratio 0.63, cash €10,799, halved
NBB · annual accounts
lowers risk · Size: total assets €784,806
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
28 days late
2023
31 days late
2022
211 days late
2021
241 days late
2020
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 97 days after the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Weakest financial yearnet €22,231 ▼62.4%
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 71 days late View
  • Positive: 5 profitable years in a rowprofit 2024: €22,231 5 years View
  • Total assets 20245 financial years filed €784,806 View

By topic

Financials

Financial year
2024
Total assets
€784,806
Profit
€22,231
Solvency
42.3%
Total assets▼ 6.5%
Net result
20202024
Go to Financials

Timeline

Events
9
Since
2021
  1. 27-02-2024Annual accounts filed
  2. 29-03-2023Annual accounts filed
  3. 31-12-2022Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Nursing and midwiferyNACE 86940
Founded
11-07-2019
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.