Debts
€242,664 92% of the balance sheet
Financial debts 93%Suppliers 1%Taxes and wages 1%Other 5%
Of this, €15,947 falls due within a year.
D&A
Lifetime
2 annual accounts with figures on one time axispeak €46,498 (2025)
€46,498▲ 33×
lowest -€11,510 (2024)
€23,137▲ €34,647
peak €21,627 (2025)
€21,627▲ €23,137
€242,664▼ 8.9%
Board2 names since 2023
2 directors and 1 other
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Gross margin from €1,410 to €46,498Back to profit: €23,137Registered office moved from Duffel to Sint-Katelijne-Waver 03-03Equity from -€1,510 to €21,627Investments €34,665Cash from €42,836 to €20,483
Key points
from the 2025 annual accountsInvestments
€34,665 2.5 × depreciation
Green is investment, beige is depreciation. Machinery stands 414.1% higher than in 2024.
Position in the sector
8.2%
Lower solvency than 87% of companies in human health. Sector median 63.1% · 21,322 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,156 companies had the same profile as D&A has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,156 companies, not a prediction for D&A. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
- founderdeed of 28-11-2023
- founderdeed of 28-11-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1002631392
Registered office moved from Duffel to Sint-Katelijne-Waver
New registered office: Kempenarestraat 12a te 2860 Sint-Katelijne-Waver · Previous registered office: Vlakveld 24 te 2570 Duffel · General meeting of 31-12-2024 · Gazette deed
Incorporation
Founding capital of €10,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 28-11-2023 · Gazette deed
First establishment
Kempenarestraat 12a, Sint-Katelijne-Waver
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| D&A Sint-Katelijne-Waver | €264,291 | €46,498 | 8.2% | - |
| Emya Eeklo | €263,803 | €53,861 | 37.6% | - |
| LaVi psychotherapy Antwerp | €286,644 | €46,478 | 6.9% | - |
| Curamens Balen | €236,355 | €62,344 | 30.7% | - |
| Team Lemon Pepingen | €300,882 | €61,863 | 5.2% | - |
| TRAUMA INNOVATIONS NETWORK Kinrooi | €191,161 | €64,177 | 58.4% | - |
| Jessica Struyfs Vorselaar | €227,662 | €46,629 | 12.6% | - |
These companies have the same main activity as D&A: psychology services (NACE 86931). They are comparable in size and age: total assets between €191,000 and €301,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 24-11-2023Normal situation
- Activity
- Psychology servicesNACE 86931and 1 other
- Establishment unit
- 2.352.398.9632860 Sint-Katelijne-Waver, since 24-11-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 07-05-2025
Annual accounts 2025
- ≈ €140,000estimated
- €264,291▼ 0.2%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on D&A
D&A has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,627 and a net result of €23,137.
Its solvency ranks better than 13% of 21,322 sector peers (NACE 86, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about D&A
- What is the company number of D&A?
- The company number of D&A is 1002.631.392. The VAT number is the same number with BE in front: BE 1002.631.392.
- Where is D&A based?
- The registered office is at Kempenarestraat 12a, 2860 Sint-Katelijne-Waver.Company details
- What does D&A do?
- According to the KBO register, the main activity is psychology services (NACE 86931).
- What is the legal form of D&A?
- D&A is a private limited company (BV).
- When was D&A founded?
- D&A was founded on 24-11-2023.
- Is D&A still active?
- Yes, D&A is an active enterprise in the KBO register.
- What is the turnover of D&A?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €46,498 and 34 comparable companies (NACE 869). It probably lies between €110,000 and €200,000.Financials
- Is D&A profitable?
- In financial year 2025, D&A made a profit of €23,137.
- Where can I find the annual accounts of D&A?
- D&A filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of D&A due?
- D&A must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.