CYDNUS AMORIUM
ActiveSummary
The computed 12-month bankruptcy probability of CYDNUS AMORIUM is 1.5% (moderate). The 2024 annual accounts show equity of €106k and a net result of €9k. Equity is growing by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 107 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability51▼-1
Solvency87▼-4
Growth67▲+9
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 2.09 against 2.22 in 2023; short-term debt: 37.9% and cash: 4.1% of total assets), and 37.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 92
Relative position
BE, all sectors
reference
Sector 92
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-05-2026, 279 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
279 d late
2023
47 d late
2022
71 d late
2021
30 d late
2020
90 d late
2019
41 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€617k▲ 32.9%
2023 · €464k
2020: €535k
2021: €363k
2022: €318k
2023: €464k
2020 → 2024
EBIT margin
1.6%▼ 0.3pp
2023 · 1.8%
2020: 10.0%
2021: 4.0%
2022: 6.7%
2023: 1.8%
2020 → 2024
Net result
€9k▲ 12.9%
2023 · €8k
2018: €8k
2019: €-14k
2020: €54k
2021: €14k
2022: €21k
2023: €8k
2018 → 2024
Working capital
€71k▲ 15.4%
2023 · €61k
2018: €14k
2019: €-279
2020: €18k
2021: €32k
2022: €53k
2023: €61k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€535k-€363k▼ 32.3%€318k▼ 12.3%€464k▲ 45.9%€617k▲ 32.9%
Equity€53k-€68k▲ 26.9%€89k▲ 31.0%€97k▲ 9.4%€106k▲ 9.7%
Operating result€54k-€14k▼ 73.2%€21k▲ 47.3%€8k▼ 60.3%€10k▲ 13.7%
Net result€54k-€14k▼ 73.2%€21k▲ 45.9%€8k▼ 60.3%€9k▲ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 14% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €171k
Fixed assets
€36k =
Current assets
€136k ▲ 21.7%
Equity and liabilities €171k
Equity
€106k ▲ 9.7%
Debt
€65k ▲ 29.3%
Debt's share of the balance-sheet total rises from 34.1% to 37.9%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.09▼
2023 · 2.22
Quick ratio
0.99▼
2023 · 1.53
Debt to equity
0.61▲
2023 · 0.52
ROE
8.8%▲
2023 · 8.6%
ROA
5.5%▼
2023 · 5.7%
Debt ≤ 1 year
€65k▲
2023 · €50k
Staff costs
€14k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€147k€171k▲
Fixed assets21/28€36k€36k=
Intangible fixed assets21€35k€35k=
Tangible fixed assets22/27€925€925=
Furniture and vehicles24€925€925=
Current assets29/58€111k€136k▲
Stocks and contracts in progress3€34k€71k▲
Stocks30/36€34k€71k▲
Amounts receivable within one year40/41€12k€2k▼
Other amounts receivable41€12k€2k▼
Cash at bank and in hand54/58€10k€7k▼
Deferred charges and accrued income490/1€56k€56k=
Equity and liabilities
Total equity and liabilities10/49€147k€171k▲
Equity10/15€97k€106k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€89k€98k▲
Amounts payable17/49€50k€65k▲
Amounts payable within one year42/48€50k€65k▲
Trade debts44€50k€5k▼
Suppliers440/4€50k€5k▼
Taxes, remuneration and social security45-€15k
Taxes450/3-€1k
Remuneration and social security454/9-€14k
Other amounts payable47/48-€45k
Income statement
Code20232024
Turnover70€464k€617k▲
Goods, raw materials, services and sundry goods60/61€450k€593k▲
Remuneration, social security and pensions62€9k€14k▲
Other operating charges640/8€323€296▼
Gross operating margin9900€18k€24k▲
Operating profit (loss)9901€8k€10k▲
Financial charges65/66B€92€175▲
Recurring financial charges65€92€175▲
Profit (loss) for the period before taxes9903€8k€9k▲
Profit (loss) for the period9904€8k€9k▲
Profit (loss) for the period to be appropriated9905€8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€89k€98k▲
Profit (loss) brought forward from the previous period14P€81k€89k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 279 days late
2024
31-12
Financial
Equity above €100kEq €106k ▲9.7%
5 profitable years in a row build equity to €106k.
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Back to profitnet €54k
Net result €54k after one loss-making year.
31-12
Financial
Liquidity times 93current ratio 92.92
Current ratio from 0.99 to 92.92; short-term debt falls from €50k to €200.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial
Weakest financial yearnet €-14k ▼289%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helmetsesteenweg 298A1030 SchaarbeekGround area
711 m²
Building footprint
325 m²
Volume, LiDAR
3,322 m³
2 parcels, Brussels · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LIBRAIRIE MIKE
since 20172.263.413.044
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0217/00S007 | Brussels | 606 m² | 1 · 226 m² | 15.4 m · 4 fl. |
| 21902A0231/00R000 | Brussels | 105 m² | 1 · 99 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.263.413.044
Similar companies · same sector, comparable size
ANNYKA
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OVL BET
BE 0743.622.289
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LA PAIX
BE 0549.853.309
Quiévrain · Eq €103k
S ELEVEN
BE 0783.709.817
Oostende · Eq €102k
BELIB CONSULTING
BE 0630.745.369
Fléron · Eq €100k
Of 506 companies in sector 92000 we hold annual accounts for 303. 218 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-08-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
92000Gambling and betting activities
47120Other non-specialised retail sale
47260Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.