CVO MANAGEMENT
ActiveSummary
CVO MANAGEMENT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 57% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency88▲+26
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 1.46 in 2024; short-term debt: 36.7% and cash: 7.7% of total assets), and 36.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.3%
Return on assets
38.2%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €28k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
35 d early
2024
35 d early
2023
36 d early
2022
33 d early
2021
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 152%
2024 · €11k
2021: €12k
2022: €6k
2023: €5k
2024: €11k
2021 → 2025
Total assets
€45k▲ 47.3%
2024 · €30k
2021: €21k
2022: €13k
2023: €22k
2024: €30k
2021 → 2025
Net result
€17k▲ 160%
2024 · €7k
2021: €10k
2022: €-7k
2023: €-1k
2024: €7k
2021 → 2025
Working capital
€27k▲ 207%
2024 · €9k
2021: €9k
2022: €4k
2023: €2k
2024: €9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€6k▼ 53.2%€5k▼ 19.7%€11k▲ 141%€28k▲ 152%
Operating result€14k-€-6k€-839▲ 86.8%€9k€23k▲ 149%
Net result€10k-€-7k€-1k▲ 82.7%€7k€17k▲ 160%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 149% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€1k ▼ 46.6%
Current assets
€43k ▲ 55.5%
Equity and liabilities €45k
Equity
€28k ▲ 152%
Debt
€16k ▼ 14.2%
Debt's share of the balance-sheet total falls from 63.0% to 36.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €11k
Cash flow
€18k▲
2024 · €8k
Current ratio
2.65▲
2024 · 1.46
Debt to equity
0.58▼
2024 · 1.70
ROE
60.4%▲
2024 · 58.5%
ROA
38.2%▲
2024 · 21.6%
Interest coverage
32.96▲
2024 · 15.62
Debt ≤ 1 year
€16k▼
2024 · €19k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€30k€45k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€28k€43k▲
Amounts receivable within one year40/41€23k€40k▲
Trade receivables40€23k€37k▲
Other amounts receivable41€126€3k▲
Cash at bank and in hand54/58€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€30k€45k▲
Equity10/15€11k€28k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€9k€26k▲
Amounts payable17/49€19k€16k▼
Amounts payable within one year42/48€19k€16k▼
Trade debts44€13k€8k▼
Suppliers440/4€13k€8k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Other amounts payable47/48€57-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€384€387▲
Gross operating margin9900€11k€24k▲
Operating profit (loss)9901€9k€23k▲
Financial income75/76B-€90
Recurring financial income75-€90
Financial charges65/66B€686€726▲
Recurring financial charges65€686€726▲
Profit (loss) for the period before taxes9903€8k€22k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€7k€17k▲
Profit (loss) for the period to be appropriated9905€7k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€26k▲
Profit (loss) brought forward from the previous period14P€3k€9k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2021net €17k ▲160%
Operating result €23k, net result €17k, both a record.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-7k ▼164%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ravenstraat 879255 BuggenhoutGround area
1,503 m²
Building footprint
174 m²
Volume, LiDAR
885 m³
Parcel 42004C0153/00C000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CVO MANAGEMENT
since 20202.307.221.412
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42004C0153/00C000 | Flanders | 1,503 m² | 1 · 174 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KoP
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 33,950 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2020
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.