Cype.rs
ActiveCype.rs has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €27k. Its solvency ranks better than 82% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+23
Growth78
Stability82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 5.36 against 1.48 in 2024), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
53.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 d early
2024
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 182%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€50k▲ 49.5%
2024 · €33k
2024: €33k
2024 → 2025
Net result
€27k▲ 120%
2024 · €12k
2024: €12k
2024 → 2025
Working capital
€36k▲ 300%
2024 · €9k
2024: €9k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€41k▲ 182%
Operating result€16k-€36k▲ 124%
Net result€12k-€27k▲ 120%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 124% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€6k▲ 0.2%
Current assets
€44k▲ 59.9%
Equity and liabilities €50k
Equity
€41k▲ 182%
Debt
€8k▼ 55.5%
The debt ratio falls from 55.8% to 16.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€38k▲
2024 · €17k
Cash flow
€29k▲
2024 · €13k
Solvency
83.4%▲
2024 · 44.2%
Current ratio
5.36▲
2024 · 1.48
Quick ratio
5.36▲
2024 · 1.48
Debt / equity
0.20▼
2024 · 1.26
ROE
64.6%▼
2024 · 83.0%
ROA
53.8%▲
2024 · 36.7%
Interest coverage
28.70▲
2024 · 27.31
Debt
€8k▼
2024 · €19k
Debt ≤ 1 year
€8k▼
2024 · €19k
Income taxes
€8k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€50k▲
Fixed assets21/28€6k€6k▲
Tangible fixed assets22/27€6k€6k▲
Plant, machinery and equipment23€6k€6k▲
Current assets29/58€27k€44k▲
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€5k€363▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€22k€38k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€33k€50k▲
Equity10/15€15k€41k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€12k€39k▲
Amounts payable17/49€19k€8k▼
Amounts payable within one year42/48€19k€8k▼
Trade debts44€438€2k▲
Suppliers440/4€438€2k▲
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€8k€6k▼
Other amounts payable47/48€10k€0▼
Accrued charges and deferred income492/3-€48
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€649€2k▲
Other operating charges640/8€50€0▼
Gross operating margin9900€17k€38k▲
Operating profit (loss)9901€16k€36k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€606€1k▲
Recurring financial charges65€606€1k▲
Profit (loss) for the period before taxes9903€15k€34k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€12k€27k▲
Profit (loss) for the period to be appropriated9905€12k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€39k▲
Profit (loss) brought forward from the previous period14P-€12k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 5.36
Current ratio from 1.48 to 5.36; short-term debt falls from €19k to €8k.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dekenstraat 703000 LeuvenGround area
162 m²
Building footprint
62 m²
Volume, LiDAR
434 m³
Parcel 24502C0286/00G002, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Cype.rs
since 20242.359.442.153
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502C0286/00G002 | Flanders | 162 m² | 1 · 62 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOBELEX & CO
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Marius Bosmans
BE 0768.636.611
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JOVA Investment Group
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FOOD IN SPACE
BE 0708.879.364
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Pascal Chrispeels
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Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 6,711 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2024
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.