CYCLO GARDENS
ActiveThe computed 12-month bankruptcy probability of CYCLO GARDENS is 2.0% (moderate). The 2025 annual accounts show negative equity (€-59k) and a net result of €-39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 4444 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-1
Solvency0▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.47 in 2024; short-term debt: 184.5% and cash: 4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-84.5%
Return on assets
-56.1%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-59k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
6 d early
2022
2 d late
2021
31 d late
2020
2 d early
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-59k▼ 198%
2024 · €-20k
2019: €5k
2020: €-3k
2021: €18k
2022: €9k
2023: €-7k
2024: €-20k
2019 → 2025
Total assets
€69k▼ 22.7%
2024 · €90k
2019: €24k
2020: €22k
2021: €38k
2022: €36k
2023: €22k
2024: €90k
2019 → 2025
Net result
€-39k▼ 205%
2024 · €-13k
2019: €-1k
2020: €-8k
2021: €8k
2022: €-9k
2023: €-16k
2024: €-13k
2019 → 2025
Working capital
€-117k▼ 100%
2024 · €-58k
2019: €2k
2020: €-8k
2021: €6k
2022: €2k
2023: €-10k
2024: €-58k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€9k▼ 49.2%€-7k€-20k▼ 184%€-59k▼ 198%
Operating result€11k-€-8k€-18k▼ 109%€-13k▲ 28.5%€-39k▼ 207%
Net result€8k-€-9k€-16k▼ 82.7%€-13k▲ 20.1%€-39k▼ 205%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €39k in 2025 against €13k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€58k▲ 50.5%
Current assets
€11k▼ 78.0%
Key figures and ratios
EBITDA
€-24k▼
2024 · €-8k
Cash flow
€-24k▼
2024 · €-8k
Solvency
-84.5%▼
2024 · -21.9%
Current ratio
0.09▼
2024 · 0.47
Quick ratio
0.09▼
2024 · 0.47
Debt / equity
-2.18▲
2024 · -5.56
ROA
-56.1%▼
2024 · -14.2%
Interest coverage
-106.82▼
2024 · -48.78
Debt
€128k▲
2024 · €109k
Debt ≤ 1 year
€128k▲
2024 · €109k
Staff costs
€37k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€69k▼
Fixed assets21/28€39k€58k▲
Tangible fixed assets22/27€39k€58k▲
Plant, machinery and equipment23€2k€7k▲
Furniture and vehicles24€37k€52k▲
Current assets29/58€51k€11k▼
Amounts receivable within one year40/41€48k€8k▼
Trade receivables40€32k€8k▼
Other amounts receivable41€15k-
Cash at bank and in hand54/58€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€90k€69k▼
Equity10/15€-20k€-59k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-38k€-77k▼
Amounts payable17/49€109k€128k▲
Amounts payable within one year42/48€109k€128k▲
Trade debts44€17k€1k▼
Suppliers440/4€8k€1k▼
Bills of exchange payable441€9k-
Taxes, remuneration and social security45€6k€840▼
Taxes450/3€132€679▲
Remuneration and social security454/9€5k€161▼
Other amounts payable47/48€87k€126k▲
Income statement
Code20242025
Remuneration, social security and pensions62€37k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€15k▲
Other operating charges640/8€885€2k▲
Gross operating margin9900€29k€15k▼
Operating profit (loss)9901€-13k€-39k▼
Financial income75/76B€28-
Recurring financial income75€28-
Financial charges65/66B€170€223▲
Recurring financial charges65€170€223▲
Profit (loss) for the period before taxes9903€-13k€-39k▼
Profit (loss) for the period9904€-13k€-39k▼
Profit (loss) for the period to be appropriated9905€-13k€-39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-77k▼
Profit (loss) brought forward from the previous period14P€-26k€-38k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Asterslaan 151950 KraainemGround area
347 m²
Building footprint
97 m²
Volume, LiDAR
484 m³
Parcel 22002A0348/00L003, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CYCLO GARDENS
since 20182.278.433.097
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002A0348/00L003 | Flanders | 347 m² | 1 · 97 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tuinen Ral
BE 0744.684.836
Kampenhout · Eq €9k
ABELIA GARDEN
BE 0476.499.731
Namur · Eq €9k
GROENBEDRIJF HOOYBERGHS J
BE 0478.682.627
Mol · Eq €9k
TERRAVENIR
BE 0788.372.448
Nivelles · Eq €9k
Delfosse B
BE 0766.606.440
Boutersem · Eq €9k
Of 21,210 companies in sector 81300 we hold annual accounts for 4,360. 2,289 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-07-2018
Fiscal year end30-09
Abbreviation NL
Besloten Vennootschap met beperkte aansprakelijkheid
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.