D.A. TRAVAUX · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of D.A. TRAVAUX is 2.5% (moderate). The 2024 annual accounts show equity of €52k and a net result of €50k. Its solvency ranks better than 88% of 3827 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 88% of 3827 peers (2024). A comfortable equity buffer.

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2024	31-07-2025	14-07-2025	17 d early	2025-00265976

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.5% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€50k

Working capital€35k

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 14-07-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	75.8%	39.4%	better than 88% of 3827 sector peers
Net result	€50k	€9k	better than 89% of 3824 sector peers
Equity	€52k	€29k	better than 69% of 3832 sector peers
Gross operating margin	€66k	€26k	better than 77% of 3822 sector peers
Staff costs	€967	€16k	higher than 24% of 1125 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€65k
Net profit	€50k
Cash flow	€52k
Staff costs	€967
Income taxes	€13k
Dividends	-
Total assets	€68k
Equity	€52k
Debt	€17k
of which ≤ 1y	€17k
of which > 1y	-
Working capital	€35k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	3.13
Quick ratio	3.13
Working capital ratio	51.4%
Solvency	75.8%
Debt / equity	0.32
Long-term debt ratio	-
Interest coverage	850.42
Gross margin	-
Net margin	-
ROA	72.9%
ROE	96.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €17k · 24.4% Current assets €52k · 75.6%

Equity & liabilities

Equity €52k · 75.8% Debt €17k · 24.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€68k
Fixed assets	21/28	€17k
Tangible fixed assets	22/27	€17k
Current assets	29/58	€52k
Amounts receivable within one year	40/41	€38k
Cash & bank	54/58	€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€68k
Equity	10/15	€52k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€50k
Amounts payable	17/49	€17k
Amounts payable within one year	42/48	€17k
Trade debts payable within one year	44	€742
Income statement
Gross operating margin	9900	€66k
Operating result	9901	€63k
Financial income	75	€0
Financial charges	65	€76
Result before taxes	9903	€63k
Income taxes	67/77	€13k
Net result for the period	9904	€50k
Result to be appropriated	9905	€50k

Ratios computed by Checked.

Health barometer

FY 2024 · computed

93 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée de Liège(JB) 1745100 Namur

Establishment units

1 location

D.A. Travaux

Chaussée de Liège(JB) 174, 5100 NamurOptrekken van de ruwbouw van gebouwen

since 20232.353.386.779

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area759 m²

Buildings1

Building footprint46 m²

Volume (LiDAR)344 m³

Tallest building11.2 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92067C0475/00A000	Wallonia	759 m²	1 · 46 m²	11.2 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93

Profitability 100

Solvency 100

Growth -

Stability 67

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