CYBI
ActiveCYBI has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €10k. Its solvency ranks better than 35% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-6
Solvency41▲+5
Growth52
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.9 in 2024; short-term debt: 16.6% and cash: 0.5% of total assets), but 83.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-10-2025, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 d early
2024
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€28k▲ 53.0%
2024 · €18k
2024: €18k
2024 → 2025
Total assets
€172k▲ 2.4%
2024 · €168k
2024: €168k
2024 → 2025
Net result
€10k▼ 39.1%
2024 · €17k
2024: €17k
2024 → 2025
Working capital
€27k▲ 9.6%
2024 · €24k
2024: €24k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€18k-€28k▲ 53.0%
Operating result€27k-€17k▼ 38.5%
Net result€17k-€10k▼ 39.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€117k=
Current assets
€55k▲ 7.8%
Equity and liabilities €172k
Equity
€28k▲ 53.0%
Debt
€145k▼ 3.7%
The debt ratio falls from 89.2% to 83.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €30k
Cash flow
€10k▼
2024 · €21k
Solvency
16.1%▲
2024 · 10.8%
Current ratio
1.93▲
2024 · 1.90
Quick ratio
1.93▲
2024 · 1.90
Debt / equity
5.22▼
2024 · 8.29
ROE
37.6%▼
2024 · 94.5%
ROA
6.1%▼
2024 · 10.2%
Interest coverage
4.83▼
2024 · 4.96
Debt
€145k▼
2024 · €150k
Debt ≤ 1 year
€29k▲
2024 · €27k
Debt > 1 year
€115k▼
2024 · €122k
Income taxes
€4k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€168k€172k▲
Fixed assets21/28€117k€117k=
Financial fixed assets28€117k€117k=
Current assets29/58€51k€55k▲
Amounts receivable after more than one year29€44k€34k▼
Other amounts receivable291€44k€34k▼
Amounts receivable within one year40/41€6k€20k▲
Trade receivables40€6k€8k▲
Other amounts receivable41-€13k
Cash at bank and in hand54/58€198€866▲
Deferred charges and accrued income490/1€676€694▲
Equity and liabilities
Total equity and liabilities10/49€168k€172k▲
Equity10/15€18k€28k▲
Contributions10/11€1k€1k=
Reserves13€17k€27k▲
Distributable reserves133€17k€27k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€150k€145k▼
Amounts payable after more than one year17€122k€115k▼
Financial debts170/4€119k€101k▼
Other amounts payable178/9€4k€15k▲
Amounts payable within one year42/48€27k€29k▲
Current portion of amounts payable after more than one year42€18k€18k=
Trade debts44€1k€32▼
Suppliers440/4€1k€32▼
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48-€666
Accrued charges and deferred income492/3€704€681▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€0▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€33k€18k▼
Operating profit (loss)9901€27k€17k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€3k▼
Non-recurring financial charges66B-€111
Profit (loss) for the period before taxes9903€24k€15k▼
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€17k€10k▼
Profit (loss) for the period to be appropriated9905€17k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€10k▼
Transfer to equity691/2€17k€10k▼
To other reserves6921€17k€10k▼
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostrozebeeksestraat(O) 1618710 WielsbekeGround area
89 m²
Building footprint
147 m²
Volume, LiDAR
700 m³
Parcel 37009A0028/00D002, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CYBI
since 20222.331.393.812
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37009A0028/00D002 | Flanders | 88 m² | 1 · 147 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VEBO GROEP
BE 0726.842.774
Heist-op-den-Berg · Eq €28k
WOOD IMMO
BE 1004.894.957
Incourt · Eq €28k
CONCEPTIMMO
BE 0834.618.484
Crisnée · Eq €28k
PHLIPS
BE 0508.502.011
Ninove · Eq €28k
UMAC
BE 0766.492.119
Dilbeek · Eq €28k
Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 4,302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2022
Fiscal year end31-03
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
46180Agents specialised in the wholesale of other particular products
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.