CyberMinute
ActiveCyberMinute has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €139k and a net result of €2k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability51▼-29
Solvency100▲+20
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 7.81 against 2.21 in 2023; short-term debt: 12.8% and cash: 74.1% of total assets), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-08-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
4 d late
2023
25 d early
2022
12 d early
2021
7 d late
2020
6 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€139k▲ 18.7%
2023 · €117k
2020: €68k
2021: €89k
2022: €97k
2023: €117k
2020 → 2024
Total assets
€159k▼ 25.3%
2023 · €213k
2020: €130k
2021: €155k
2022: €167k
2023: €213k
2020 → 2024
Net result
€2k▼ 90.8%
2023 · €19k
2020: €3k
2021: €22k
2022: €8k
2023: €19k
2020 → 2024
Working capital
€138k▲ 19.2%
2023 · €116k
2020: €68k
2021: €118k
2022: €96k
2023: €116k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€68k-€89k▲ 31.9%€97k▲ 8.9%€117k▲ 19.9%€139k▲ 18.7%
Operating result€4k-€28k▲ 670%€10k▼ 63.4%€25k▲ 144%€3k▼ 89.6%
Net result€3k-€22k▲ 683%€8k▼ 63.3%€19k▲ 144%€2k▼ 90.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 90% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €159k
Fixed assets
€426▼ 53.1%
Current assets
€158k▼ 25.2%
Equity and liabilities €159k
Equity
€139k▲ 18.7%
Debt
€20k▼ 78.9%
The debt ratio falls from 45.1% to 12.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▼
2023 · €25k
Cash flow
€2k▼
2023 · €20k
Solvency
87.2%▲
2023 · 54.9%
Current ratio
7.81▲
2023 · 2.21
Quick ratio
7.81▲
2023 · 2.21
Debt / equity
0.15▼
2023 · 0.82
ROE
1.3%▼
2023 · 16.6%
ROA
1.1%▼
2023 · 9.1%
Interest coverage
3.64▼
2023 · 201.08
Debt
€20k▼
2023 · €96k
Debt ≤ 1 year
€20k▼
2023 · €96k
Income taxes
€462▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€213k€159k▼
Fixed assets21/28€910€426▼
Tangible fixed assets22/27€415€201▼
Plant, machinery and equipment23€415€201▼
Financial fixed assets28€495€225▼
Current assets29/58€212k€158k▼
Amounts receivable within one year40/41€88k€34k▼
Trade receivables40€82k€10k▼
Other amounts receivable41€6k€24k▲
Cash at bank and in hand54/58€123k€118k▼
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€213k€159k▼
Equity10/15€117k€139k▲
Contributions10/11€65k€85k▲
Profit (loss) carried forward14€52k€54k▲
Amounts payable17/49€96k€20k▼
Amounts payable within one year42/48€96k€20k▼
Trade debts44€93k€20k▼
Suppliers440/4€93k€20k▼
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€606€214▼
Other operating charges640/8€400€387▼
Gross operating margin9900€26k€3k▼
Operating profit (loss)9901€25k€3k▼
Financial income75/76B-€456
Recurring financial income75-€456
Financial charges65/66B€125€758▲
Recurring financial charges65€125€758▲
Profit (loss) for the period before taxes9903€24k€2k▼
Income taxes67/77€5k€462▼
Profit (loss) for the period9904€19k€2k▼
Profit (loss) for the period to be appropriated9905€19k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€54k▲
Profit (loss) brought forward from the previous period14P€32k€52k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼90.8%
Net result drops to €2k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 7.81
Current ratio from 2.21 to 7.81; short-term debt falls from €96k to €20k.
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €117k ▲19.9%
4 profitable years in a row build equity to €117k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
31-12
Financial
Highest result since 2020net €22k ▲683%
Operating result €28k, net result €22k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.30
Current ratio from 2.08 to 4.30; short-term debt falls from €63k to €36k.
25-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Congresstraat 371000 BrusselGround area
270 m²
Building footprint
188 m²
Volume, LiDAR
4,053 m³
Parcel 21803C0244/00F002, Brussels · tallest building 24.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Nis Institute
since 20192.295.320.896
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0244/00F002 | Brussels | 270 m² | 1 · 188 m² | 24.5 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KeiKy
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Nulogix
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
68110Buying and selling of own real estate
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.