Financials
- Financial year
- 2024
- Total assets
- €45,429
- Loss
- -€25,607
- Solvency
- 99.3%
CVHD CONSULTING
ActiveSummary
The computed 12-month bankruptcy probability of CVHD CONSULTING is 5.3% (elevated). The annual accounts of CVHD CONSULTING for financial year 2024 show a net loss of 56% of total assets. The 2024 annual accounts show equity of €45,107 and a net result of -€25,607. Equity is growing by about 6.9% per year across the filed financial years. The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€45,429total assets 2024
- Equity
- €45,107
- Loss
- -€25,607
Structure
- JOSHUA PASCAL P ABBELOOSDirector
- GEORGES PIERRE MARC MDirector
Accounts 75 days overdue3 of 6 deeds read
Why 37raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 31-08-2025)1 financial year not filed after the legal deadline; latest accounts 29 days late; 2 of the last 3 latelowers riskFounded in 2009Show the evidence
Checked score
Score 2024
37
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 39% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Average
Solvency
100+20
equity 99.3% of total assets
Liquidity
54+26
short-term debt 0.7% · cash 3.3%
Profitability
0-11
return on assets -56.4%
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.2%
12-2024: 4.2%● unchanged vs 11-2024
01-2025: 4.0%▼ -0.2 percentage points vs 12-2024
02-2025: 4.0%● unchanged vs 01-2025
03-2025: 3.9%▼ -0.1 percentage points vs 02-2025
04-2025: 3.9%● unchanged vs 03-2025
05-2025: 3.5%▼ -0.4 percentage points vs 04-2025
06-2025: 3.1%▼ -0.4 percentage points vs 05-2025
07-2025: 3.3%▲ +0.2 percentage points vs 06-2025
08-2025: 3.7%▲ +0.4 percentage points vs 07-2025
09-2025: 1.5%▼ -2.2 percentage points vs 08-2025lowest value
10-2025: 1.5%● unchanged vs 09-2025lowest value
11-2025: 1.5%● unchanged vs 10-2025lowest value
12-2025: 2.9%▲ +1.4 percentage points vs 11-2025
01-2026: 2.9%● unchanged vs 12-2025
02-2026: 2.9%● unchanged vs 01-2026
03-2026: 2.8%▼ -0.1 percentage points vs 02-2026
04-2026: 3.0%▲ +0.2 percentage points vs 03-2026
05-2026: 3.1%▲ +0.1 percentage points vs 04-2026
06-2026: 3.1%● unchanged vs 05-2026
07-2026: 3.3%▲ +0.2 percentage points vs 06-2026
08-2026: 3.4%▲ +0.1 percentage points vs 07-2026
09-2026: 3.6%▲ +0.2 percentage points vs 08-2026
10-2026: 5.3%▲ +1.7 percentage points vs 09-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
short-term debt: 0.7% and cash: 3.3% of total assets, and 0.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 50% on liquidity, 4% on profitability and 12% on growth.
The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€25,607
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
29 days late
2023
47 days late
2022
91 days late
2021
78 days late
2020
31 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 61 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Resignation: JOSHUA PASCAL P ABDELOOS (director)Appointment: GEORGES PIERRE MARC M…
- Resignation: ADIL BENAISSA (director)Appointment: JOSHUA PASCAL P ABBELOOS…
- Resignation: Fatih Mazibas (director)Appointment: Adil Benaissa (director) ·…
Key points
By topic
Board & ownership
- Board
- 2 members
- JOSHUA PASCAL P ABBELOOSDirector
- GEORGES PIERRE MARC MDirector
Timeline
- Events
- 21
- Since
- 2011
- 29-08-2025Annual accounts filed
- 31-12-2024Weakest financial year
- 31-12-2024Liquidity more than 63 times
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Founded
- 09-10-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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