CvoorU
ActiveCvoorU has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €53k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 29% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
75
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency50▲+7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 0.96 in 2024), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
47%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
63 d early
2024
27 d early
2023
27 d early
2022
28 d late
2021
16 d late
2020
16 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k=
2024 · €34k
2019: €19k
2020: €51k
2021: €38k
2022: €37k
2023: €34k
2024: €34k
2019 → 2025
Total assets
€113k▼ 6.7%
2024 · €121k
2019: €76k
2020: €136k
2021: €108k
2022: €116k
2023: €131k
2024: €121k
2019 → 2025
Net result
€53k▼ 15.0%
2024 · €63k
2019: €17k
2020: €32k
2021: €-13k
2022: €-851
2023: €47k
2024: €63k
2019 → 2025
Working capital
€10k
2024 · €-4k
2019: €746
2020: €-6k
2021: €-18k
2022: €-8k
2023: €-13k
2024: €-4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€37k▼ 2.2%€34k▼ 8.1%€34k=€34k=
Operating result€-13k-€-99▲ 99.2%€58k€80k▲ 37.9%€69k▼ 13.7%
Net result€-13k-€-851▲ 93.7%€47k€63k▲ 32.3%€53k▼ 15.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€25k▼ 34.8%
Current assets
€89k▲ 5.9%
Equity and liabilities €113k
Equity
€34k=
Debt
€79k▼ 9.3%
The debt ratio falls from 71.9% to 69.9%: debt is paid down.
Key figures and ratios
EBITDA
€76k▼
2024 · €96k
Cash flow
€60k▼
2024 · €79k
Solvency
30.1%▲
2024 · 28.1%
Current ratio
1.12▲
2024 · 0.96
Quick ratio
1.12▲
2024 · 0.96
Debt / equity
2.33▼
2024 · 2.56
ROE
156.2%▼
2024 · 183.7%
ROA
47.0%▼
2024 · 51.5%
Interest coverage
61.83▼
2024 · 238.62
Debt
€79k▼
2024 · €87k
Debt ≤ 1 year
€79k▼
2024 · €87k
Income taxes
€14k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€113k▼
Fixed assets21/28€38k€25k▼
Tangible fixed assets22/27€38k€25k▼
Plant, machinery and equipment23€2k€874▼
Furniture and vehicles24€5k€3k▼
Leasing and similar rights25€6k€0▼
Other tangible fixed assets26€25k€20k▼
Current assets29/58€84k€89k▲
Amounts receivable within one year40/41€46k€17k▼
Trade receivables40€36k€13k▼
Other amounts receivable41€9k€5k▼
Cash at bank and in hand54/58€36k€70k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€121k€113k▼
Equity10/15€34k€34k=
Contributions10/11€2k€2k=
Reserves13€32k€32k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€87k€79k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€87k€79k▼
Current portion of amounts payable after more than one year42€6k€0▼
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€71k€68k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€7k▼
Other operating charges640/8€734€805▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€97k€79k▼
Operating profit (loss)9901€80k€69k▼
Financial income75/76B€11€0▼
Recurring financial income75€11€0▼
Financial charges65/66B€403€1k▲
Recurring financial charges65€403€1k▲
Profit (loss) for the period before taxes9903€79k€68k▼
Income taxes67/77€17k€14k▼
Profit (loss) for the period9904€63k€53k▼
Profit (loss) for the period to be appropriated9905€63k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€53k▼
Transfer from equity791/2€0-
Profit to be distributed694/7€63k€53k▼
Return on contributions (dividend)694€63k€53k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €63k ▲32.3%
Operating result €80k, net result €63k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €47k
Net result €47k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Weakest financial yearnet €-13k ▼142%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikestraat 533080 TervurenGround area
148 m²
Building footprint
50 m²
Volume, LiDAR
86 m³
Parcel 24302F0072/00B005, Flanders · tallest building 3.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CvoorU
since 20192.290.946.889
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302F0072/00B005 | Flanders | 148 m² | 1 · 50 m² | 3.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 93 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 93 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,510 companies in sector 71121 we hold annual accounts for 6,526. 4,549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2019
Fiscal year end31-12
Trade name NL
Buildzone.be, Duikzone.be, Groenzone.be & Safetyzone.be
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.cvooru.be
E-mail:cvooru.be@cvooru.be