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D&A

Active
Private limited companyfounded 20251 yr activeFrans Buyensstraat 3, 2000 Antwerpen, BelgiumKBO/BCE: BE 1019.644.006
Summary

D&A has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,563 and a net result of €27,563. Its solvency ranks better than 58% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency89
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.43; short-term debt: 36.2% and cash: 49.2% of total assets), and 36.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63.8%
Return on assets
54%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
18 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

D&A was incorporated on 5 February 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€32,563
Total assets
€51,061
Net result
€27,563
Working capital
€26,457

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €51,061
Fixed assets €6,106
Current assets €44,955
Equity and liabilities €51,061
Equity €32,563
Debt €18,498
Debt finances 36.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€36,374
Cash flow
€27,617
Current ratio
2.43
Debt to equity
0.57
ROE
84.6%
ROA
54.0%
Interest coverage
28.95
Debt ≤ 1 year
€18,498
Income taxes
€7,500

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€51,061
Fixed assets21/28€6,106
Tangible fixed assets22/27€1,306
Furniture and vehicles24€1,306
Financial fixed assets28€4,800
Current assets29/58€44,955
Amounts receivable within one year40/41€16,940
Trade receivables40€16,940
Cash at bank and in hand54/58€25,124
Deferred charges and accrued income490/1€2,892
Equity and liabilities
Total equity and liabilities10/49€51,061
Equity10/15€32,563
Contributions10/11€5,000
Reserves13€27,563
Distributable reserves133€27,563
Amounts payable17/49€18,498
Amounts payable within one year42/48€18,498
Trade debts44€81
Suppliers440/4€81
Taxes, remuneration and social security45€18,418
Taxes450/3€18,418
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54
Other operating charges640/8€734
Gross operating margin9900€37,107
Operating profit (loss)9901€36,320
Financial charges65/66B€1,257
Recurring financial charges65€1,257
Profit (loss) for the period before taxes9903€35,063
Income taxes67/77€7,500
Profit (loss) for the period9904€27,563
Profit (loss) for the period to be appropriated9905€27,563
Appropriation of the result
Profit (loss) to be appropriated9906€27,563
Transfer to equity691/2€27,563
To other reserves6921€27,563

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54
Other operating charges640/8€734
Gross operating margin9900€37,107
Operating profit (loss)9901€36,320
Financial charges65/66B€1,257
Recurring financial charges65€1,257
Profit (loss) for the period before taxes9903€35,063
Income taxes67/77€7,500
Profit (loss) for the period9904€27,563
Profit (loss) for the period to be appropriated9905€27,563
Line2025
Assets
Total assets20/58€51,061
Fixed assets21/28€6,106
Tangible fixed assets22/27€1,306
Furniture and vehicles24€1,306
Financial fixed assets28€4,800
Current assets29/58€44,955
Amounts receivable within one year40/41€16,940
Trade receivables40€16,940
Cash at bank and in hand54/58€25,124
Deferred charges and accrued income490/1€2,892
Equity and liabilities
Total equity and liabilities10/49€51,061
Equity10/15€32,563
Contributions10/11€5,000
Reserves13€27,563
Distributable reserves133€27,563
Amounts payable17/49€18,498
Amounts payable within one year42/48€18,498
Trade debts44€81
Suppliers440/4€81
Taxes, remuneration and social security45€18,418
Taxes450/3€18,418
Line2025
Profit (loss) for the period9904€27,563
+ Depreciation and write-downs630€54
Operating cash flow (approximation)€27,617

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
7,079 m²
Building footprint
1,267 m²
Volume, LiDAR
1 m³
Parcel 11811L3917/00P002, Flanders · tallest building 0.6 m. Linked by address, not a title deed.
1 establishment unit
D&A
Frans Buyensstraat 3, 2000 AntwerpenActivities of holding companies
since 20252.370.816.590
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11811L3917/00P002 Flanders 7,079 m² 1 · 1,267 m² 0.6 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 35,061 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019644006
Registered 15-12-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.