CVR
ActiveCVR has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €49k. Equity is growing by ~69.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +54 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency80▲+55
Growth78▲+46
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 7.58 against 1.61 in 2024), but 63.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.8%
Return on assets
35.3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
76 d early
2023
79 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 2,286%
2024 · €2k
2023: €22k
2024: €2k
2023 → 2025
Total assets
€140k▼ 52.9%
2024 · €297k
2023: €78k
2024: €297k
2023 → 2025
Net result
€49k
2024 · €-19k
2023: €18k
2024: €-19k
2023 → 2025
Working capital
€122k▲ 8.4%
2024 · €112k
2023: €72k
2024: €112k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€22k-€2k▼ 89.9%€52k▲ 2,286%
Operating result€25k-€-14k€66k
Net result€18k-€-19k€49k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €66k after a loss of €14k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €140k
Equity
€52k▲ 2,286%
Debt
€88k▼ 70.0%
The debt ratio falls from 99.3% to 63.2%: equity grows while debt is paid down.
Key figures and ratios
Solvency
36.8%▲
2024 · 0.7%
Current ratio
7.58▲
2024 · 1.61
Quick ratio
7.58▲
2024 · 0.07
Debt / equity
1.72
ROE
95.8%▲
2024 · -894.9%
ROA
35.3%▲
2024 · -6.5%
Debt
€88k▼
2024 · €295k
Debt ≤ 1 year
€18k▼
2024 · €185k
Debt > 1 year
€70k▼
2024 · €110k
Income taxes
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€297k€140k▼
Current assets29/58€297k€140k▼
Stocks and contracts in progress3€283k-
Stocks30/36€280k-
Contracts in progress37€4k-
Amounts receivable within one year40/41€10k€131k▲
Other amounts receivable41€10k€131k▲
Cash at bank and in hand54/58€3k€9k▲
Deferred charges and accrued income490/1€447-
Equity and liabilities
Total equity and liabilities10/49€297k€140k▼
Equity10/15€2k€52k▲
Contributions10/11€4k€4k=
Reserves13€18k€18k=
Distributable reserves133€18k€18k=
Profit (loss) carried forward14€-19k€30k▲
Amounts payable17/49€295k€88k▼
Amounts payable after more than one year17€110k€70k▼
Other amounts payable178/9€110k€70k▼
Amounts payable within one year42/48€185k€18k▼
Financial debts43€181k-
Credit institutions430/8€181k-
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€518€8k▲
Taxes450/3€518€8k▲
Other amounts payable47/48€2k€10k▲
Income statement
Code20242025
Other operating charges640/8€602€4k▲
Gross operating margin9900€-13k€70k▲
Operating profit (loss)9901€-14k€66k▲
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€-19k€57k▲
Income taxes67/77-€8k
Profit (loss) for the period9904€-19k€49k▲
Profit (loss) for the period to be appropriated9905€-19k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€30k▲
Profit (loss) brought forward from the previous period14P-€-19k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
30-06
Financial
Liquidity times 5current ratio 7.58
Current ratio from 1.61 to 7.58; short-term debt falls from €185k to €18k.
2024
16-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-19k ▼211%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
2023
13-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Konijnepijpweg(Odk) 68670 KoksijdeGround area
1,181 m²
Building footprint
204 m²
Volume, LiDAR
1,100 m³
Parcel 38018A0358/00D000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Konijnepijpweg(Odk) 6, 8670 Koksijde
since 20222.331.921.471
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018A0358/00D000 | Flanders | 1,181 m² | 1 · 204 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROPETAN
BE 0405.694.085
Lasne · Eq €52k
A - R PROJECTS
BE 0743.569.633
Knokke-Heist · Eq €52k
WOOD AND STONE 4EVER
BE 0650.986.004
Zelzate · Eq €51k
ProInvestment
BE 0691.689.776
Liège · Eq €51k
VADICE
BE 1024.739.573
Willebroek · Eq €52k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 4,985 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2022
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.