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CyaCo

Active
Private limited companyfounded 20242 yrs activeXhéneumont 12, 4651 Herve, BelgiumKBO/BCE: BE 1005.030.361
Summary

CyaCo has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €11,963 and a net result of €7,796. Its solvency ranks better than 13% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
Axes
Profitability75
Solvency32
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.81; short-term debt: 7.5% and cash: 12.5% of total assets), but 92.6% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
7.4%
Return on assets
4.9%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 37969 sector peers (2024).
NBB · sector comparison
Position among 37969 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 38 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CyaCo was incorporated on 22 January 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€11,963
Total assets
€160,718
Net result
€7,796
Working capital
€21,862

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €160,718
Fixed assets €126,800
Current assets €33,918
Equity and liabilities €160,718
Equity €11,963
Debt €148,755
Debt finances 92.6% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€27,454
Cash flow
€22,196
Current ratio
2.81
Debt to equity
12.43
ROE
65.2%
ROA
4.9%
Interest coverage
9.46
Debt ≤ 1 year
€12,056
Debt > 1 year
€136,699
Income taxes
€2,597

Peer companies

Historical observation

Of the 2,136 companies that looked in July 2024 the way this one looks now, 4.9% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
4.9% went bankrupt
2.0% stopped otherwise
92% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 40 lines
Balance sheet Code2024
Assets
Total assets20/58€160,718
Fixed assets21/28€126,800
Intangible fixed assets21€126,000
Tangible fixed assets22/27€800
Furniture and vehicles24€800
Current assets29/58€33,918
Amounts receivable within one year40/41€13,633
Trade receivables40€13,567
Other amounts receivable41€66
Cash at bank and in hand54/58€20,159
Deferred charges and accrued income490/1€126
Equity and liabilities
Total equity and liabilities10/49€160,718
Equity10/15€11,963
Contributions10/11€5,000
Profit (loss) carried forward14€6,963
Amounts payable17/49€148,755
Amounts payable after more than one year17€136,699
Other amounts payable178/9€136,699
Amounts payable within one year42/48€12,056
Trade debts44€1,454
Suppliers440/4€1,454
Taxes, remuneration and social security45€10,019
Taxes450/3€8,364
Remuneration and social security454/9€1,655
Other amounts payable47/48€583
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,400
Other operating charges640/8€1,420
Gross operating margin9900€28,874
Operating profit (loss)9901€13,054
Financial income75/76B€241
Recurring financial income75€241
Financial charges65/66B€2,902
Recurring financial charges65€2,902
Profit (loss) for the period before taxes9903€10,393
Income taxes67/77€2,597
Profit (loss) for the period9904€7,796
Profit (loss) for the period to be appropriated9905€7,796
Appropriation of the result
Profit (loss) to be appropriated9906€7,796
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,400
Other operating charges640/8€1,420
Gross operating margin9900€28,874
Operating profit (loss)9901€13,054
Financial income75/76B€241
Recurring financial income75€241
Financial charges65/66B€2,902
Recurring financial charges65€2,902
Profit (loss) for the period before taxes9903€10,393
Income taxes67/77€2,597
Profit (loss) for the period9904€7,796
Profit (loss) for the period to be appropriated9905€7,796
Line2024
Assets
Total assets20/58€160,718
Fixed assets21/28€126,800
Intangible fixed assets21€126,000
Tangible fixed assets22/27€800
Furniture and vehicles24€800
Current assets29/58€33,918
Amounts receivable within one year40/41€13,633
Trade receivables40€13,567
Other amounts receivable41€66
Cash at bank and in hand54/58€20,159
Deferred charges and accrued income490/1€126
Equity and liabilities
Total equity and liabilities10/49€160,718
Equity10/15€11,963
Contributions10/11€5,000
Profit (loss) carried forward14€6,963
Amounts payable17/49€148,755
Amounts payable after more than one year17€136,699
Other amounts payable178/9€136,699
Amounts payable within one year42/48€12,056
Trade debts44€1,454
Suppliers440/4€1,454
Taxes, remuneration and social security45€10,019
Taxes450/3€8,364
Remuneration and social security454/9€1,655
Other amounts payable47/48€583
Line2024
Profit (loss) for the period9904€7,796
+ Depreciation and write-downs630€14,400
Operating cash flow (approximation)€22,196

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
493 m²
Building footprint
121 m²
Volume, LiDAR
663 m³
Parcel 63006C0136/00C000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CyaCo
Xhéneumont 12, 4651 HerveReal estate activities
since 20242.355.360.037
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63006C0136/00C000indicative
ProtectedSite or landscape
Wallonia 493 m² 1 · 121 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 24,950 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
85592Vocational training
Contact
E-mail c.emontspool@cyaco.be
Phone +32496377024
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005030361
Also 9925:BE1005030361

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.