CVS Consulting
ActiveCVS Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €785k and a net result of €98k. Equity is growing by ~33.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-28
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 20.83 against 16.06 in 2024; short-term debt: 4.7% and cash: 25.8% of total assets), and 4.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.3%
Return on assets
11.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
741 d late
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€785k▲ 14.2%
2024 · €687k
2021: €101k
2022: €317k
2023: €536k
2024: €687k
2021 → 2025
Total assets
€824k▲ 12.6%
2024 · €732k
2021: €147k
2022: €440k
2023: €662k
2024: €732k
2021 → 2025
Net result
€98k▼ 35.4%
2024 · €152k
2021: €96k
2022: €216k
2023: €218k
2024: €152k
2021 → 2025
Working capital
€769k▲ 15.2%
2024 · €668k
2021: €98k
2022: €311k
2023: €534k
2024: €668k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€317k▲ 213%€536k▲ 68.8%€687k▲ 28.3%€785k▲ 14.2%
Operating result€130k-€289k▲ 123%€286k▼ 1.2%€197k▼ 31.2%€146k▼ 25.9%
Net result€96k-€216k▲ 124%€218k▲ 1.1%€152k▼ 30.6%€98k▼ 35.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €824k
Fixed assets
€16k▼ 19.3%
Current assets
€808k▲ 13.5%
Equity and liabilities €824k
Equity
€785k▲ 14.2%
Debt
€39k▼ 12.5%
The debt ratio falls from 6.1% to 4.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€152k▼
2024 · €204k
Cash flow
€104k▼
2024 · €159k
Solvency
95.3%▲
2024 · 93.9%
Current ratio
20.83▲
2024 · 16.06
Quick ratio
20.83▲
2024 · 16.06
Debt / equity
0.05▼
2024 · 0.06
ROE
12.5%▼
2024 · 22.0%
ROA
11.9%▼
2024 · 20.7%
Debt
€39k▼
2024 · €44k
Debt ≤ 1 year
€39k▼
2024 · €44k
Income taxes
€48k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€732k€824k▲
Fixed assets21/28€20k€16k▼
Tangible fixed assets22/27€20k€16k▼
Furniture and vehicles24€1k€673▼
Leasing and similar rights25€18k€15k▼
Current assets29/58€712k€808k▲
Amounts receivable within one year40/41€69k€146k▲
Trade receivables40€14k€44k▲
Other amounts receivable41€55k€102k▲
Current investments50/53€300k€450k▲
Cash at bank and in hand54/58€342k€212k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€732k€824k▲
Equity10/15€687k€785k▲
Contributions10/11€5k€5k=
Reserves13-€100k
Distributable reserves133-€100k
Profit (loss) carried forward14€682k€680k▼
Amounts payable17/49€44k€39k▼
Amounts payable within one year42/48€44k€39k▼
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€30k€22k▼
Taxes450/3€30k€22k▼
Other amounts payable47/48€13k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€533€1k▲
Gross operating margin9900€205k€153k▼
Operating profit (loss)9901€197k€146k▼
Financial income75/76B€0€62▲
Recurring financial income75€0€62▲
Financial charges65/66B€65-
Recurring financial charges65€65-
Profit (loss) for the period before taxes9903€197k€146k▼
Income taxes67/77€45k€48k▲
Profit (loss) for the period9904€152k€98k▼
Profit (loss) for the period to be appropriated9905€152k€98k▼
Appropriation of the result
Profit (loss) to be appropriated9906€682k€780k▲
Profit (loss) brought forward from the previous period14P€531k€682k▲
Transfer to equity691/2-€100k
To other reserves6921-€100k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
11-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 741 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 16.06
Current ratio from 5.23 to 16.06; short-term debt falls from €126k to €44k.
2023
31-12
Financial
Highest result since 2021net €218k ▲1.1%
Net result €218k, the highest in the series.
31-12
Financial
Equity above €500kEq €536k ▲68.8%
3 profitable years in a row build equity to €536k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €317k ▲213%
2 profitable years in a row build equity to €317k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Huldekens 232970 SchildeGround area
3,039 m²
Building footprint
252 m²
Volume, LiDAR
1,426 m³
Parcel 11041A0217/00C000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CVS Consulting
since 20202.308.938.015
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041A0217/00C000 | Flanders | 3,039 m² | 1 · 252 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 3,445 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2020
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:vansteenbergen@telenet.be