Turnover
≈ €210,000 estimated
The micro format states no turnover.
Cyvert
Overview
Lifetime
1 annual account with figurespeak €66,785 (2025)
€66,785
peak €52,349 (2025)
€52,349
peak €52,849 (2025)
€52,849
€68,959
Board1 name since 2024
1 directorMAISON, Cyprien
Documentsfilings and deeds
10-07-202621 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€500 100 shares
Position in the sector
€52,349
Higher net result than 87% of companies in building services and landscaping. Sector median €9,343 · 5,724 companies.
Checked score
84
Excellent
Financially stronger than 73% of micro companies in building services and landscaping (NACE 81)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,710 companies (NACE 81, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 1.9%
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 2.0%▲ +0.1 percentage points vs 01-2026
03-2026: 2.4%▲ +0.4 percentage points vs 02-2026
04-2026: 2.5%▲ +0.1 percentage points vs 03-2026
05-2026: 2.8%▲ +0.3 percentage points vs 04-2026
06-2026: 2.8%● unchanged vs 05-2026
07-2026: 3.1%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 0.5%▼ -2.6 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Sector: Services to buildings and landscape activities (NACE 81)
Size: total assets €121,808
lowers risk
Liquidity: current ratio 1.60, cash €64,224
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 52% of them on solvency, 74% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Cyvert has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Cyvert itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Cyvert. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.6, above the usual 1.5. Short-term debt is 56.6% and cash 52.7% of total assets. However, 56.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
21 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016552179
Incorporation
Founding capital of €500, 100 shares · Founder: MAISON, Cyprien (comparant) · Appointment: MAISON, Cyprien (director) · published on 27-11-2024 · Gazette deed
First establishment
Rue de l'Arcamp (Silly) 72, Silly
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Cyvert Silly | €121,808 | €66,785 | 43.4% | - |
| REGA CONCEPT Morlanwelz | €106,840 | €63,900 | 39.6% | - |
| Thomas Schell Antwerp | €110,858 | €74,037 | 61.8% | - |
| Cap vert design Chastre | €128,606 | €57,327 | 31.1% | - |
| SWENNEN CREATION Orp-Jauche | €117,465 | €55,832 | 6.8% | - |
| Betoreno Herzele | €115,517 | €64,292 | 44.4% | - |
| Gyssels - De Wilde Wingene | €106,552 | €76,759 | 18.2% | - |
These companies have the same main activity as Cyvert: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €107,000 and €129,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 25-11-2024Normal situation
- Activity
- Landscape service activitiesNACE 81300
- Establishment unit
- 2.366.938.9667830 Silly, since 25-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 12-09-2025
Annual accounts 2025
- €66,785
- €52,349
- €52,849
- €121,808
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on Cyvert
Cyvert has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,849 and a net result of €52,349.
Its solvency ranks better than 53% of 5,728 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 10-07-2026, 21 days before the deadline€66,785
€65,460
€52,349
€41,094
43.4%
1.60
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €210,000. Estimated: probably between €130,000 and €300,000.
Balance sheet
balance sheet total €121,808 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
43.4%
Higher than 53% of 5,728 companies in 2025.
1.60
Higher than 53% of 5,589 companies in 2025.
43.0%
Higher than 93% of 5,615 companies in 2025.
Cyvert
Middle half of the sector
80% of the sector
Micro accounts in building services and landscaping (NACE 81)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
121,808 | |
21/28 |
11,755 | |
22/27 |
11,755 | |
23 |
10,889 | |
24 |
866 | |
29/58 |
110,053 | |
40/41 |
42,018 | |
40 |
41,676 | |
41 |
341 | |
54/58 |
64,224 | |
490/1 |
3,811 | |
| Balance sheet: equity and liabilities | ||
10/49 |
121,808 | |
10/15 |
52,849 | |
10/11 |
500 | |
14 |
52,349 | |
17/49 |
68,959 | |
42/48 |
68,959 | |
44 |
29,056 | |
440/4 |
29,056 | |
45 |
25,738 | |
450/3 |
25,738 | |
47/48 |
14,166 | |
| Income statement | ||
9900 |
66,785 | |
630 |
1,245 | |
640/8 |
80 | |
9901 |
65,460 | |
65/66B |
24 | |
65 |
24 | |
9903 |
65,436 | |
67/77 |
13,087 | |
9904 |
52,349 | |
9905 |
52,349 | |
| Appropriation of the result | ||
9906 |
52,349 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 10-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 10-07-2026 | 2026-00279231 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 66,705 | ||
| 53,594 | ||
| 13,000 | ||
| 41,094 | ||
| 43.4% | ||
| 1.60 | ||
| 1.30 | ||
| 99.1% | ||
| 43.0% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €13,000 |
| €1,245 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Cyvert
Debt's share of the balance-sheet total is 56.6%.
Board & ownership
Board
1 director, since incorporationDirector
since 25-11-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 10-07-2026
Mandates through the years
1 name, the dashed line is todayControl
Capital
- Contribution
- €500
- Shares
- 100
- Contribution per share
- €5
- Equity per share
- €528 in 2025
- Source
- deed of 27-11-2024
Articles of association
deed of 27-11-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of May at 19:00
Shareholders
At incorporation
deed of 27-11-2024 ↗
- MAISON, Cyprien 100 shares (100%)
Network & group
No group
Cyvert has no parent and no holdings in its annual accounts. MAISON, Cyprien is the only director. Cyvert shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 21 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016552179
2024
IncorporationFounding capital of €500, 100 shares · Founder: MAISON, Cyprien (comparant) · Appointment: MAISON, Cyprien (director) · published on 27-11-20244 points ▸
- Founder, MAISON, Cyprien (comparant)
- Founding capital, €500, 100 shares
- 100 shares
- Director appointment, MAISON, Cyprien
- The deed holds 6 more points.
First establishment Rue de l'Arcamp (Silly) 72, Silly
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1016.552.179
- VAT number
- BE 1016.552.179
- Peppol ID
- 0208:1016552179
- Other Peppol ID
- 9925:BE1016552179
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-11-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of May at 19:00deed of 27-11-2024 (in French)
- Peppol
- Reachable since 12-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Cyvert in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 27-11-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 27-11-2024 (in French)
Activities
NACEBEL 202581300
Landscape service activities main activity
Codes under NACEBEL 2008
81300
Landscape service activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes activités et prestations de services ayant trait au jardinage au sens large et l'agriculture en ce compris la création et l’entretien…”deed of 27-11-2024 (in French)
11 activities
- Toutes activités et prestations de services ayant trait au jardinage au sens large et l'agriculture en ce compris la création et l’entretien des jardins,pelouses et parcs,en ce compris la taille,la plantation et l’entretien de haies,d’arbres,arbustes et clôtures,l’entretien et le nettoyage des allées et accès,la formation,la tenue de cours et l'organisation de tous systèmes informatiques
- La création,l'implantation,l'aménagement et l'entretien de jardins,espaces verts,de plans d'eau,piscine et de terrasses
- L'entretien,la tonte et la scarification de pelouses
- La pose de clôtures
- Les plantations diverses,la taille d'arbres,et de haies,les travaux d'abattage et d'élagage
- Tous travaux de menuiserie de jardin,d'aménagement de terrasses et de terrassement
- Tous travaux de pavage et de maçonnerie,aménagement d’extérieurs,parkings,jardins
- Le commerce en général tant en gros qu'au détail,en ce compris notamment l'achat,la vente,l'importation,l'exportation,la fabrication,l'entretien,la réparation,la location,la représentation de tous matériels,appareils mobiliers et marchandises ainsi que le transport de toutes marchandises et de tous produits,dans le cadre ou ayant trait aux activités énumérées ci-avant telle que notamment : plantations,semis et autre plants,les matériaux de construction ainsi que l'outillage ainsi que tous produits relevant de ce secteur en ce compris notamment les engrais,les fleurs,arbres et arbustes,produits horticoles et articles de jardinage
- L'étude et le conseil,comprenant toutes opérations d'assistance,dans le domaine de l'agronomie,l'agriculture et du jardinage,dans l'équipement tant en mobiliers qu'en matériels ainsi que l'organisation,et la réalisation d'études stratégiques ainsi que l'étude de projets et leur mise en place
- Toutes activités relatives à la rénovation et aux travaux dans des bâtiments,au sens le plus large
- La fourniture de main d'œuvre pour l'exercice par des tiers de travaux relevant de son objet
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de l'Arcamp (Silly) 72 registered office 7830 Silly | 25-11-2024 | 2.366.938.966 |