CYS CONSULT & TRADING
ActiveSummary
CYS CONSULT & TRADING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €329k and a net result of €41k. Equity is growing by ~26.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-5
Solvency59▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.19 in 2023; short-term debt: 45.5% and cash: 11.9% of total assets), and 66% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34%
Return on assets
4.3%
Age of the figures
16 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 24-10-2025, 68 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
68 d early
2023
20 d early
2022
1 d early
2021
on the day
2020
5 d early
2019
3 d early
2018
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€329k▲ 14.4%
2023 · €288k
2019: €104k
2020: €119k
2021: €123k
2022: €198k
2023: €288k
2019 → 2025
Total assets
€969k▼ 7.4%
2023 · €1.05M
2019: €354k
2020: €374k
2021: €377k
2022: €598k
2023: €1.05M
2019 → 2025
Net result
€41k▼ 54.0%
2023 · €90k
2019: €13k
2020: €20k
2021: €18k
2022: €85k
2023: €90k
2019 → 2025
Working capital
€100k▼ 16.1%
2023 · €119k
2019: €-82k
2020: €-85k
2021: €-82k
2022: €80k
2023: €119k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€119k-€123k▲ 4.1%€198k▲ 60.4%€288k▲ 45.4%€329k▲ 14.4%
Operating result€35k-€33k▼ 6.6%€129k▲ 288%€135k▲ 4.5%€98k▼ 27.5%
Net result€20k-€18k▼ 11.9%€85k▲ 372%€90k▲ 6.2%€41k▼ 54.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €98k in 2025, compared with €135k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €969k
Fixed assets
€428k ▲ 50.4%
Current assets
€541k ▼ 29.0%
Equity and liabilities €969k
Equity
€329k ▲ 14.4%
Debt
€640k ▼ 15.6%
The debt ratio falls from 72.5% to 66.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€162k▲
2023 · €153k
Cash flow
€106k▼
2023 · €108k
Current ratio
1.23▲
2023 · 1.19
Quick ratio
1.00▲
2023 · 0.85
Debt / equity
1.95▼
2023 · 2.64
ROE
12.6%▼
2023 · 31.2%
ROA
4.3%▼
2023 · 8.6%
Interest coverage
6.14▼
2023 · 19.41
Debt ≤ 1 year
€441k▼
2023 · €643k
Debt > 1 year
€185k▲
2023 · €114k
Income taxes
€30k▼
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 54 lines
Balance sheet
Code20232025
Assets
Total assets20/58€1.05M€969k▼
Fixed assets21/28€285k€428k▲
Tangible fixed assets22/27€285k€428k▲
Land and buildings22€281k€412k▲
Furniture and vehicles24€4k€16k▲
Current assets29/58€762k€541k▼
Stocks and contracts in progress3€217k€101k▼
Stocks30/36€217k€101k▼
Amounts receivable within one year40/41€357k€316k▼
Trade receivables40€205k€267k▲
Other amounts receivable41€153k€50k▼
Cash at bank and in hand54/58€182k€115k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.05M€969k▼
Equity10/15€288k€329k▲
Contributions10/11€48k€48k=
Reserves13€188k€230k▲
Non-distributable reserves130/1€5k€0▼
Reserves not available under the articles1311€5k€0▼
Distributable reserves133€184k€230k▲
Profit (loss) carried forward14€52k€52k=
Amounts payable17/49€759k€640k▼
Amounts payable after more than one year17€114k€185k▲
Financial debts170/4€114k€185k▲
Amounts payable within one year42/48€643k€441k▼
Current portion of amounts payable after more than one year42€52k€50k▼
Financial debts43€14k€848▼
Credit institutions430/8€14k€848▼
Trade debts44€491k€278k▼
Suppliers440/4€491k€278k▼
Taxes, remuneration and social security45€20k€7k▼
Taxes450/3€17k€7k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€66k€105k▲
Accrued charges and deferred income492/3€2k€15k▲
Income statement
Code20232025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€65k▲
Other operating charges640/8€4k€9k▲
Gross operating margin9900€158k€171k▲
Operating profit (loss)9901€135k€98k▼
Financial income75/76B€107€0▼
Recurring financial income75€107€0▼
Financial charges65/66B€8k€26k▲
Recurring financial charges65€8k€26k▲
Profit (loss) for the period before taxes9903€127k€71k▼
Income taxes67/77€37k€30k▼
Profit (loss) for the period9904€90k€41k▼
Profit (loss) for the period to be appropriated9905€90k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€142k€93k▼
Profit (loss) brought forward from the previous period14P€52k€52k=
Transfer to equity691/2€90k€41k▼
To other reserves6921€90k€41k▼
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €90k ▲6.2%
Operating result €135k, net result €90k, both a record.
30-06
Financial
Equity above €200kEq €288k ▲45.4%
5 profitable years in a row build equity to €288k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity triplescurrent ratio 1.35
Current ratio from 0.47 to 1.35.
30-06
Financial
Equity above €150kEq €198k ▲60.4%
4 profitable years in a row build equity to €198k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
15-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hondsmertjesstraat 578870 IzegemGround area
1,284 m²
Building footprint
280 m²
Volume, LiDAR
1,332 m³
Parcel 36009A0327/00G000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CYS CONSULT & TRADING
since 20082.175.004.175
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36009A0327/00G000 | Flanders | 1,284 m² | 1 · 280 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TMA Technics
BE 0472.576.080
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BCL Consultancy
BE 0462.777.694
Chaudfontaine · Eq €328k
GESTENTEC
BE 0842.563.972
Ferrières · Eq €328k
PRO-OOJECT
BE 0759.837.523
Dendermonde · Eq €330k
Jean-François MEYS
BE 0819.214.290
Jalhay · Eq €328k
Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 4,808 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2008
Fiscal year end31-05
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46190Agents in non-specialised wholesale trade
47551Retail sale of household furniture
47591Retail trade
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.