CYCLESPORT
ActiveSummary
The computed 12-month bankruptcy probability of CYCLESPORT is 3.3% (moderate). The 2025 annual accounts show equity of €16k and a net result of €-7k. Its solvency ranks better than 28% of 18400 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability51▼-8
Solvency33▼-5
Growth32
Track record82
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.94 against 1.05 in 2024; short-term debt: 78.6% and cash: 12.5% of total assets), and 91.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.1%
Return on assets
-3.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
41 d late
2024
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 32.3%
2024 · €23k
2024: €23k
2025: €16k▼ -32.3% vs 2024
2024 → 2025
Total assets
€193k▲ 12.3%
2024 · €172k
2024: €172k
2025: €193k▲ +12.3% vs 2024
2024 → 2025
Net result
€-7k
2024 · €15k
2024: €15k
2025: €-7k▼ -150% vs 2024
2024 → 2025
Working capital
€-9k
2024 · €8k
2024: €8k
2025: €-9k▼ -214% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€23k-€16k▼ 32.3%
2024: €23k
2025: €16k▼ -32.3% vs 2024
Operating result€14k-€-5k
2024: €14k
2025: €-5k▼ -134% vs 2024
Net result€15k-€-7k
2024: €15k
2025: €-7k▼ -150% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€50k ▲ 230%
Current assets
€142k ▼ 8.9%
Equity and liabilities €193k
Equity
€16k ▼ 32.3%
Debt
€177k ▲ 19.2%
Debt's share of the balance-sheet total rises from 86.6% to 91.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €37k
Cash flow
€12k▼
2024 · €37k
Current ratio
0.94▼
2024 · 1.05
Quick ratio
0.27▲
2024 · 0.22
Debt to equity
11.34▲
2024 · 6.44
ROE
-47.8%▼
2024 · 64.1%
ROA
-3.9%▼
2024 · 8.6%
Interest coverage
4.51▲
2024 · -26.88
Debt ≤ 1 year
€151k▲
2024 · €148k
Debt > 1 year
€26k
Income taxes
€266▼
2024 · €2k
Staff costs
€41k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€172k€193k▲
Fixed assets21/28€15k€50k▲
Tangible fixed assets22/27€15k€50k▲
Plant, machinery and equipment23€852€525▼
Furniture and vehicles24€14k€47k▲
Other tangible fixed assets26-€3k
Financial fixed assets28€205€205=
Current assets29/58€156k€142k▼
Stocks and contracts in progress3€123k€102k▼
Stocks30/36€123k€102k▼
Amounts receivable within one year40/41€8k€14k▲
Trade receivables40€2k€2k▲
Other amounts receivable41€7k€12k▲
Cash at bank and in hand54/58€24k€24k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€172k€193k▲
Equity10/15€23k€16k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€13k€6k▼
Amounts payable17/49€148k€177k▲
Amounts payable after more than one year17-€26k
Financial debts170/4-€26k
Amounts payable within one year42/48€148k€151k▲
Current portion of amounts payable after more than one year42€2k€15k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Advances received on contracts in progress46€2k€0▼
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€10k€12k▲
Remuneration and social security454/9€638€414▼
Other amounts payable47/48€126k€118k▼
Income statement
Code20242025
Remuneration, social security and pensions62€44k€41k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€19k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€83k€57k▼
Operating profit (loss)9901€14k€-5k▼
Financial income75/76B€849€810▼
Recurring financial income75€849€810▼
Financial charges65/66B€-1k€3k▲
Recurring financial charges65€-1k€3k▲
Profit (loss) for the period before taxes9903€16k€-7k▼
Income taxes67/77€2k€266▼
Profit (loss) for the period9904€15k€-7k▼
Profit (loss) for the period to be appropriated9905€15k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€6k▼
Profit (loss) brought forward from the previous period14P-€13k
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €44k | €41k | ▼ 7.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22k | €19k | ▼ 14.8% |
| Other operating charges640/8 | €2k | €2k | ▼ 31.8% |
| Gross operating margin9900 | €83k | €57k | ▼ 31.9% |
| Operating profit (loss)9901 | €14k | €-5k | ▼ 134% |
| Financial income75/76B | €849 | €810 | ▼ 4.6% |
| Recurring financial income75 | €849 | €810 | ▼ 4.6% |
| Financial charges65/66B | €-1k | €3k | ▲ 331% |
| Recurring financial charges65 | €-1k | €3k | ▲ 331% |
| Profit (loss) for the period before taxes9903 | €16k | €-7k | ▼ 144% |
| Income taxes67/77 | €2k | €266 | ▼ 84.1% |
| Profit (loss) for the period9904 | €15k | €-7k | ▼ 150% |
| Profit (loss) for the period to be appropriated9905 | €15k | €-7k | ▼ 150% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €172k | €193k | ▲ 12.3% |
| Fixed assets21/28 | €15k | €50k | ▲ 230% |
| Tangible fixed assets22/27 | €15k | €50k | ▲ 233% |
| Plant, machinery and equipment23 | €852 | €525 | ▼ 38.4% |
| Furniture and vehicles24 | €14k | €47k | ▲ 230% |
| Other tangible fixed assets26 | - | €3k | - |
| Financial fixed assets28 | €205 | €205 | = |
| Current assets29/58 | €156k | €142k | ▼ 8.9% |
| Stocks and contracts in progress3 | €123k | €102k | ▼ 17.1% |
| Stocks30/36 | €123k | €102k | ▼ 17.1% |
| Amounts receivable within one year40/41 | €8k | €14k | ▲ 70.7% |
| Trade receivables40 | €2k | €2k | ▲ 39.5% |
| Other amounts receivable41 | €7k | €12k | ▲ 77.4% |
| Cash at bank and in hand54/58 | €24k | €24k | ▲ 1.8% |
| Deferred charges and accrued income490/1 | €1k | €2k | ▲ 66.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €172k | €193k | ▲ 12.3% |
| Equity10/15 | €23k | €16k | ▼ 32.3% |
| Contributions10/11 | €10k | €10k | = |
| Profit (loss) carried forward14 | €13k | €6k | ▼ 57.1% |
| Amounts payable17/49 | €148k | €177k | ▲ 19.2% |
| Amounts payable after more than one year17 | - | €26k | - |
| Financial debts170/4 | - | €26k | - |
| Amounts payable within one year42/48 | €148k | €151k | ▲ 1.9% |
| Current portion of amounts payable after more than one year42 | €2k | €15k | ▲ 615% |
| Trade debts44 | €8k | €7k | ▼ 18.8% |
| Suppliers440/4 | €8k | €7k | ▼ 18.8% |
| Advances received on contracts in progress46 | €2k | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €11k | €12k | ▲ 12.9% |
| Taxes450/3 | €10k | €12k | ▲ 15.9% |
| Remuneration and social security454/9 | €638 | €414 | ▼ 35.1% |
| Other amounts payable47/48 | €126k | €118k | ▼ 6.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €-7k | ▼ 150% |
| + Depreciation and write-downs630 | €22k | €19k | ▼ 14.8% |
| Operating cash flow (approximation) | €37k | €12k | ▼ 68.9% |
| Investment in fixed assets (approximation) | - | €-54k | - |
| Change in cash | - | €419 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 2 establishment units since 2023
Ground area
1,045 m²
Building footprint
168 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
CYCLESPORT
since 20232.351.486.767
CYCLESPORT
since 20232.351.540.019
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114A0845/00H000 | Wallonia | 587 m² | 1 · 94 m² | - |
| 91060A0869/00T000 | Wallonia | 457 m² | 1 · 74 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,468 companies in sector 47632 we hold annual accounts for 733. 318 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47632Retail sale of bicycles
77210Renting and leasing of sports and recreation goods
90391Promotion and organisation of arts and performing arts events
93199Other sports activities
93299Other amusement and recreation activities
95290Repair and maintenance of other personal and household goods
Contact
E-mail
info@cyclesport.be
Scores and ratios are computed by Checked and are not a credit decision.