CYPRESS
ActiveSummary
CYPRESS has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €378,006 and a net result of -€7,971. Equity is shrinking by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 28% of 8115 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▲+8
Solvency48▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.11 in 2024; short-term debt: 22.7% and cash: 0.4% of total assets), and 77.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.7%
Return on assets
-0.5%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€7,971
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
on the day
2022
on the day
2021
on the day
2020
25 d late
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€378,006▼ 2.1%
2024 · €385,977
Total assets
€1.7m▼ 4.7%
2024 · €1.7m
Net result
-€7,971▲ 50.8%
2024 · -€16,192
Working capital
-€372,128▼ 3.6%
2024 · -€359,165
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€85,869▲ 6.7%-€216,950▼ 153%€51,271€5,106▼ 90.0%€9,323▲ 82.6%
Net result€104,436within the sector's middle half-€324,668below the sector's middle half€30,086within the sector's middle half-€16,192below the sector's middle half-€7,971below the sector's middle half▲ 50.8%
Equity€696,749within the sector's middle half▲ 17.6%€372,082within the sector's middle half▼ 46.6%€402,168within the sector's middle half▲ 8.1%€385,977within the sector's middle half▼ 4.0%€378,006within the sector's middle half▼ 2.1%
Total assets€792,262within the sector's middle half▼ 7.4%€1.8mwithin the sector's middle half▲ 127%€1.8mwithin the sector's middle half▼ 1.7%€1.7mwithin the sector's middle half▼ 1.2%€1.7mwithin the sector's middle half▼ 4.7%
Debt€95,512▲ 18.4%€1.4m▲ 1,391%€1.4m▼ 4.2%€1.4m▼ 0.3%€1.3m▼ 5.4%
Working capital€458,319▼ 9.8%-€348,737-€322,538▲ 7.5%-€359,165▼ 11.4%-€372,128▼ 3.6%
Solvency87.9%above the sector's middle half▲ 18.7pp20.7%within the sector's middle half▼ 67.2pp22.8%within the sector's middle half▲ 2.1pp22.1%within the sector's middle half▼ 0.7pp22.7%within the sector's middle half▲ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 83% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets
€1.7m ▼ 2.6%
Current assets
€5,948 ▼ 86.6%
Equity and liabilities €1.7m
Equity
€378,006 ▼ 2.1%
Debt
€1.3m ▼ 5.4%
Debt's share of the balance-sheet total falls from 77.9% to 77.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€52,894▲
2024 · €47,537
Cash flow
€35,600▲
2024 · €26,239
Current ratio
0.02▼
2024 · 0.11
Debt to equity
3.40▼
2024 · 3.52
ROE
-2.1%▲
2024 · -4.2%
ROA
-0.5%▲
2024 · -0.9%
Interest coverage
3.06▲
2024 · 2.23
Debt ≤ 1 year
€378,077▼
2024 · €403,431
Debt > 1 year
€908,276▼
2024 · €956,839
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,501 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
1.4%
went bankrupt
1.7%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,501 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €38,980 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28,462 | €208,841 | €42,050 | €42,430 | €43,570 | ▲ 2.7% |
| Other operating charges640/8 | - | €3,211 | €1,301 | €3,976 | €4,536 | ▲ 14.1% |
| Non-recurring operating charges66A | - | - | €848 | - | - | - |
| Gross operating margin9900 | -€55,348 | -€4,898 | €95,470 | €51,512 | €57,429 | ▲ 11.5% |
| Operating profit (loss)9901 | -€85,869 | -€216,950 | €51,271 | €5,106 | €9,323 | ▲ 82.6% |
| Financial income75/76B | - | €6,284 | - | - | - | - |
| Recurring financial income75 | €8,235 | €6,284 | - | - | - | - |
| Financial charges65/66B | - | €2,969 | €20,677 | €21,298 | €17,294 | ▼ 18.8% |
| Recurring financial charges65 | €410 | €2,969 | €20,677 | €21,298 | €17,294 | ▼ 18.8% |
| Profit (loss) for the period before taxes9903 | -€78,045 | -€213,635 | €30,594 | -€16,192 | -€7,971 | ▲ 50.8% |
| Income taxes67/77 | €406 | €111,033 | €507 | - | - | - |
| Profit (loss) for the period9904 | €104,436 | -€324,668 | €30,086 | -€16,192 | -€7,971 | ▲ 50.8% |
| Profit (loss) for the period to be appropriated9905 | €130,362 | -€324,668 | €30,086 | -€16,192 | -€7,971 | ▲ 50.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €792,262 | €1.8m | €1.8m | €1.7m | €1.7m | ▼ 4.7% |
| Fixed assets21/28 | €238,430 | €1.8m | €1.7m | €1.7m | €1.7m | ▼ 2.6% |
| Tangible fixed assets22/27 | €139,707 | €1.7m | €1.6m | €1.6m | €1.6m | ▼ 2.7% |
| Land and buildings22 | - | €1.6m | €1.6m | €1.6m | €1.5m | ▼ 2.8% |
| Furniture and vehicles24 | - | €4,253 | €3,824 | €3,395 | €2,966 | ▼ 12.6% |
| Other tangible fixed assets26 | - | €34,133 | €33,285 | €33,285 | €33,285 | = |
| Financial fixed assets28 | €98,723 | €98,723 | €98,723 | €98,723 | €98,723 | = |
| Current assets29/58 | €553,831 | €24,287 | €37,507 | €44,266 | €5,948 | ▼ 86.6% |
| Amounts receivable within one year40/41 | €485,392 | - | - | €15,200 | - | - |
| Trade receivables40 | - | - | - | €15,200 | - | - |
| Cash at bank and in hand54/58 | €23,440 | €23,471 | €37,283 | €29,066 | €5,948 | ▼ 79.5% |
| Deferred charges and accrued income490/1 | - | €816 | €224 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €792,262 | €1.8m | €1.8m | €1.7m | €1.7m | ▼ 4.7% |
| Equity10/15 | €696,749 | €372,082 | €402,168 | €385,977 | €378,006 | ▼ 2.1% |
| Contributions10/11 | €112,400 | €112,400 | €112,400 | €112,400 | €112,400 | = |
| Capital10 | - | €112,400 | €112,400 | €112,400 | €112,400 | = |
| Issued capital100 | - | €112,400 | €112,400 | €112,400 | €112,400 | = |
| Reserves13 | €584,349 | €259,682 | €289,768 | €273,577 | €265,606 | ▼ 2.9% |
| Non-distributable reserves130/1 | - | €11,240 | €11,240 | €11,240 | €11,240 | = |
| Legal reserve130 | - | €11,240 | €11,240 | €11,240 | €11,240 | = |
| Tax-exempt reserves132 | - | €18,037 | €18,037 | €18,037 | €18,037 | = |
| Distributable reserves133 | - | €230,405 | €260,492 | €244,300 | €236,329 | ▼ 3.3% |
| Amounts payable17/49 | €95,512 | €1.4m | €1.4m | €1.4m | €1.3m | ▼ 5.4% |
| Amounts payable after more than one year17 | - | €1.1m | €1.0m | €956,839 | €908,276 | ▼ 5.1% |
| Financial debts170/4 | - | €1.1m | €1.0m | €956,839 | €908,276 | ▼ 5.1% |
| Amounts payable within one year42/48 | €95,512 | €373,024 | €360,045 | €403,431 | €378,077 | ▼ 6.3% |
| Current portion of amounts payable after more than one year42 | - | €45,922 | €46,786 | €43,728 | €48,563 | ▲ 11.1% |
| Trade debts44 | €472 | €411 | - | €17,607 | €120 | ▼ 99.3% |
| Suppliers440/4 | - | €411 | - | €17,607 | €120 | ▼ 99.3% |
| Taxes, remuneration and social security45 | - | €1,105 | €1,612 | - | - | - |
| Taxes450/3 | - | €1,105 | €1,612 | - | - | - |
| Other amounts payable47/48 | - | €325,586 | €311,647 | €342,096 | €329,394 | ▼ 3.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €104,436 | -€324,668 | €30,086 | -€16,192 | -€7,971 | ▲ 50.8% |
| + Depreciation and write-downs630 | €28,462 | €208,841 | €42,050 | €42,430 | €43,570 | ▲ 2.7% |
| Operating cash flow (approximation) | €132,898 | -€115,827 | €72,137 | €26,239 | €35,600 | ▲ 35.7% |
| Investment in fixed assets (approximation) | - | -€1.7m | €848 | -€15,200 | €0 | ▲ 100% |
| Change in cash | - | €31 | €13,813 | -€8,217 | -€23,118 | ▼ 181% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €30,086
Net result €30,086 after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet -€324,668
Net result drops to -€324,668, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €104,436
Net result €104,436 after one loss-making year.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 82 days late
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1983
Ground area
939 m²
Building footprint
202 m²
Volume, LiDAR
1,470 m³
Parcel 11051B0237/00F013, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CYPRESS
since 19832.023.701.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0237/00F013 | Flanders | 939 m² | 1 · 202 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
70%
According to the annual accounts to 30-06-2025 of CYPRESS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 6,146 companies in sector 46190 we hold annual accounts for 2,570. 1,663 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded29-11-1983
Fiscal year end30-06
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0425418343
Also
9925:BE0425418343
Registered
09-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.