CVSW
ActiveCVSW has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €-8k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 72% of 6963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-93
Solvency100=
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.42 against 3.27 in 2024), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
-21%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
44 d early
2023
22 d early
2022
32 d early
2021
23 d early
2020
19 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 36.8%
2024 · €48k
2018: €38k
2019: €47k
2020: €52k
2021: €48k
2022: €55k
2023: €46k
2024: €48k
2018 → 2025
Total assets
€40k▼ 41.3%
2024 · €68k
2018: €115k
2019: €148k
2020: €116k
2021: €107k
2022: €84k
2023: €83k
2024: €68k
2018 → 2025
Net result
€-8k
2024 · €9k
2018: €6k
2019: €39k
2020: €23k
2021: €7k
2022: €8k
2023: €4k
2024: €9k
2018 → 2025
Working capital
€30k▼ 34.9%
2024 · €45k
2018: €2k
2019: €15k
2020: €31k
2021: €31k
2022: €42k
2023: €37k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€55k▲ 16.0%€46k▼ 17.5%€48k▲ 5.8%€31k▼ 36.8%
Operating result€13k-€13k▼ 0.4%€8k▼ 39.1%€15k▲ 82.8%€-8k
Net result€7k-€8k▲ 7.2%€4k▼ 47.2%€9k▲ 122%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €15k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€2k▼ 34.8%
Current assets
€38k▼ 41.6%
Equity and liabilities €40k
Equity
€31k▼ 36.8%
Debt
€10k▼ 52.1%
The debt ratio falls from 29.3% to 23.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-4k▼
2024 · €26k
Cash flow
€-5k▼
2024 · €21k
Solvency
76.1%▲
2024 · 70.7%
Current ratio
4.42▲
2024 · 3.27
Quick ratio
4.42▲
2024 · 3.27
Debt / equity
0.31▼
2024 · 0.41
ROE
-27.6%▼
2024 · 18.5%
ROA
-21.0%▼
2024 · 13.1%
Interest coverage
-7.70▼
2024 · 44.47
Debt
€10k▼
2024 · €20k
Debt ≤ 1 year
€9k▼
2024 · €20k
Income taxes
€404▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€40k▼
Fixed assets21/28€3k€2k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€65k€38k▼
Amounts receivable within one year40/41€37k€16k▼
Trade receivables40€32k€13k▼
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€26k€22k▼
Deferred charges and accrued income490/1€2k€762▼
Equity and liabilities
Total equity and liabilities10/49€68k€40k▼
Equity10/15€48k€31k▼
Contributions10/11€6k€6k=
Reserves13€42k€33k▼
Distributable reserves133€42k€33k▼
Profit (loss) carried forward14€0€-8k▼
Amounts payable17/49€20k€10k▼
Amounts payable within one year42/48€20k€9k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€2k€677▼
Suppliers440/4€2k€677▼
Taxes, remuneration and social security45€18k€8k▼
Taxes450/3€18k€8k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0€939▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€3k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€30k€-634▼
Operating profit (loss)9901€15k€-8k▼
Financial income75/76B€173€81▼
Recurring financial income75€173€81▼
Financial charges65/66B€595€552▼
Recurring financial charges65€595€552▼
Profit (loss) for the period before taxes9903€14k€-8k▼
Income taxes67/77€5k€404▼
Profit (loss) for the period9904€9k€-8k▼
Profit (loss) for the period to be appropriated9905€9k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-8k▼
Transfer from equity791/2€6k€9k▲
Transfer to equity691/2€9k€0▼
To other reserves6921€9k€0▼
Profit to be distributed694/7€6k€9k▲
Return on contributions (dividend)694€6k€9k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-8k ▼194%
Net result drops to €-8k, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €39k ▲524%
Operating result €46k, net result €39k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jobsesteenweg 1411180 UkkelGround area
1,959 m²
Building footprint
352 m²
Volume, LiDAR
2,898 m³
Parcel 21614E0202/00M000, Brussels · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CVSW
since 20152.250.767.709
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0202/00M000 | Brussels | 1,958 m² | 1 · 352 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,133 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2015
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
85599Other education
86909Human health activities
86995Nutrition and dietetics services
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.