Financials
- Financial year
- 2025
- Total assets
- €443,056
- Loss
- -€239,702
- Solvency
- 38.6%
CVJLR INVEST
ActiveSummary
The annual accounts of CVJLR INVEST for financial year 2025 show a net loss of 54% of total assets. The 2025 annual accounts show equity of €170,811 and a net result of -€239,702. The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Activity not known1 site
Size
€443,056total assets 2025
- Equity
- €170,811
- Loss
- -€239,702
Turnover not published (micro format)
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLatest accounts 73 days late; 1 of the last 3 lateLoss of €239,702 (financial year 2025)lowers riskSize: total assets €443,056No main activity registeredShow the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 20% of its sector peers (no NACE code, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency
64
equity 38.6% of total assets
Liquidity
35
short-term debt 38.2% · cash 2.1%
Profitability
0
return on assets -54.1%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 2.4%
03-2026: 2.4%● unchanged vs 02-2026
04-2026: 2.5%▲ +0.1 percentage points vs 03-2026
05-2026: 3.0%▲ +0.5 percentage points vs 04-2026
06-2026: 3.1%▲ +0.1 percentage points vs 05-2026
07-2026: 3.3%▲ +0.2 percentage points vs 06-2026
08-2026: 3.6%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 3.5%▼ -0.1 percentage points vs 08-2026
10-2026: 0.9%▼ -2.6 percentage points vs 09-2026lowest value
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.08, below 1; short-term debt: 38.2% and cash: 2.1% of total assets), and 61.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 38% on solvency, 19% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
73 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: LIBERTIAUX Emmanuelle (director) ·…
Key points
By topic
Board & ownership
- Board
- 1 member
- LIBERTIAUX EmmanuelleDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 06-01-2025
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 28
- Annual meeting
- Last Thursday of June at 18:00
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