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CWF Group

Active
Private limited companyfounded 20251 yr activeQuai Sur Meuse 19, 4000 Liège, BelgiumKBO/BCE: BE 1026.310.478
Summary

CWF Group has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,486) and a net result of -€12,486. Its solvency ranks better than 5% of 8535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

What they do
Office administrative, office support and other business support activities
NACE 82400
1 site
How big
€755total assets 2025
Equity
-€9,486
Loss
-€12,486
Turnover not published (abridged schema)
Financially healthy?
52 Fair Checked score 2025
Bankruptcy chance 12 m
0.6%
Who decides
Accounts filed 31 d late0 of 1 deed read
Why 52Capped at 59: negative equity- Negative equity -€9,486- Latest accounts 31 days late; 1 of the last 3 late+ Sector Office administrative, office support and other business support activities (NACE 82)+ Size: total assets €755Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 7% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency 0
equity -1256.3% of total assets
Liquidity 20
short-term debt 1356.3% · cash 16.4%
Profitability 0
return on assets -1653.6%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,418 companies)
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
  • Size: total assets €755 lowers the probability for this profile
  • Negative equity -€9,486 raises the probability
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 5%, liquidity 11%, profitability 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €755
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€9,486
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€9,486 View
  • Caution: Among the weakest 5% on solvencysector median 51.1% · 8,535 companies -1256.3% View
  • Founded 13 months agofounded 07-08-2025 13 mo View

By topic

Financials

Fiscal year
2025
Total assets
€755
Loss
-€12,486
Solvency
-1256.3%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Office administrative, office support and other business support…NACE 82400
Founded
07-08-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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