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Cyclestock

Active
Private limited companyfounded 20241 yr activeRue Hodister 148, 4860 Pepinster, BelgiumKBO/BCE: BE 1016.895.837
Summary

The computed 12-month bankruptcy probability of Cyclestock is 3.4% (moderate). The 2025 annual accounts show negative equity (-€1,124) and a net result of -€3,624. Its solvency ranks better than 5% of 18537 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-08-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
2 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 December 2024, Cyclestock was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€1,124
Total assets
€478
Net result
-€3,624
Working capital
-€1,124

Turnover and EBIT margin not published: the micro schema does not require them.

Key figures and ratios
2025 value
Debt
€1,602
Debt ≤ 1 year
€1,602
Ratios withheld: a balance sheet total of €478 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 1,323 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
5.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,323 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 19 lines
Balance sheet Code2025
Assets
Total assets20/58€478
Current assets29/58€478
Amounts receivable within one year40/41€473
Other amounts receivable41€473
Cash at bank and in hand54/58€5
Equity and liabilities
Total equity and liabilities10/49€478
Equity10/15-€1,124
Contributions10/11€2,500
Profit (loss) carried forward14-€3,624
Amounts payable17/49€1,602
Amounts payable within one year42/48€1,602
Other amounts payable47/48€1,602
Income statement Code2025
Other operating charges640/8€400
Gross operating margin9900-€3,224
Operating profit (loss)9901-€3,624
Profit (loss) for the period before taxes9903-€3,624
Profit (loss) for the period9904-€3,624
Profit (loss) for the period to be appropriated9905-€3,624
Appropriation of the result
Profit (loss) to be appropriated9906-€3,624

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€400
Gross operating margin9900-€3,224
Operating profit (loss)9901-€3,624
Profit (loss) for the period before taxes9903-€3,624
Profit (loss) for the period9904-€3,624
Profit (loss) for the period to be appropriated9905-€3,624
Line2025
Assets
Total assets20/58€478
Current assets29/58€478
Amounts receivable within one year40/41€473
Other amounts receivable41€473
Cash at bank and in hand54/58€5
Equity and liabilities
Total equity and liabilities10/49€478
Equity10/15-€1,124
Contributions10/11€2,500
Profit (loss) carried forward14-€3,624
Amounts payable17/49€1,602
Amounts payable within one year42/48€1,602
Other amounts payable47/48€1,602
Line2025
Profit (loss) for the period9904-€3,624
Operating cash flow (approximation)-€3,624

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
02-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepinster · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
932 m²
Building footprint
88 m²
Parcel 63083C0348/00T003, Wallonia. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Cyclestock
Rue Hodister 148, 4860 PepinsterRetail trade
since 20242.367.944.303
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63083C0348/00T003 Wallonia 932 m² 1 · 88 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,956 companies in sector 47120 we hold annual accounts for 2,192. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
Contact
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016895837
Registered 04-08-2026

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.