Cylaw
ActiveSummary
Cylaw has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249k and a net result of €53k. Equity is growing by ~107.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-2
Solvency75▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.41 against 3.22 in 2024; short-term debt: 7.1% and cash: 3.9% of total assets), and 49.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
10.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-11-2025, 80 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
80 d early
2024
72 d early
2023
62 d early
2022
64 d early
2021
45 d early
2020
44 d early
2019
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€249k▲ 17.9%
2024 · €211k
2019: €-2klowest in 7 years
2020: €983▲ +150% vs 2019
2021: €20k▲ +1913% vs 2020
2022: €40k▲ +101% vs 2021
2023: €170k▲ +326% vs 2022
2024: €211k▲ +24.4% vs 2023
2025: €249k▲ +17.9% vs 2024highest in 7 years
2019 → 2025
Total assets
€495k▲ 7.2%
2024 · €462k
2019: €237klowest in 7 years
2020: €367k▲ +54.9% vs 2019
2021: €366k▼ -0.1% vs 2020
2022: €529k▲ +44.5% vs 2021highest in 7 years
2023: €438k▼ -17.2% vs 2022
2024: €462k▲ +5.4% vs 2023
2025: €495k▲ +7.2% vs 2024
2019 → 2025
Net result
€53k▼ 6.4%
2024 · €56k
2019: €11k
2020: €3k▼ -73.8% vs 2019lowest in 7 years
2021: €13k▲ +328% vs 2020
2022: €29k▲ +126% vs 2021
2023: €145k▲ +408% vs 2022highest in 7 years
2024: €56k▼ -61.1% vs 2023
2025: €53k▼ -6.4% vs 2024
2019 → 2025
Working capital
€119k▲ 30.9%
2024 · €91k
2019: €240lowest in 7 years
2020: €3k▲ +1178% vs 2019
2021: €22k▲ +626% vs 2020
2022: €46k▲ +106% vs 2021
2023: €56k▲ +21.7% vs 2022
2024: €91k▲ +63.4% vs 2023
2025: €119k▲ +30.9% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€40k▲ 101%€170k▲ 326%€211k▲ 24.4%€249k▲ 17.9%
2021: €20klowest in 5 years
2022: €40k▲ +101% vs 2021
2023: €170k▲ +326% vs 2022
2024: €211k▲ +24.4% vs 2023
2025: €249k▲ +17.9% vs 2024highest in 5 years
Operating result€23k-€47k▲ 107%€200k▲ 324%€82k▼ 59.0%€75k▼ 8.8%
2021: €23klowest in 5 years
2022: €47k▲ +107% vs 2021
2023: €200k▲ +324% vs 2022highest in 5 years
2024: €82k▼ -59.0% vs 2023
2025: €75k▼ -8.8% vs 2024
Net result€13k-€29k▲ 126%€145k▲ 408%€56k▼ 61.1%€53k▼ 6.4%
2021: €13klowest in 5 years
2022: €29k▲ +126% vs 2021
2023: €145k▲ +408% vs 2022highest in 5 years
2024: €56k▼ -61.1% vs 2023
2025: €53k▼ -6.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €495k
Fixed assets
€341k ▲ 3.4%
Current assets
€154k ▲ 16.8%
Equity and liabilities €495k
Equity
€249k ▲ 17.9%
Debt
€246k ▼ 1.8%
Debt's share of the balance-sheet total falls from 54.3% to 49.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▼
2024 · €97k
Cash flow
€72k▲
2024 · €72k
Current ratio
4.41▲
2024 · 3.22
Debt to equity
0.99▼
2024 · 1.19
ROE
21.2%▼
2024 · 26.7%
ROA
10.7%▼
2024 · 12.2%
Interest coverage
16.21▼
2024 · 18.22
Debt ≤ 1 year
€35k▼
2024 · €41k
Debt > 1 year
€210k▲
2024 · €209k
Income taxes
€19k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€462k€495k▲
Fixed assets21/28€330k€341k▲
Intangible fixed assets21€8k€6k▼
Tangible fixed assets22/27€322k€335k▲
Land and buildings22€321k€306k▼
Plant, machinery and equipment23€654€3k▲
Furniture and vehicles24-€25k
Current assets29/58€132k€154k▲
Amounts receivable within one year40/41€6k€25k▲
Trade receivables40€6k€17k▲
Other amounts receivable41-€8k
Current investments50/53€103k€108k▲
Cash at bank and in hand54/58€20k€20k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€462k€495k▲
Equity10/15€211k€249k▲
Contributions10/11€19k€19k=
Reserves13€193k€231k▲
Distributable reserves133€193k€231k▲
Amounts payable17/49€251k€246k▼
Amounts payable after more than one year17€209k€210k▲
Financial debts170/4€209k€210k▲
Amounts payable within one year42/48€41k€35k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€5k€526▼
Suppliers440/4€5k€526▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9-€1
Other amounts payable47/48€21k€19k▼
Accrued charges and deferred income492/3€213€922▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€19k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€99k€96k▼
Operating profit (loss)9901€82k€75k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€3k€4k▲
Non-recurring financial income76B€1k€555▼
Financial charges65/66B€9k€7k▼
Recurring financial charges65€5k€6k▲
Non-recurring financial charges66B€3k€2k▼
Profit (loss) for the period before taxes9903€78k€72k▼
Income taxes67/77€21k€19k▼
Profit (loss) for the period9904€56k€53k▼
Profit (loss) for the period to be appropriated9905€56k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€53k▼
Transfer to equity691/2€41k€38k▼
To other reserves6921€41k€38k▼
Profit to be distributed694/7€15k€15k=
Return on contributions (dividend)694€15k€15k=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €149k | - | €2k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19k | €18k | €14k | €15k | €19k | ▲ 25.1% |
| Other operating charges640/8 | - | €2k | €2k | €2k | €2k | ▲ 13.1% |
| Gross operating margin9900 | €44k | €67k | €217k | €99k | €96k | ▼ 3.3% |
| Operating profit (loss)9901 | €23k | €47k | €200k | €82k | €75k | ▼ 8.8% |
| Financial income75/76B | - | €2k | €2k | €4k | €4k | ▼ 1.2% |
| Recurring financial income75 | €1k | €1k | €2k | €3k | €4k | ▲ 20.6% |
| Non-recurring financial income76B | - | €424 | - | €1k | €555 | ▼ 54.5% |
| Financial charges65/66B | - | €9k | €7k | €9k | €7k | ▼ 13.9% |
| Recurring financial charges65 | €7k | €9k | €7k | €5k | €6k | ▲ 8.4% |
| Non-recurring financial charges66B | - | - | - | €3k | €2k | ▼ 50.6% |
| Profit (loss) for the period before taxes9903 | €19k | €40k | €195k | €78k | €72k | ▼ 7.9% |
| Income taxes67/77 | €6k | €11k | €50k | €21k | €19k | ▼ 11.8% |
| Profit (loss) for the period9904 | €13k | €29k | €145k | €56k | €53k | ▼ 6.4% |
| Profit (loss) for the period to be appropriated9905 | €13k | €29k | €145k | €56k | €53k | ▼ 6.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €366k | €529k | €438k | €462k | €495k | ▲ 7.2% |
| Fixed assets21/28 | €319k | €462k | €337k | €330k | €341k | ▲ 3.4% |
| Intangible fixed assets21 | - | - | - | €8k | €6k | ▼ 20.0% |
| Tangible fixed assets22/27 | €319k | €462k | €337k | €322k | €335k | ▲ 4.0% |
| Land and buildings22 | - | €462k | €337k | €321k | €306k | ▼ 4.7% |
| Plant, machinery and equipment23 | - | - | - | €654 | €3k | ▲ 433% |
| Furniture and vehicles24 | - | - | - | - | €25k | - |
| Financial fixed assets28 | €150 | €150 | - | - | - | - |
| Current assets29/58 | €47k | €67k | €102k | €132k | €154k | ▲ 16.8% |
| Amounts receivable within one year40/41 | €6k | €7k | €11k | €6k | €25k | ▲ 289% |
| Trade receivables40 | - | €2k | €11k | €6k | €17k | ▲ 171% |
| Other amounts receivable41 | - | €5k | €816 | - | €8k | - |
| Current investments50/53 | €15k | €46k | €71k | €103k | €108k | ▲ 4.6% |
| Cash at bank and in hand54/58 | €24k | €12k | €19k | €20k | €20k | ▼ 3.8% |
| Deferred charges and accrued income490/1 | - | €2k | €491 | €3k | €2k | ▼ 6.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €366k | €529k | €438k | €462k | €495k | ▲ 7.2% |
| Equity10/15 | €20k | €40k | €170k | €211k | €249k | ▲ 17.9% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €1k | €21k | €151k | €193k | €231k | ▲ 19.6% |
| Distributable reserves133 | - | €21k | €151k | €193k | €231k | ▲ 19.6% |
| Profit (loss) carried forward14 | €-14k | - | - | - | - | - |
| Amounts payable17/49 | €347k | €490k | €268k | €251k | €246k | ▼ 1.8% |
| Amounts payable after more than one year17 | €321k | €466k | €221k | €209k | €210k | ▲ 0.4% |
| Financial debts170/4 | - | €466k | €221k | €209k | €210k | ▲ 0.4% |
| Amounts payable within one year42/48 | €25k | €21k | €46k | €41k | €35k | ▼ 14.6% |
| Current portion of amounts payable after more than one year42 | - | €17k | €11k | €11k | €12k | ▲ 1.9% |
| Trade debts44 | €2k | €651 | €10k | €5k | €526 | ▼ 88.6% |
| Suppliers440/4 | - | €651 | €10k | €5k | €526 | ▼ 88.6% |
| Taxes, remuneration and social security45 | - | €3k | €8k | €4k | €4k | ▼ 11.5% |
| Taxes450/3 | - | €3k | €8k | €4k | €4k | ▼ 11.6% |
| Remuneration and social security454/9 | - | - | - | - | €1 | - |
| Other amounts payable47/48 | - | €804 | €16k | €21k | €19k | ▼ 7.9% |
| Accrued charges and deferred income492/3 | - | €2k | €2k | €213 | €922 | ▲ 334% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €29k | €145k | €56k | €53k | ▼ 6.4% |
| + Depreciation and write-downs630 | €19k | €18k | €14k | €15k | €19k | ▲ 25.1% |
| Operating cash flow (approximation) | €32k | €46k | €159k | €72k | €72k | ▲ 0.3% |
| Investment in fixed assets (approximation) | - | €-161k | €112k | €-8k | €-30k | ▼ 256% |
| Change in cash | - | €-11k | €6k | €2k | €-777 | ▼ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €200kEq €211k ▲24.4%
6 profitable years in a row build equity to €211k.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €145k ▲408%
Operating result €200k, net result €145k, both a record.
30-06
Financial
Equity above €150kEq €170k ▲326%
5 profitable years in a row build equity to €170k.
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €3k ▼73.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2016
Ground area
3,059 m²
Building footprint
273 m²
Volume, LiDAR
1,320 m³
2 parcels, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Cylaw
since 20162.256.338.477
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0105/00T004 | Flanders | 2,082 m² | 1 · 154 m² | 10.6 m · 3 fl. |
| 11922C0105/00H005 | Flanders | 977 m² | 1 · 119 m² | 7.3 m |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,678 EUR awarded · 1,678 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,528 EUR | 1,528 EUR |
| 2024 | 1 | 150 EUR | 150 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
894500CNAN1EP8A5BM57
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Of 22,056 companies in sector 69101 we hold annual accounts for 9,055. 6,985 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-09-2016
Fiscal year end30-06
Activities, NACEBEL 2025
69101Activities of lawyers
Scores and ratios are computed by Checked and are not a credit decision.