CVL-IT-Services
ActiveCVL-IT-Services has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €33k. Its solvency ranks better than 76% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record79
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.04; short-term debt: 18.7% and cash: 81.1% of total assets), and 18.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.1%
Return on assets
27.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€97k
Total assets
€120k
Net result
€33k
Working capital
€91k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €120k
Fixed assets
€7k
Current assets
€113k
Equity and liabilities €120k
Equity
€97k
Debt
€23k
Debt finances 18.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€45k
Cash flow
€36k
Solvency
81.1%
Current ratio
5.04
Quick ratio
5.04
Debt / equity
0.23
ROE
33.8%
ROA
27.4%
Interest coverage
629.92
Debt
€23k
Debt ≤ 1 year
€22k
Income taxes
€9k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€120k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Plant, machinery and equipment23€6k
Furniture and vehicles24€647
Current assets29/58€113k
Amounts receivable within one year40/41€12k
Trade receivables40€12k
Other amounts receivable41€424
Cash at bank and in hand54/58€97k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€120k
Equity10/15€97k
Contributions10/11€1k
Reserves13€96k
Distributable reserves133€96k
Amounts payable17/49€23k
Amounts payable within one year42/48€22k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€20k
Taxes450/3€20k
Remuneration and social security454/9€144
Accrued charges and deferred income492/3€163
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€636
Gross operating margin9900€46k
Operating profit (loss)9901€42k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€72
Recurring financial charges65€72
Profit (loss) for the period before taxes9903€42k
Income taxes67/77€9k
Profit (loss) for the period9904€33k
Profit (loss) for the period to be appropriated9905€33k
Appropriation of the result
Profit (loss) to be appropriated9906€33k
Transfer to equity691/2€33k
To other reserves6921€33k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertenlaan(MEL) 649120 Beveren-Kruibeke-ZwijndrechtGround area
777 m²
Building footprint
189 m²
Volume, LiDAR
899 m³
Parcel 46016C0007/00K002, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CVL-IT-Services
since 20232.342.410.339
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016C0007/00K002 | Flanders | 777 m² | 1 · 189 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450049EE13E7456A33
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LINDUS
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LPS CONSULTING
BE 0764.396.028
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BE 0798.793.317
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TRUSTSCAPE
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Lennik · Eq €97k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,571 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2023
Fiscal year end31-12
Trade name NL
VIVO Balance
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.