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CYFR

Active
Private limited companyfounded 2019active for 7 yearsHasseltsesteenweg 76, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0734.717.887
Summary

CYFR has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,445 and a net result of €18,130. Equity is growing by about 57% per year across the filed financial years. Its solvency ranks better than 32% of 15,615 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€138,609total assets 2025
Equity
€51,445
Profit
€18,130
Turnover not published (micro format)
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 28 days early2 of 4 deeds read
Why 93raises riskLiquidity: current ratio 1.33, cash €7,127lowers riskSector: Legal and accounting activities (NACE 69)Figures for financial year 2025 (filed 03-07-2026)Size: total assets €138,609Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 41% of its sector peers (NACE 69, micro)
Financial strength · tick = 2024
Average
Solvency 62+10
equity 37.1% of total assets
Liquidity 24+3
short-term debt 62.6% · cash 5.1%
Profitability 85+12
return on assets 13.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,010 companies, NACE 69, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.33, compared with 1.18 in 2024; short-term debt: 62.6% and cash: 5.1% of total assets), and 62.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 35% on solvency, 6% on liquidity, 43% on profitability and 78% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Figures for financial year 2025 (filed 03-07-2026)
NBB · annual accounts
lowers risk · Size: total assets €138,609
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.33, cash €7,127
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
28 days early
2024
5 days late
2023
37 days early
2022
31 days late
2021
41 days early
2020
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 8 days before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Appointment: Xenia Timmermans (director)Gazette deed
  3. NameIncorporation · Name change ·…

Key points

  • Positive: 6 profitable years in a rowprofit 2025: €18,130 6 years View
  • New directorlatest change 01-05-2026 · 1 in office 1 joined View
  • Total assets 20256 financial years filed €138,609 View

By topic

Financials

Financial year
2025
Total assets
€138,609
Profit
€18,130
Solvency
37.1%
Total assets▲ 6.7%
Net result
20202025
Go to Financials

Timeline

Events
9
Since
2021
Next accounts
by 31-07-2027
  1. 31-12-2025Highest result from 2020 to 2025
  2. 05-08-2025Annual accounts filed
  3. 24-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
20-09-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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